Compare Modale, IA Car Insurance Rates (2021)

Car insurance in Modale, IA averages $259 a month. Modale, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Modale car insurance rates, compare quotes from the top car insurance companies in Modale, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Modale, IA are $3,108/year
  • Average car insurance rates in Modale, IA after a DUI are $3,737/year
  • The cheapest car insurance company in Modale is USAA

If you need to buy Modale, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Modale, IA is right here.

You’ll find Modale car insurance rates, the cheapest Modale, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Modale, Iowa car insurance rates to Council Bluffs car insurance rates, Waterloo car insurance rates, and Davenport car insurance rates.

Ready to find affordable Modale, IA car insurance today? Enter your ZIP code for fast, free Modale car insurance quotes.

Cheapest Modale, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Modale, IA car insurance rates? Every Modale, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Modale, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,560 $1,589 $1,395 $1,522 $4,715 $5,024 $2,113 $2,268
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $2,082 $2,028 $1,718 $1,773 $4,713 $5,338 $2,510 $2,702
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,722 $2,779 $2,635 $2,639 $11,755 $18,572 $2,828 $3,380
USAA $1,371 $1,392 $1,251 $1,285 $3,649 $3,891 $1,653 $1,832

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Modale, IA

Every driver must carry the minimum car insurance in Modale, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Modale, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Modale, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Modale, IA. Compare credit history car insurance rates in Modale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Modale, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $4,081 $2,998 $2,517
Farmers $2,891 $2,402 $2,276
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $3,408 $2,719 $2,447
State Farm $3,157 $1,953 $1,541
Travelers $6,664 $5,676 $5,401
USAA $2,689 $1,840 $1,592

Cheapest Modale, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Modale, IA to rates for a clean record with top companies.

Annual Modale, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,151 $2,667 $2,704 $2,571
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $2,308 $3,730 $2,500 $2,894
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,311 $5,740 $7,686 $5,918
USAA $1,560 $2,091 $2,721 $1,791

Cheapest Modale, IA Car Insurance for Teen Drivers

Teen car insurance in Modale, IA can be expensive. Take a look at rates from the top car insurance companies in Modale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Modale, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,488 $7,718
Farmers $4,715 $5,024
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,713 $5,338
State Farm $3,891 $4,937
Travelers $11,755 $18,572
USAA $3,649 $3,891

Cheapest Modale, IA Car Insurance for Seniors

Take a look at Modale, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Modale, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,846 $1,846
Farmers $1,395 $1,522
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,718 $1,773
State Farm $1,269 $1,269
Travelers $2,635 $2,639
USAA $1,251 $1,285

Cheapest Modale, IA Car Insurance Rates After a DUI

A DUI in Modale, IA increases car insurance rates. Compare Modale, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Modale, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
American Family $4,393
Farmers $2,704
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,500
State Farm $2,217
Travelers $7,686
USAA $2,721

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Modale, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Modale, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Modale, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,161 $3,236
Farmers $2,523 $2,523
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,858 $2,858
State Farm $2,164 $2,270
Travelers $5,914 $5,914
USAA $1,966 $2,115

The Best Cheap Car Insurance Companies in Modale, IA

Take a look at a side-by-side comparison of the top car insurance companies in Modale, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Modale, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,199
Farmers $2,523
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,858
State Farm $2,217
Travelers $5,914
USAA $2,040

Category Winners: Cheapest Car Insurance in Modale, Iowa

Find the cheapest car insurance companies in Modale, IA for each category right here.

Best Annual Car Insurance Rates by Company in Modale, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Modale, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Modale car insurance rates. Find the cheapest Modale, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Modale, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,218 $3,376 $3,001
Farmers $2,424 $2,531 $2,615
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,716 $2,867 $2,991
State Farm $2,111 $2,229 $2,311
Travelers $5,621 $5,999 $6,121
USAA $1,940 $2,047 $2,134

What affects car insurance rates in Modale, Iowa?

What factors can have an impact on Modale, IA car insurance? There are several reasons why Modale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Modale, Iowa.

Commute Time in Modale

The more time you spend in your car the higher the risk of an accident. The average commute length in Modale, IA is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Modale, IA

Ready to find affordable Modale, Iowa car insurance today? Enter your ZIP code for fast, free Modale, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption