Compare Mitchellsburg, KY Car Insurance Rates (2021)

Car insurance in Mitchellsburg, KY averages $420 a month. Mitchellsburg, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mitchellsburg car insurance rates, compare quotes from the top car insurance companies in Mitchellsburg, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mitchellsburg for teen drivers is USAA
  • The cheapest car insurance company in Mitchellsburg is USAA
  • Average car insurance rates in Mitchellsburg, KY are $5,038/year

If you need to buy Mitchellsburg, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Mitchellsburg, KY is right here.

You’ll find Mitchellsburg car insurance rates, the cheapest Mitchellsburg, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Mitchellsburg, Kentucky car insurance rates to Richmond car insurance rates, Hopkinsville car insurance rates, and Florence car insurance rates.

Ready to find affordable Mitchellsburg, KY car insurance today? Enter your ZIP code for fast, free Mitchellsburg car insurance quotes.

Cheapest Mitchellsburg, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mitchellsburg, KY car insurance rates? Every Mitchellsburg, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mitchellsburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,087 $2,834 $3,021 $11,798 $13,248 $3,448 $3,637
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,907 $1,907 $1,714 $1,714 $5,437 $6,753 $2,129 $2,343
Travelers $2,168 $2,203 $2,146 $2,148 $10,764 $17,337 $2,275 $2,589
USAA $1,882 $1,882 $1,701 $1,725 $5,037 $5,301 $2,370 $2,588

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Minimum Car Insurance in Mitchellsburg, KY

Every driver must carry the minimum car insurance in Mitchellsburg, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Mitchellsburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mitchellsburg, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mitchellsburg, KY. Compare credit history car insurance rates in Mitchellsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mitchellsburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,309 $5,057 $4,210
GEICO $6,702 $3,346 $2,180
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,260 $4,162 $3,616
Progressive $11,547 $10,089 $9,405
State Farm $4,308 $2,612 $2,044
Travelers $5,790 $4,919 $4,903
USAA $4,181 $2,343 $1,909

Cheapest Mitchellsburg, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mitchellsburg, KY to rates for a clean record with top companies.

Annual Mitchellsburg, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,979 $6,394 $5,163
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,729 $3,247 $2,988 $2,988
Travelers $4,534 $4,661 $6,762 $4,857
USAA $2,120 $2,994 $3,577 $2,553

Cheapest Mitchellsburg, KY Car Insurance for Teen Drivers

Teen car insurance in Mitchellsburg, KY can be expensive. Take a look at rates from the top car insurance companies in Mitchellsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mitchellsburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,798 $13,248
GEICO $6,749 $7,991
Liberty Mutual $11,392 $12,598
Nationwide $7,042 $8,761
Progressive $24,595 $27,972
State Farm $5,437 $6,753
Travelers $10,764 $17,337
USAA $5,037 $5,301

Cheapest Mitchellsburg, KY Car Insurance for Seniors

Take a look at Mitchellsburg, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mitchellsburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,021
GEICO $3,436 $3,112
Liberty Mutual $2,281 $2,547
Nationwide $2,775 $2,893
Progressive $4,345 $4,341
State Farm $1,714 $1,714
Travelers $2,146 $2,148
USAA $1,701 $1,725

Cheapest Mitchellsburg, KY Car Insurance Rates After a DUI

A DUI in Mitchellsburg, KY increases car insurance rates. Compare Mitchellsburg, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mitchellsburg, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,394
GEICO $6,581
Liberty Mutual $4,996
Nationwide $5,633
Progressive $9,734
State Farm $2,988
Travelers $6,762
USAA $3,577

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Cheapest Mitchellsburg, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mitchellsburg, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mitchellsburg, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,038 $4,114
Liberty Mutual $5,009 $5,009
Nationwide $4,346 $4,346
Progressive $10,347 $10,347
State Farm $2,911 $3,065
Travelers $5,204 $5,204
USAA $2,707 $2,914

The Best Cheap Car Insurance Companies in Mitchellsburg, KY

Take a look at a side-by-side comparison of the top car insurance companies in Mitchellsburg, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mitchellsburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,076
Liberty Mutual $5,009
Nationwide $4,346
Progressive $10,347
State Farm $2,988
Travelers $5,204
USAA $2,811

Category Winners: Cheapest Car Insurance in Mitchellsburg, Kentucky

Find the cheapest car insurance companies in Mitchellsburg, KY for each category right here.

Best Annual Car Insurance Rates by Company in Mitchellsburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mitchellsburg, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mitchellsburg car insurance rates. Find the cheapest Mitchellsburg, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mitchellsburg, Kentucky

Insurance Company Low Medium High
Allstate $5,132 $5,503 $5,940
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,367 $4,301 $4,370
Progressive $9,463 $10,162 $11,416
State Farm $2,808 $2,983 $3,173
Travelers $4,912 $5,228 $5,470
USAA $2,683 $2,804 $2,946

Compare Car Insurance Quotes in Mitchellsburg, KY

Ready to find affordable Mitchellsburg, Kentucky car insurance today? Enter your ZIP code for fast, free Mitchellsburg, KY car insurance quotes.

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