Compare Mio, MI Car Insurance Rates (2021)

Car insurance in Mio, MI averages $747 a month. Mio, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Mio car insurance rates, compare quotes from the top car insurance companies in Mio, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mio, MI are $8,965/year
  • The cheapest car insurance company in Mio for teen drivers is USAA
  • Average car insurance rates in Mio, MI after a DUI are $14,732/year

If you need to buy Mio, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Mio, MI is right here.

You’ll find Mio car insurance rates, the cheapest Mio, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Mio, Michigan car insurance rates to Sterling Heights car insurance rates, Dearborn car insurance rates, and Troy car insurance rates.

Ready to find affordable Mio, MI car insurance today? Enter your ZIP code for fast, free Mio car insurance quotes.

Cheapest Mio, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mio, MI car insurance rates? Every Mio, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mio, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,147 $4,147 $3,868 $3,868 $9,063 $9,063 $4,648 $4,648
GEICO $3,804 $3,804 $3,838 $3,838 $10,478 $10,478 $3,638 $3,638
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,062 $2,851 $2,698 $3,017 $10,903 $11,579 $3,564 $3,292
State Farm $6,679 $6,679 $6,184 $6,184 $23,009 $23,009 $7,819 $7,819
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

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Minimum Car Insurance in Mio, MI

Every driver must carry the minimum car insurance in Mio, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Mio, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mio, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mio, MI. Compare credit history car insurance rates in Mio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mio, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $7,183 $4,738 $4,375
GEICO $6,991 $5,142 $4,186
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,927 $4,968 $4,467
State Farm $17,708 $8,966 $6,093
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

Cheapest Mio, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mio, MI to rates for a clean record with top companies.

Annual Mio, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,577 $5,810 $5,739 $5,601
GEICO $1,965 $4,056 $12,165 $3,572
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,337 $5,695 $5,131 $5,319
State Farm $7,042 $8,391 $17,841 $10,416
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Cheapest Mio, MI Car Insurance for Teen Drivers

Teen car insurance in Mio, MI can be expensive. Take a look at rates from the top car insurance companies in Mio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mio, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $9,063 $9,063
GEICO $10,478 $10,478
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $10,903 $11,579
State Farm $23,009 $23,009
Travelers $16,861 $16,861
USAA $6,179 $5,858

Cheapest Mio, MI Car Insurance for Seniors

Take a look at Mio, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mio, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,868 $3,868
GEICO $3,838 $3,838
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,698 $3,017
State Farm $6,184 $6,184
Travelers $4,792 $4,792
USAA $2,418 $2,284

Cheapest Mio, MI Car Insurance Rates After a DUI

A DUI in Mio, MI increases car insurance rates. Compare Mio, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mio, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,000
Farmers $5,739
GEICO $12,165
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,131
State Farm $17,841
Travelers $12,908
USAA $4,575

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Cheapest Mio, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mio, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mio, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,432 $5,432
GEICO $5,313 $5,567
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,121 $5,121
State Farm $10,621 $11,224
Travelers $8,279 $8,375
USAA $3,443 $3,523

The Best Cheap Car Insurance Companies in Mio, MI

Take a look at a side-by-side comparison of the top car insurance companies in Mio, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mio, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,432
GEICO $5,440
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,121
State Farm $10,923
Travelers $8,327
USAA $3,483

Category Winners: Cheapest Car Insurance in Mio, Michigan

Find the cheapest car insurance companies in Mio, MI for each category right here.

Best Annual Car Insurance Rates by Company in Mio, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mio, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mio car insurance rates. Find the cheapest Mio, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mio, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,294 $5,420 $5,581
GEICO $5,084 $5,392 $5,843
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,963 $5,127 $5,273
State Farm $10,352 $10,993 $11,423
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

What affects car insurance rates in Mio, Michigan?

What factors can have an impact on Mio, MI car insurance? There are several reasons why Mio car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mio, Michigan.

Commute Time in Mio

The more time you spend in your car the higher the risk of an accident. The average commute length in Mio, MI is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mio, MI

Ready to find affordable Mio, Michigan car insurance today? Enter your ZIP code for fast, free Mio, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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