Compare Mobile, AL Car Insurance Rates (2021)

Car insurance in Mobile, AL averages $346 a month. Mobile, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mobile car insurance rates, compare quotes from the top car insurance companies in Mobile, AL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mobile, AL are $4,151/year
  • The cheapest car insurance company in Mobile is USAA
  • The cheapest car insurance company in Mobile for teen drivers is USAA

If you need to buy Mobile, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Mobile, AL is right here.

You’ll find Mobile car insurance rates, the cheapest Mobile, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Mobile, Alabama car insurance rates to Auburn car insurance rates, Decatur car insurance rates, and Madison car insurance rates.

Ready to find affordable Mobile, AL car insurance today? Enter your ZIP code for fast, free Mobile car insurance quotes.

Cheapest Mobile, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mobile, AL car insurance rates? Every Mobile, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mobile, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,127 $2,021 $1,934 $1,970 $7,579 $8,151 $2,362 $2,408
Farmers $2,739 $2,719 $2,444 $2,607 $10,839 $11,153 $3,097 $3,196
GEICO $2,197 $2,190 $2,096 $2,180 $5,880 $5,760 $2,324 $2,153
Liberty Mutual $3,358 $3,628 $2,751 $3,084 $12,567 $13,983 $3,564 $3,782
Nationwide $1,896 $1,919 $1,726 $1,786 $5,100 $6,572 $2,111 $2,363
Progressive $2,798 $2,615 $2,300 $2,457 $11,616 $12,957 $3,267 $3,466
State Farm $3,242 $3,242 $2,952 $2,952 $10,119 $12,663 $3,672 $4,240
Travelers $1,651 $1,676 $1,556 $1,550 $9,183 $14,539 $1,558 $1,771
USAA $1,429 $1,447 $1,340 $1,313 $4,320 $4,786 $1,864 $2,012

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Minimum Car Insurance in Mobile, AL

Every driver must carry the minimum car insurance in Mobile, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Mobile, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mobile, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mobile, AL. Compare credit history car insurance rates in Mobile from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mobile, Alabama

Insurance Company Poor Fair Good
Allstate $4,400 $3,470 $2,837
Farmers $5,430 $4,681 $4,436
GEICO $3,942 $2,809 $2,541
Liberty Mutual $8,354 $5,137 $4,029
Nationwide $3,539 $2,763 $2,500
Progressive $5,839 $5,021 $4,694
State Farm $8,746 $4,417 $2,994
Travelers $4,559 $3,959 $4,038
USAA $3,097 $2,030 $1,815

Cheapest Mobile, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mobile, AL to rates for a clean record with top companies.

Annual Mobile, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,572 $4,258 $3,425
Farmers $4,081 $5,288 $5,160 $4,868
GEICO $2,077 $3,364 $4,183 $2,765
Liberty Mutual $4,577 $6,383 $6,230 $6,169
Nationwide $2,563 $2,563 $3,745 $2,865
Progressive $4,669 $5,890 $5,055 $5,125
State Farm $4,841 $6,051 $5,325 $5,325
Travelers $3,482 $3,652 $5,369 $4,239
USAA $1,778 $2,236 $3,317 $1,924

Cheapest Mobile, AL Car Insurance for Teen Drivers

Teen car insurance in Mobile, AL can be expensive. Take a look at rates from the top car insurance companies in Mobile for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mobile, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,579 $8,151
Farmers $10,839 $11,153
GEICO $5,880 $5,760
Liberty Mutual $12,567 $13,983
Nationwide $5,100 $6,572
Progressive $11,616 $12,957
State Farm $10,119 $12,663
Travelers $9,183 $14,539
USAA $4,320 $4,786

Cheapest Mobile, AL Car Insurance for Seniors

Take a look at Mobile, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mobile, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $1,970
Farmers $2,444 $2,607
GEICO $2,096 $2,180
Liberty Mutual $2,751 $3,084
Nationwide $1,726 $1,786
Progressive $2,300 $2,457
State Farm $2,952 $2,952
Travelers $1,556 $1,550
USAA $1,340 $1,313

Cheapest Mobile, AL Car Insurance Rates After a DUI

A DUI in Mobile, AL increases car insurance rates. Compare Mobile, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mobile, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,258
Farmers $5,160
GEICO $4,183
Liberty Mutual $6,230
Nationwide $3,745
Progressive $5,055
State Farm $5,325
Travelers $5,369
USAA $3,317

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Cheapest Mobile, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mobile, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mobile, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,569 $3,569
Farmers $4,849 $4,849
GEICO $3,042 $3,153
Liberty Mutual $5,840 $5,840
Nationwide $2,934 $2,934
Progressive $5,185 $5,185
State Farm $5,253 $5,518
Travelers $4,186 $4,186
USAA $2,208 $2,420

Cheapest Mobile, AL Car Insurance Rates by ZIP Code

Mobile car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mobile, AL.

Annual Car Insurance Rates by ZIP Code in Mobile, Alabama

ZIP Code Average Annual Rates
36571 $4,195
36602 $4,314
36603 $4,304
36604 $4,315
36605 $4,318
36606 $4,320
36607 $4,268
36608 $4,302
36609 $4,212
36615 $4,342
36617 $4,321
36618 $4,295
36619 $4,296
36688 $4,335
36693 $4,164
36695 $4,273

The Best Cheap Car Insurance Companies in Mobile, AL

Take a look at a side-by-side comparison of the top car insurance companies in Mobile, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mobile, Alabama

Insurance Company Average Annual Rates
Allstate $3,569
Farmers $4,849
GEICO $3,097
Liberty Mutual $5,840
Nationwide $2,934
Progressive $5,185
State Farm $5,385
Travelers $4,186
USAA $2,314

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Category Winners: Cheapest Car Insurance in Mobile, Alabama

Find the cheapest car insurance companies in Mobile, AL for each category right here.

Best Annual Car Insurance Rates by Company in Mobile, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Mobile, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mobile car insurance rates. Find the cheapest Mobile, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mobile, Alabama

Insurance Company Low Medium High
Allstate $3,432 $3,562 $3,713
Farmers $4,544 $4,777 $5,226
GEICO $2,845 $3,084 $3,363
Liberty Mutual $5,541 $5,809 $6,169
Nationwide $2,912 $2,911 $2,978
Progressive $4,606 $5,157 $5,791
State Farm $5,075 $5,382 $5,700
Travelers $3,960 $4,269 $4,327
USAA $2,224 $2,300 $2,418

What affects car insurance rates in Mobile, Alabama?

What factors can have an impact on Mobile, AL car insurance? There are several reasons why Mobile car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mobile, Alabama.

Car Theft in Mobile

High levels of vehicle theft can make car insurance more expensive. Mobile, AL car theft statistics from the FBI indicate 1,084 vehicle thefts a year.

Commute Time in Mobile

The more time you spend in your car the higher the risk of an accident. The average commute length in Mobile, AL is 22.1 minutes according to City-Data.

Traffic in Mobile

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Mobile, AL traffic data from INRIX ranks Mobile as the 696th-most congested in the world.

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Compare Car Insurance Quotes in Mobile, AL

Ready to find affordable Mobile, Alabama car insurance today? Enter your ZIP code for fast, free Mobile, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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