Compare Mohawk, NY Car Insurance Rates (2021)

Car insurance in Mohawk, NY averages $253 a month. Mohawk, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mohawk car insurance rates, compare quotes from the top car insurance companies in Mohawk, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mohawk, NY are $3,040/year
  • Average car insurance rates in Mohawk, NY after a DUI are $4,035/year
  • The cheapest car insurance company in Mohawk is GEICO

If you need to buy Mohawk, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Mohawk, NY is right here.

You’ll find Mohawk car insurance rates, the cheapest Mohawk, NY car insurance companies, and information on New York car insurance laws. You can also compare Mohawk, New York car insurance rates to Mount Vernon car insurance rates, Buffalo car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Mohawk, NY car insurance today? Enter your ZIP code for fast, free Mohawk car insurance quotes.

Cheapest Mohawk, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mohawk, NY car insurance rates? Every Mohawk, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mohawk, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,398 $1,346 $1,360 $1,340 $2,949 $4,322 $1,260 $1,294
Liberty Mutual $3,269 $3,269 $3,046 $3,046 $6,347 $10,285 $3,269 $3,470
Nationwide $2,105 $2,105 $1,989 $1,989 $3,696 $5,494 $2,105 $2,674
Progressive $1,594 $1,491 $1,278 $1,300 $5,509 $6,142 $2,070 $2,025
State Farm $1,897 $1,897 $1,653 $1,653 $5,600 $7,232 $2,085 $2,216
Travelers $2,306 $2,346 $2,098 $2,262 $5,239 $6,217 $2,453 $2,571
USAA $1,506 $1,477 $1,369 $1,366 $6,087 $7,239 $1,919 $2,114

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Minimum Car Insurance in Mohawk, NY

Every driver must carry the minimum car insurance in Mohawk, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Mohawk, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mohawk, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mohawk, NY. Compare credit history car insurance rates in Mohawk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mohawk, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,391 $1,757 $1,577
Liberty Mutual $6,283 $4,122 $3,096
Nationwide $2,770 $2,770 $2,770
Progressive $4,214 $2,198 $1,616
State Farm $4,276 $2,682 $2,129
Travelers $4,364 $2,776 $2,420
USAA $4,427 $2,242 $1,985

Cheapest Mohawk, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mohawk, NY to rates for a clean record with top companies.

Annual Mohawk, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,496 $1,630 $3,013 $1,496
Liberty Mutual $3,605 $3,605 $7,187 $3,605
Nationwide $2,122 $2,122 $4,664 $2,170
Progressive $2,602 $2,602 $2,881 $2,618
State Farm $2,886 $2,886 $3,172 $3,172
Travelers $2,748 $3,390 $3,439 $3,169
USAA $2,561 $2,603 $3,772 $2,603

Cheapest Mohawk, NY Car Insurance for Teen Drivers

Teen car insurance in Mohawk, NY can be expensive. Take a look at rates from the top car insurance companies in Mohawk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mohawk, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,949 $4,322
Liberty Mutual $6,347 $10,285
Nationwide $3,696 $5,494
Progressive $5,509 $6,142
State Farm $5,600 $7,232
Travelers $5,239 $6,217
USAA $6,087 $7,239

Cheapest Mohawk, NY Car Insurance for Seniors

Take a look at Mohawk, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mohawk, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,360 $1,340
Liberty Mutual $3,046 $3,046
Nationwide $1,989 $1,989
Progressive $1,278 $1,300
State Farm $1,653 $1,653
Travelers $2,098 $2,262
USAA $1,369 $1,366

Cheapest Mohawk, NY Car Insurance Rates After a DUI

A DUI in Mohawk, NY increases car insurance rates. Compare Mohawk, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mohawk, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $3,013
Liberty Mutual $7,187
Nationwide $4,664
Progressive $2,881
State Farm $3,172
Travelers $3,439
USAA $3,772

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Cheapest Mohawk, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mohawk, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mohawk, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,852 $1,965
Liberty Mutual $4,375 $4,626
Nationwide $2,770 $2,770
Progressive $2,676 $2,676
State Farm $2,925 $3,134
Travelers $3,187 $3,187
USAA $2,856 $2,913

The Best Cheap Car Insurance Companies in Mohawk, NY

Take a look at a side-by-side comparison of the top car insurance companies in Mohawk, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mohawk, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,909
Liberty Mutual $4,500
Nationwide $2,770
Progressive $2,676
State Farm $3,029
Travelers $3,187
USAA $2,885

Category Winners: Cheapest Car Insurance in Mohawk, New York

Find the cheapest car insurance companies in Mohawk, NY for each category right here.

Best Annual Car Insurance Rates by Company in Mohawk, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Mohawk, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mohawk car insurance rates. Find the cheapest Mohawk, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mohawk, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,809 $1,902 $2,014
Liberty Mutual $4,314 $4,485 $4,701
Nationwide $2,628 $2,750 $2,931
Progressive $2,540 $2,662 $2,826
State Farm $2,881 $3,045 $3,162
Travelers $3,035 $3,157 $3,368
USAA $2,799 $2,871 $2,984

What affects car insurance rates in Mohawk, New York?

What factors can have an impact on Mohawk, NY car insurance? There are several reasons why Mohawk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mohawk, New York.

Commute Time in Mohawk

The more time you spend in your car the higher the risk of an accident. The average commute length in Mohawk, NY is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Mohawk, NY

Ready to find affordable Mohawk, New York car insurance today? Enter your ZIP code for fast, free Mohawk, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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