Compare Model City, NY Car Insurance Rates (2021)

Car insurance in Model City, NY averages $290 a month. Model City, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Model City car insurance rates, compare quotes from the top car insurance companies in Model City, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Model City for teen drivers is GEICO
  • Average car insurance rates in Model City, NY are $3,477/year
  • The cheapest car insurance company in Model City is GEICO

If you need to buy Model City, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Model City, NY is right here.

You’ll find Model City car insurance rates, the cheapest Model City, NY car insurance companies, and information on New York car insurance laws. You can also compare Model City, New York car insurance rates to Rochester car insurance rates, Syracuse car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Model City, NY car insurance today? Enter your ZIP code for fast, free Model City car insurance quotes.

Cheapest Model City, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Model City, NY car insurance rates? Every Model City, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Model City, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,758 $2,567 $2,596 $2,622 $8,007 $8,565 $2,672 $2,663
GEICO $1,438 $1,384 $1,398 $1,378 $3,070 $4,520 $1,292 $1,322
Liberty Mutual $3,823 $3,823 $3,561 $3,561 $7,454 $12,090 $3,823 $4,058
Nationwide $2,354 $2,354 $2,220 $2,220 $4,260 $6,352 $2,354 $3,012
Progressive $1,701 $1,598 $1,372 $1,391 $5,688 $6,338 $2,193 $2,140
State Farm $2,505 $2,505 $2,186 $2,186 $7,307 $9,390 $2,753 $2,889
Travelers $2,559 $2,562 $2,343 $2,496 $5,986 $7,157 $2,701 $2,792
USAA $1,579 $1,550 $1,433 $1,432 $6,394 $7,611 $2,014 $2,220

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Minimum Car Insurance in Model City, NY

Every driver must carry the minimum car insurance in Model City, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Model City, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Model City, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Model City, NY. Compare credit history car insurance rates in Model City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Model City, New York

Insurance Company Poor Fair Good
Allstate $5,860 $3,395 $2,913
GEICO $2,475 $1,819 $1,632
Liberty Mutual $7,374 $4,828 $3,620
Nationwide $3,141 $3,141 $3,141
Progressive $4,430 $2,295 $1,682
State Farm $5,596 $3,511 $2,788
Travelers $4,967 $3,089 $2,667
USAA $4,661 $2,348 $2,078

Cheapest Model City, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Model City, NY to rates for a clean record with top companies.

Annual Model City, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,441 $3,441 $5,012 $4,332
GEICO $1,533 $1,672 $3,163 $1,533
Liberty Mutual $4,211 $4,211 $8,462 $4,211
Nationwide $2,398 $2,398 $5,313 $2,453
Progressive $2,727 $2,727 $3,012 $2,743
State Farm $3,778 $3,778 $4,153 $4,153
Travelers $3,048 $3,821 $3,873 $3,556
USAA $2,692 $2,736 $3,952 $2,736

Cheapest Model City, NY Car Insurance for Teen Drivers

Teen car insurance in Model City, NY can be expensive. Take a look at rates from the top car insurance companies in Model City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Model City, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,007 $8,565
GEICO $3,070 $4,520
Liberty Mutual $7,454 $12,090
Nationwide $4,260 $6,352
Progressive $5,688 $6,338
State Farm $7,307 $9,390
Travelers $5,986 $7,157
USAA $6,394 $7,611

Cheapest Model City, NY Car Insurance for Seniors

Take a look at Model City, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Model City, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,596 $2,622
GEICO $1,398 $1,378
Liberty Mutual $3,561 $3,561
Nationwide $2,220 $2,220
Progressive $1,372 $1,391
State Farm $2,186 $2,186
Travelers $2,343 $2,496
USAA $1,433 $1,432

Cheapest Model City, NY Car Insurance Rates After a DUI

A DUI in Model City, NY increases car insurance rates. Compare Model City, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Model City, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,012
GEICO $3,163
Liberty Mutual $8,462
Nationwide $5,313
Progressive $3,012
State Farm $4,153
Travelers $3,873
USAA $3,952

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Cheapest Model City, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Model City, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Model City, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,001 $4,112
GEICO $1,918 $2,033
Liberty Mutual $5,127 $5,421
Nationwide $3,141 $3,141
Progressive $2,803 $2,803
State Farm $3,822 $4,108
Travelers $3,575 $3,575
USAA $2,999 $3,059

The Best Cheap Car Insurance Companies in Model City, NY

Take a look at a side-by-side comparison of the top car insurance companies in Model City, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Model City, New York

Insurance Company Average Annual Rates
Allstate $4,056
GEICO $1,975
Liberty Mutual $5,274
Nationwide $3,141
Progressive $2,803
State Farm $3,965
Travelers $3,575
USAA $3,029

Category Winners: Cheapest Car Insurance in Model City, New York

Find the cheapest car insurance companies in Model City, NY for each category right here.

Best Annual Car Insurance Rates by Company in Model City, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Model City, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Model City car insurance rates. Find the cheapest Model City, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Model City, New York

Insurance Company Low Medium High
Allstate $3,786 $4,040 $4,342
GEICO $1,861 $1,969 $2,096
Liberty Mutual $5,028 $5,256 $5,538
Nationwide $2,924 $3,111 $3,387
Progressive $2,667 $2,789 $2,951
State Farm $3,748 $3,988 $4,159
Travelers $3,352 $3,528 $3,844
USAA $2,939 $3,014 $3,134

Compare Car Insurance Quotes in Model City, NY

Ready to find affordable Model City, New York car insurance today? Enter your ZIP code for fast, free Model City, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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