Compare Modena, UT Car Insurance Rates (2021)

Car insurance in Modena, UT averages $276 a month. Modena, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Modena car insurance rates, compare quotes from the top car insurance companies in Modena, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Modena is USAA
  • The cheapest car insurance company in Modena for teen drivers is USAA
  • Average car insurance rates in Modena, UT after a DUI are $3,779/year

If you need to buy Modena, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Modena, UT is right here.

You’ll find Modena car insurance rates, the cheapest Modena, UT car insurance companies, and information on Utah car insurance laws. You can also compare Modena, Utah car insurance rates to Salt Lake City car insurance rates, Provo car insurance rates, and Layton car insurance rates.

Ready to find affordable Modena, UT car insurance today? Enter your ZIP code for fast, free Modena car insurance quotes.

Cheapest Modena, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Modena, UT car insurance rates? Every Modena, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Modena, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $2,077 $2,059 $1,833 $1,956 $8,934 $9,222 $2,346 $2,421
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,096 $2,255 $1,742 $1,940 $8,334 $9,251 $2,204 $2,334
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $2,008 $1,878 $1,638 $1,743 $8,051 $8,971 $2,325 $2,453
State Farm $2,416 $2,416 $2,195 $2,195 $7,361 $9,132 $2,739 $3,141
USAA $1,348 $1,326 $1,209 $1,211 $4,672 $5,453 $1,640 $1,792

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Minimum Car Insurance in Modena, UT

Every driver must carry the minimum car insurance in Modena, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Modena, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Modena, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Modena, UT. Compare credit history car insurance rates in Modena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Modena, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,413 $3,670 $3,486
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,362 $3,322 $2,624
Nationwide $3,460 $2,600 $2,296
Progressive $4,122 $3,515 $3,263
State Farm $6,422 $3,236 $2,189
USAA $3,347 $2,130 $1,517

Cheapest Modena, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Modena, UT to rates for a clean record with top companies.

Annual Modena, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,281 $4,268 $4,144 $3,731
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $2,954 $4,054 $4,357 $3,712
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $3,080 $4,626 $3,218 $3,608
State Farm $3,591 $4,308 $3,949 $3,949
USAA $1,836 $2,316 $3,116 $2,057

Cheapest Modena, UT Car Insurance for Teen Drivers

Teen car insurance in Modena, UT can be expensive. Take a look at rates from the top car insurance companies in Modena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Modena, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $8,934 $9,222
GEICO $5,626 $6,011
Liberty Mutual $8,334 $9,251
Nationwide $4,808 $6,139
Progressive $8,051 $8,971
State Farm $7,361 $9,132
USAA $4,672 $5,453

Cheapest Modena, UT Car Insurance for Seniors

Take a look at Modena, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Modena, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,833 $1,956
GEICO $2,068 $2,389
Liberty Mutual $1,742 $1,940
Nationwide $1,625 $1,716
Progressive $1,638 $1,743
State Farm $2,195 $2,195
USAA $1,209 $1,211

Cheapest Modena, UT Car Insurance Rates After a DUI

A DUI in Modena, UT increases car insurance rates. Compare Modena, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Modena, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $4,144
GEICO $3,801
Liberty Mutual $4,357
Nationwide $3,493
Progressive $3,218
State Farm $3,949
USAA $3,116

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Cheapest Modena, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Modena, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Modena, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $3,856 $3,856
GEICO $2,875 $2,978
Liberty Mutual $3,709 $3,830
Nationwide $2,785 $2,785
Progressive $3,633 $3,633
State Farm $3,850 $4,049
USAA $2,306 $2,357

The Best Cheap Car Insurance Companies in Modena, UT

Take a look at a side-by-side comparison of the top car insurance companies in Modena, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Modena, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $3,856
GEICO $2,927
Liberty Mutual $3,769
Nationwide $2,785
Progressive $3,633
State Farm $3,949
USAA $2,331

Category Winners: Cheapest Car Insurance in Modena, Utah

Find the cheapest car insurance companies in Modena, UT for each category right here.

Best Annual Car Insurance Rates by Company in Modena, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Modena, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Modena car insurance rates. Find the cheapest Modena, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Modena, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,485 $3,793 $4,291
GEICO $2,730 $2,915 $3,135
Liberty Mutual $3,570 $3,753 $3,985
Nationwide $3,058 $2,646 $2,653
Progressive $3,359 $3,516 $4,026
State Farm $3,713 $3,959 $4,177
USAA $2,236 $2,332 $2,426

What affects car insurance rates in Modena, Utah?

What factors can have an impact on Modena, UT car insurance? There are several reasons why Modena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Modena, Utah.

Traffic in Modena

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Modena, UT traffic data from INRIX ranks Modena as the 298th-most congested in the world.

Compare Car Insurance Quotes in Modena, UT

Ready to find affordable Modena, Utah car insurance today? Enter your ZIP code for fast, free Modena, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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