Compare Miramar, FL Car Insurance Rates (2021)

Car insurance in Miramar, FL averages $483 a month. Miramar, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Miramar car insurance rates, compare quotes from the top car insurance companies in Miramar, FL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Miramar is USAA
  • The cheapest car insurance company in Miramar for teen drivers is USAA
  • Average car insurance rates in Miramar, FL after a DUI are $6,974/year

If you need to buy Miramar, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Miramar, FL is right here.

You’ll find Miramar car insurance rates, the cheapest Miramar, FL car insurance companies, and information on Florida car insurance laws. You can also compare Miramar, Florida car insurance rates to Port St. Lucie car insurance rates, Jacksonville car insurance rates, and Fort Lauderdale car insurance rates.

Ready to find affordable Miramar, FL car insurance today? Enter your ZIP code for fast, free Miramar car insurance quotes.

Cheapest Miramar, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Miramar, FL car insurance rates? Every Miramar, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Miramar, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,351 $5,085 $4,645 $4,706 $18,625 $20,149 $5,277 $5,329
GEICO $3,808 $3,823 $3,559 $3,559 $6,861 $8,593 $4,201 $4,252
Liberty Mutual $4,669 $4,669 $4,274 $4,274 $9,910 $15,291 $4,669 $6,346
Nationwide $3,983 $3,917 $3,545 $3,668 $9,612 $11,793 $4,381 $4,539
Progressive $4,447 $4,222 $3,794 $4,065 $12,707 $13,871 $5,449 $5,220
State Farm $2,853 $2,853 $2,577 $2,577 $7,900 $10,033 $3,176 $3,358
USAA $2,015 $1,982 $1,884 $1,868 $6,982 $8,093 $2,528 $2,733

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Minimum Car Insurance in Miramar, FL

Every driver must carry the minimum car insurance in Miramar, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Miramar, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Miramar, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Miramar, FL. Compare credit history car insurance rates in Miramar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Miramar, Florida

Insurance Company Poor Fair Good
Allstate $12,106 $7,648 $6,184
GEICO $7,084 $4,248 $3,165
Liberty Mutual $8,724 $6,392 $5,173
Nationwide $7,167 $5,199 $4,674
Progressive $8,753 $6,229 $5,183
State Farm $6,069 $3,952 $3,227
USAA $5,723 $2,790 $2,019

Cheapest Miramar, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Miramar, FL to rates for a clean record with top companies.

Annual Miramar, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,435 $8,947 $9,933 $8,268
GEICO $3,333 $4,290 $6,439 $5,267
Liberty Mutual $4,858 $6,328 $9,209 $6,657
Nationwide $4,831 $5,318 $7,193 $5,377
Progressive $5,257 $7,885 $6,607 $7,138
State Farm $4,030 $4,802 $4,416 $4,416
USAA $2,746 $3,394 $5,022 $2,880

Cheapest Miramar, FL Car Insurance for Teen Drivers

Teen car insurance in Miramar, FL can be expensive. Take a look at rates from the top car insurance companies in Miramar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Miramar, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,625 $20,149
GEICO $6,861 $8,593
Liberty Mutual $9,910 $15,291
Nationwide $9,612 $11,793
Progressive $12,707 $13,871
State Farm $7,900 $10,033
USAA $6,982 $8,093

Cheapest Miramar, FL Car Insurance for Seniors

Take a look at Miramar, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Miramar, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,645 $4,706
GEICO $3,559 $3,559
Liberty Mutual $4,274 $4,274
Nationwide $3,545 $3,668
Progressive $3,794 $4,065
State Farm $2,577 $2,577
USAA $1,884 $1,868

Cheapest Miramar, FL Car Insurance Rates After a DUI

A DUI in Miramar, FL increases car insurance rates. Compare Miramar, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Miramar, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,933
GEICO $6,439
Liberty Mutual $9,209
Nationwide $7,193
Progressive $6,607
State Farm $4,416
USAA $5,022

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Cheapest Miramar, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Miramar, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Miramar, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,398 $8,893
GEICO $4,809 $4,856
Liberty Mutual $6,543 $6,983
Nationwide $5,680 $5,680
Progressive $6,722 $6,722
State Farm $4,254 $4,578
USAA $3,471 $3,551

The Best Cheap Car Insurance Companies in Miramar, FL

Take a look at a side-by-side comparison of the top car insurance companies in Miramar, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Miramar, Florida

Insurance Company Average Annual Rates
Allstate $8,646
GEICO $4,832
Liberty Mutual $6,763
Nationwide $5,680
Progressive $6,722
State Farm $4,416
USAA $3,511

Category Winners: Cheapest Car Insurance in Miramar, Florida

Find the cheapest car insurance companies in Miramar, FL for each category right here.

Best Annual Car Insurance Rates by Company in Miramar, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Miramar, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Miramar car insurance rates. Find the cheapest Miramar, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Miramar, Florida

Insurance Company Low Medium High
Allstate $6,695 $9,088 $10,154
GEICO $3,981 $4,998 $5,518
Liberty Mutual $6,118 $6,871 $7,300
Nationwide $4,472 $5,907 $6,660
Progressive $5,771 $6,860 $7,534
State Farm $3,799 $4,518 $4,931
USAA $2,994 $3,646 $3,892

What affects car insurance rates in Miramar, Florida?

What factors can have an impact on Miramar, FL car insurance? There are several reasons why Miramar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Miramar, Florida.

Car Theft in Miramar

High levels of vehicle theft can make car insurance more expensive. Miramar, FL car theft statistics from the FBI indicate 276 vehicle thefts a year.

Commute Time in Miramar

The more time you spend in your car the higher the risk of an accident. The average commute length in Miramar, FL is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Miramar, FL

Ready to find affordable Miramar, Florida car insurance today? Enter your ZIP code for fast, free Miramar, FL car insurance quotes.

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