Compare Mitchell, IN Car Insurance Rates (2021)

Car insurance in Mitchell, IN averages $277 a month. Mitchell, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mitchell car insurance rates, compare quotes from the top car insurance companies in Mitchell, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mitchell is USAA
  • Average car insurance rates in Mitchell, IN are $3,324/year
  • Average car insurance rates in Mitchell, IN after a DUI are $3,931/year

If you need to buy Mitchell, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Mitchell, IN is right here.

You’ll find Mitchell car insurance rates, the cheapest Mitchell, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Mitchell, Indiana car insurance rates to Gary car insurance rates, Fort Wayne car insurance rates, and South Bend car insurance rates.

Ready to find affordable Mitchell, IN car insurance today? Enter your ZIP code for fast, free Mitchell car insurance quotes.

Cheapest Mitchell, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mitchell, IN car insurance rates? Every Mitchell, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mitchell, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,535 $2,603 $2,216 $2,425 $7,655 $9,626 $2,594 $2,821
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,479 $1,460 $1,268 $1,422 $7,827 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,792 $1,705 $1,614 $1,629 $10,318 $11,629 $2,250 $2,308
State Farm $1,551 $1,551 $1,372 $1,372 $4,570 $5,871 $1,711 $1,903
Travelers $1,106 $1,125 $1,038 $1,037 $6,739 $10,585 $1,171 $1,357
USAA $1,008 $995 $932 $944 $2,764 $3,106 $1,364 $1,467

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Minimum Car Insurance in Mitchell, IN

Every driver must carry the minimum car insurance in Mitchell, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Mitchell, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mitchell, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mitchell, IN. Compare credit history car insurance rates in Mitchell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mitchell, Indiana

Insurance Company Poor Fair Good
Allstate $5,043 $3,740 $3,395
American Family $4,759 $3,089 $2,586
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,597 $4,054 $3,816
State Farm $3,626 $2,162 $1,676
Travelers $3,362 $2,850 $2,847
USAA $2,127 $1,397 $1,194

Cheapest Mitchell, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mitchell, IN to rates for a clean record with top companies.

Annual Mitchell, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,245 $4,753 $4,383 $3,856
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,890 $3,367 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,117 $5,440 $3,722 $4,343
State Farm $2,432 $2,656 $2,432 $2,432
Travelers $2,567 $3,171 $3,590 $2,751
USAA $1,191 $1,688 $1,938 $1,474

Cheapest Mitchell, IN Car Insurance for Teen Drivers

Teen car insurance in Mitchell, IN can be expensive. Take a look at rates from the top car insurance companies in Mitchell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mitchell, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,655 $9,626
American Family $6,007 $8,693
Farmers $7,827 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,318 $11,629
State Farm $4,570 $5,871
Travelers $6,739 $10,585
USAA $2,764 $3,106

Cheapest Mitchell, IN Car Insurance for Seniors

Take a look at Mitchell, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mitchell, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,216 $2,425
American Family $1,958 $1,958
Farmers $1,268 $1,422
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,614 $1,629
State Farm $1,372 $1,372
Travelers $1,038 $1,037
USAA $932 $944

Cheapest Mitchell, IN Car Insurance Rates After a DUI

A DUI in Mitchell, IN increases car insurance rates. Compare Mitchell, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mitchell, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,383
American Family $4,835
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,722
State Farm $2,432
Travelers $3,590
USAA $1,938

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Cheapest Mitchell, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mitchell, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mitchell, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,059 $4,059
American Family $3,436 $3,520
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,156 $4,156
State Farm $2,417 $2,559
Travelers $3,020 $3,020
USAA $1,552 $1,594

The Best Cheap Car Insurance Companies in Mitchell, IN

Take a look at a side-by-side comparison of the top car insurance companies in Mitchell, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mitchell, Indiana

Insurance Company Average Annual Rates
Allstate $4,059
American Family $3,478
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,156
State Farm $2,488
Travelers $3,020
USAA $1,573

Category Winners: Cheapest Car Insurance in Mitchell, Indiana

Find the cheapest car insurance companies in Mitchell, IN for each category right here.

Best Annual Car Insurance Rates by Company in Mitchell, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mitchell, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mitchell car insurance rates. Find the cheapest Mitchell, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mitchell, Indiana

Insurance Company Low Medium High
Allstate $3,877 $4,045 $4,256
American Family $3,439 $3,593 $3,402
Farmers $3,113 $3,221 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $3,935 $4,094 $4,438
State Farm $2,380 $2,487 $2,596
Travelers $2,978 $3,047 $3,034
USAA $1,523 $1,569 $1,625

What affects car insurance rates in Mitchell, Indiana?

What factors can have an impact on Mitchell, IN car insurance? There are several reasons why Mitchell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mitchell, Indiana.

Commute Time in Mitchell

The more time you spend in your car the higher the risk of an accident. The average commute length in Mitchell, IN is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Mitchell, IN

Ready to find affordable Mitchell, Indiana car insurance today? Enter your ZIP code for fast, free Mitchell, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State