Compare Moira, NY Car Insurance Rates (2021)

Car insurance in Moira, NY averages $254 a month. Moira, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Moira car insurance rates, compare quotes from the top car insurance companies in Moira, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Moira, NY after a DUI are $4,030/year
  • The cheapest car insurance company in Moira is GEICO
  • The cheapest car insurance company in Moira for teen drivers is GEICO

If you need to buy Moira, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Moira, NY is right here.

You’ll find Moira car insurance rates, the cheapest Moira, NY car insurance companies, and information on New York car insurance laws. You can also compare Moira, New York car insurance rates to Buffalo car insurance rates, New York car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Moira, NY car insurance today? Enter your ZIP code for fast, free Moira car insurance quotes.

Cheapest Moira, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moira, NY car insurance rates? Every Moira, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moira, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,431 $1,355 $1,166 $1,179 $4,714 $5,271 $1,845 $1,810
State Farm $2,076 $2,076 $1,803 $1,803 $5,996 $7,759 $2,274 $2,412
Travelers $2,399 $2,441 $2,174 $2,347 $5,420 $6,417 $2,552 $2,676
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Moira, NY

Every driver must carry the minimum car insurance in Moira, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Moira, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Moira, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moira, NY. Compare credit history car insurance rates in Moira from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moira, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,685 $1,931 $1,423
State Farm $4,623 $2,899 $2,301
Travelers $4,522 $2,877 $2,510
USAA $4,423 $2,195 $1,945

Cheapest Moira, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moira, NY to rates for a clean record with top companies.

Annual Moira, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,285 $2,285 $2,517 $2,298
State Farm $3,125 $3,125 $3,424 $3,424
Travelers $2,851 $3,513 $3,564 $3,285
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Moira, NY Car Insurance for Teen Drivers

Teen car insurance in Moira, NY can be expensive. Take a look at rates from the top car insurance companies in Moira for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moira, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $4,714 $5,271
State Farm $5,996 $7,759
Travelers $5,420 $6,417
USAA $6,012 $7,189

Cheapest Moira, NY Car Insurance for Seniors

Take a look at Moira, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moira, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,166 $1,179
State Farm $1,803 $1,803
Travelers $2,174 $2,347
USAA $1,346 $1,345

Cheapest Moira, NY Car Insurance Rates After a DUI

A DUI in Moira, NY increases car insurance rates. Compare Moira, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moira, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,517
State Farm $3,424
Travelers $3,564
USAA $3,744

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Cheapest Moira, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moira, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moira, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,346 $2,346
State Farm $3,161 $3,389
Travelers $3,303 $3,303
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Moira, NY

Take a look at a side-by-side comparison of the top car insurance companies in Moira, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moira, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,346
State Farm $3,275
Travelers $3,303
USAA $2,854

Category Winners: Cheapest Car Insurance in Moira, New York

Find the cheapest car insurance companies in Moira, NY for each category right here.

Best Annual Car Insurance Rates by Company in Moira, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Moira, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moira car insurance rates. Find the cheapest Moira, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moira, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,240 $2,336 $2,463
State Farm $3,126 $3,291 $3,407
Travelers $3,155 $3,274 $3,481
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Moira, NY

Ready to find affordable Moira, New York car insurance today? Enter your ZIP code for fast, free Moira, NY car insurance quotes.

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