Compare Moffat, CO Car Insurance Rates (2021)

Car insurance in Moffat, CO averages $301 a month. Moffat, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Moffat car insurance rates, compare quotes from the top car insurance companies in Moffat, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Moffat, CO after a DUI are $4,285/year
  • The cheapest car insurance company in Moffat for teen drivers is GEICO
  • The cheapest car insurance company in Moffat is GEICO

If you need to buy Moffat, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Moffat, CO is right here.

You’ll find Moffat car insurance rates, the cheapest Moffat, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Moffat, Colorado car insurance rates to Greeley car insurance rates, Denver car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Moffat, CO car insurance today? Enter your ZIP code for fast, free Moffat car insurance quotes.

Cheapest Moffat, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moffat, CO car insurance rates? Every Moffat, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moffat, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,387 $3,174 $3,030 $3,064 $11,501 $12,039 $3,764 $3,803
American Family $2,396 $2,396 $2,162 $2,162 $5,805 $7,777 $2,396 $2,942
Farmers $2,928 $2,904 $2,653 $2,844 $10,896 $11,002 $3,244 $3,313
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,759 $1,740 $1,479 $1,620 $5,001 $5,465 $1,785 $1,832
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,584 $2,423 $2,248 $2,244 $8,610 $9,618 $2,910 $2,831
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Moffat, CO

Every driver must carry the minimum car insurance in Moffat, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Moffat, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Moffat, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moffat, CO. Compare credit history car insurance rates in Moffat from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moffat, Colorado

Insurance Company Poor Fair Good
Allstate $6,983 $5,370 $4,058
American Family $4,558 $3,240 $2,716
Farmers $5,774 $4,689 $4,456
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,705 $2,252 $1,798
Nationwide $3,990 $3,154 $2,751
Progressive $4,773 $4,060 $3,717
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Cheapest Moffat, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moffat, CO to rates for a clean record with top companies.

Annual Moffat, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,366 $6,552 $5,288
American Family $2,591 $3,685 $4,805 $2,938
Farmers $4,196 $5,387 $5,318 $4,991
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,258 $2,644 $2,764 $2,675
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,623 $5,057 $3,824 $4,230
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Moffat, CO Car Insurance for Teen Drivers

Teen car insurance in Moffat, CO can be expensive. Take a look at rates from the top car insurance companies in Moffat for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moffat, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,501 $12,039
American Family $5,805 $7,777
Farmers $10,896 $11,002
GEICO $5,010 $5,334
Liberty Mutual $5,001 $5,465
Nationwide $5,513 $7,064
Progressive $8,610 $9,618
State Farm $4,884 $6,178
USAA $5,325 $6,108

Cheapest Moffat, CO Car Insurance for Seniors

Take a look at Moffat, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moffat, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,162 $2,162
Farmers $2,653 $2,844
GEICO $1,674 $1,875
Liberty Mutual $1,479 $1,620
Nationwide $1,977 $2,093
Progressive $2,248 $2,244
State Farm $1,534 $1,534
USAA $2,042 $2,056

Cheapest Moffat, CO Car Insurance Rates After a DUI

A DUI in Moffat, CO increases car insurance rates. Compare Moffat, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moffat, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,552
American Family $4,805
Farmers $5,318
GEICO $3,204
Liberty Mutual $2,764
Nationwide $4,398
Progressive $3,824
State Farm $2,717
USAA $4,987

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Cheapest Moffat, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moffat, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moffat, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,470 $5,470
American Family $3,430 $3,579
Farmers $4,973 $4,973
GEICO $2,481 $2,586
Liberty Mutual $2,585 $2,585
Nationwide $3,298 $3,298
Progressive $4,183 $4,183
State Farm $2,651 $2,783
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Moffat, CO

Take a look at a side-by-side comparison of the top car insurance companies in Moffat, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moffat, Colorado

Insurance Company Average Annual Rates
Allstate $5,470
American Family $3,505
Farmers $4,973
GEICO $2,533
Liberty Mutual $2,585
Nationwide $3,298
Progressive $4,183
State Farm $2,717
USAA $3,206

Category Winners: Cheapest Car Insurance in Moffat, Colorado

Find the cheapest car insurance companies in Moffat, CO for each category right here.

Best Annual Car Insurance Rates by Company in Moffat, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Moffat, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moffat car insurance rates. Find the cheapest Moffat, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moffat, Colorado

Insurance Company Low Medium High
Allstate $5,191 $5,453 $5,767
American Family $3,338 $3,578 $3,598
Farmers $4,435 $4,911 $5,573
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,465 $2,577 $2,713
Nationwide $3,323 $3,295 $3,276
Progressive $3,844 $4,196 $4,510
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

Compare Car Insurance Quotes in Moffat, CO

Ready to find affordable Moffat, Colorado car insurance today? Enter your ZIP code for fast, free Moffat, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State