Compare Modena, PA Car Insurance Rates (2021)

Car insurance in Modena, PA averages $387 a month. Modena, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Modena car insurance rates, compare quotes from the top car insurance companies in Modena, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Modena for teen drivers is USAA
  • Average car insurance rates in Modena, PA are $4,648/year
  • The cheapest car insurance company in Modena is USAA

If you need to buy Modena, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Modena, PA is right here.

You’ll find Modena car insurance rates, the cheapest Modena, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Modena, Pennsylvania car insurance rates to York car insurance rates, Pittsburgh car insurance rates, and Scranton car insurance rates.

Ready to find affordable Modena, PA car insurance today? Enter your ZIP code for fast, free Modena car insurance quotes.

Cheapest Modena, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Modena, PA car insurance rates? Every Modena, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Modena, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,712 $2,712 $2,508 $2,508 $9,386 $9,386 $2,982 $2,982
GEICO $2,325 $2,010 $2,213 $1,914 $5,853 $5,073 $2,324 $2,008
Liberty Mutual $4,280 $4,280 $3,924 $3,924 $12,436 $12,436 $5,425 $5,425
Nationwide $2,039 $2,039 $1,934 $1,934 $5,768 $5,768 $2,289 $2,289
Progressive $3,206 $3,206 $2,871 $2,871 $10,564 $10,564 $4,104 $4,104
State Farm $1,803 $1,803 $1,599 $1,599 $6,561 $6,561 $1,996 $1,996
Travelers $2,200 $2,200 $2,390 $2,390 $33,462 $33,462 $2,639 $2,639
USAA $1,240 $1,240 $1,124 $1,124 $3,803 $3,803 $1,645 $1,645

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Minimum Car Insurance in Modena, PA

Every driver must carry the minimum car insurance in Modena, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Modena, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Modena, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Modena, PA. Compare credit history car insurance rates in Modena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Modena, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,604 $4,201 $3,385
GEICO $4,460 $2,504 $1,931
Liberty Mutual $8,314 $5,965 $5,269
Nationwide $3,526 $2,905 $2,592
Progressive $6,849 $4,825 $3,885
State Farm $4,256 $2,634 $2,078
Travelers $11,050 $10,005 $9,462
USAA $2,444 $1,812 $1,604

Cheapest Modena, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Modena, PA to rates for a clean record with top companies.

Annual Modena, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,204 $4,976 $4,204 $4,204
GEICO $2,178 $3,752 $2,916 $3,014
Liberty Mutual $5,929 $6,827 $6,654 $6,654
Nationwide $2,174 $2,910 $4,045 $2,901
Progressive $4,688 $6,534 $4,827 $4,696
State Farm $2,725 $3,254 $2,990 $2,990
Travelers $7,169 $10,264 $12,992 $10,264
USAA $1,567 $2,174 $2,321 $1,752

Cheapest Modena, PA Car Insurance for Teen Drivers

Teen car insurance in Modena, PA can be expensive. Take a look at rates from the top car insurance companies in Modena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Modena, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,386 $9,386
GEICO $5,853 $5,073
Liberty Mutual $12,436 $12,436
Nationwide $5,768 $5,768
Progressive $10,564 $10,564
State Farm $6,561 $6,561
Travelers $33,462 $33,462
USAA $3,803 $3,803

Cheapest Modena, PA Car Insurance for Seniors

Take a look at Modena, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Modena, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,508 $2,508
GEICO $2,213 $1,914
Liberty Mutual $3,924 $3,924
Nationwide $1,934 $1,934
Progressive $2,871 $2,871
State Farm $1,599 $1,599
Travelers $2,390 $2,390
USAA $1,124 $1,124

Cheapest Modena, PA Car Insurance Rates After a DUI

A DUI in Modena, PA increases car insurance rates. Compare Modena, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Modena, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,204
GEICO $2,916
Liberty Mutual $6,654
Nationwide $4,045
Progressive $4,827
State Farm $2,990
Travelers $12,992
USAA $2,321

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Cheapest Modena, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Modena, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Modena, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,306 $4,488
GEICO $2,920 $3,010
Liberty Mutual $6,350 $6,682
Nationwide $3,008 $3,008
Progressive $5,186 $5,186
State Farm $2,901 $3,079
Travelers $10,173 $10,173
USAA $1,897 $2,009

The Best Cheap Car Insurance Companies in Modena, PA

Take a look at a side-by-side comparison of the top car insurance companies in Modena, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Modena, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,397
GEICO $2,965
Liberty Mutual $6,516
Nationwide $3,008
Progressive $5,186
State Farm $2,990
Travelers $10,173
USAA $1,953

Category Winners: Cheapest Car Insurance in Modena, Pennsylvania

Find the cheapest car insurance companies in Modena, PA for each category right here.

Best Annual Car Insurance Rates by Company in Modena, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Modena, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Modena car insurance rates. Find the cheapest Modena, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Modena, Pennsylvania

Insurance Company Low Medium High
Allstate $4,194 $4,425 $4,572
GEICO $2,689 $2,992 $3,214
Liberty Mutual $6,164 $6,570 $6,815
Nationwide $3,009 $3,050 $2,963
Progressive $4,721 $5,230 $5,607
State Farm $2,770 $3,037 $3,162
Travelers $10,202 $10,192 $10,125
USAA $1,788 $1,974 $2,097

What affects car insurance rates in Modena, Pennsylvania?

What factors can have an impact on Modena, PA car insurance? There are several reasons why Modena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Modena, Pennsylvania.

Commute Time in Modena

The more time you spend in your car the higher the risk of an accident. The average commute length in Modena, PA is 23.9 minutes according to City-Data.

Traffic in Modena

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Modena, PA traffic data from INRIX ranks Modena as the 298th-most congested in the world.

Compare Car Insurance Quotes in Modena, PA

Ready to find affordable Modena, Pennsylvania car insurance today? Enter your ZIP code for fast, free Modena, PA car insurance quotes.

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