Compare Mira Monte, CA Car Insurance Rates (2021)

Car insurance in Mira Monte, CA averages $292 a month. Mira Monte, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mira Monte car insurance rates, compare quotes from the top car insurance companies in Mira Monte, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mira Monte for teen drivers is USAA
  • The cheapest car insurance company in Mira Monte is USAA
  • Average car insurance rates in Mira Monte, CA are $3,501/year

If you need to buy Mira Monte, California car insurance, the options can be confusing. Everything you need to know about car insurance in Mira Monte, CA is right here.

You’ll find Mira Monte car insurance rates, the cheapest Mira Monte, CA car insurance companies, and information on California car insurance laws. You can also compare Mira Monte, California car insurance rates to Anaheim car insurance rates, Fresno car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Mira Monte, CA car insurance today? Enter your ZIP code for fast, free Mira Monte car insurance quotes.

Cheapest Mira Monte, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mira Monte, CA car insurance rates? Every Mira Monte, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mira Monte, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,738 $2,752 $1,976 $2,009 $7,358 $9,268 $3,522 $3,912
Farmers $3,000 $3,000 $2,693 $2,693 $9,575 $15,766 $3,554 $3,955
GEICO $1,746 $1,747 $1,642 $1,642 $5,315 $5,417 $2,509 $2,570
Liberty Mutual $2,127 $2,010 $1,976 $1,912 $4,558 $4,872 $2,392 $2,423
Nationwide $2,949 $2,818 $2,574 $2,430 $7,421 $8,201 $3,504 $3,470
Progressive $1,730 $1,777 $1,484 $1,753 $4,614 $5,542 $2,503 $2,687
State Farm $2,941 $2,941 $2,627 $2,627 $5,384 $6,674 $3,254 $3,356
Travelers $2,372 $2,303 $2,090 $2,068 $4,816 $5,529 $3,073 $3,017
USAA $1,698 $1,609 $1,662 $1,669 $3,821 $3,844 $2,351 $2,222

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Minimum Car Insurance in Mira Monte, CA

Every driver must carry the minimum car insurance in Mira Monte, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Mira Monte, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mira Monte, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mira Monte, CA to rates for a clean record with top companies.

Annual Mira Monte, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,251 $6,688 $3,309
Farmers $4,084 $5,564 $6,942 $5,529
GEICO $1,975 $3,046 $3,823 $2,450
Liberty Mutual $2,415 $3,237 $2,923 $2,560
Nationwide $2,913 $3,731 $6,309 $3,731
Progressive $1,804 $3,073 $3,566 $2,601
State Farm $2,656 $3,169 $5,993 $3,084
Travelers $2,122 $3,425 $3,991 $3,098
USAA $1,571 $2,329 $3,818 $1,720

Cheapest Mira Monte, CA Car Insurance for Teen Drivers

Teen car insurance in Mira Monte, CA can be expensive. Take a look at rates from the top car insurance companies in Mira Monte for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mira Monte, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,358 $9,268
Farmers $9,575 $15,766
GEICO $5,315 $5,417
Liberty Mutual $4,558 $4,872
Nationwide $7,421 $8,201
Progressive $4,614 $5,542
State Farm $5,384 $6,674
Travelers $4,816 $5,529
USAA $3,821 $3,844

Cheapest Mira Monte, CA Car Insurance for Seniors

Take a look at Mira Monte, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mira Monte, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,976 $2,009
Farmers $2,693 $2,693
GEICO $1,642 $1,642
Liberty Mutual $1,976 $1,912
Nationwide $2,574 $2,430
Progressive $1,484 $1,753
State Farm $2,627 $2,627
Travelers $2,090 $2,068
USAA $1,662 $1,669

Cheapest Mira Monte, CA Car Insurance Rates After a DUI

A DUI in Mira Monte, CA increases car insurance rates. Compare Mira Monte, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mira Monte, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,688
Farmers $6,942
GEICO $3,823
Liberty Mutual $2,923
Nationwide $6,309
Progressive $3,566
State Farm $5,993
Travelers $3,991
USAA $3,818

Cheapest Mira Monte, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mira Monte, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mira Monte, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,773 $4,611
Farmers $5,018 $6,041
GEICO $2,565 $3,082
Liberty Mutual $2,554 $3,014
Nationwide $3,684 $4,658
Progressive $2,506 $3,016
State Farm $3,590 $3,861
Travelers $2,843 $3,474
USAA $2,175 $2,544

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The Best Cheap Car Insurance Companies in Mira Monte, CA

Take a look at a side-by-side comparison of the top car insurance companies in Mira Monte, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mira Monte, California

Insurance Company Average Annual Rates
Allstate $4,192
Farmers $5,530
GEICO $2,824
Liberty Mutual $2,784
Nationwide $4,171
Progressive $2,761
State Farm $3,725
Travelers $3,159
USAA $2,360

Category Winners: Cheapest Car Insurance in Mira Monte, California

Find the cheapest car insurance companies in Mira Monte, CA for each category right here.

Best Annual Car Insurance Rates by Company in Mira Monte, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Mira Monte, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mira Monte car insurance rates. Find the cheapest Mira Monte, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mira Monte, California

Insurance Company Low Medium High
Allstate $3,951 $4,230 $4,395
Farmers $5,178 $5,568 $5,843
GEICO $2,567 $2,853 $3,051
Liberty Mutual $2,588 $2,806 $2,957
Nationwide $3,760 $4,237 $4,516
Progressive $2,445 $2,849 $2,990
State Farm $3,387 $3,781 $4,008
Travelers $2,780 $3,236 $3,460
USAA $2,157 $2,402 $2,520

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What affects car insurance rates in Mira Monte, California?

What factors can have an impact on Mira Monte, CA car insurance? There are several reasons why Mira Monte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mira Monte, California.

Commute Time in Mira Monte

The more time you spend in your car the higher the risk of an accident. The average commute length in Mira Monte, CA is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Mira Monte, CA

Ready to find affordable Mira Monte, California car insurance today? Enter your ZIP code for fast, free Mira Monte, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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