Compare Moline, IL Car Insurance Rates (2021)

Car insurance in Moline, IL averages $245 a month. Moline, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Moline car insurance rates, compare quotes from the top car insurance companies in Moline, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Moline, IL are $2,942/year
  • The cheapest car insurance company in Moline for teen drivers is State Farm
  • The cheapest car insurance company in Moline is Liberty Mutual

If you need to buy Moline, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Moline, IL is right here.

You’ll find Moline car insurance rates, the cheapest Moline, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Moline, Illinois car insurance rates to Springfield car insurance rates, Peoria car insurance rates, and Chicago car insurance rates.

Ready to find affordable Moline, IL car insurance today? Enter your ZIP code for fast, free Moline car insurance quotes.

Cheapest Moline, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moline, IL car insurance rates? Every Moline, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moline, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $3,041 $3,173 $3,173 $7,952 $10,275 $3,635 $3,924
American Family $2,091 $2,091 $1,920 $1,920 $5,976 $8,244 $2,091 $2,700
Farmers $2,251 $2,254 $1,991 $2,114 $10,046 $10,488 $2,570 $2,675
GEICO $1,520 $1,553 $1,472 $1,778 $4,955 $5,156 $1,917 $1,824
Liberty Mutual $1,274 $1,372 $1,059 $1,184 $4,328 $4,815 $1,328 $1,393
Nationwide $1,451 $1,473 $1,298 $1,371 $3,888 $4,972 $1,681 $1,816
Progressive $1,710 $1,607 $1,416 $1,480 $6,362 $7,127 $2,034 $2,195
State Farm $1,301 $1,301 $1,173 $1,173 $3,883 $4,914 $1,475 $1,703
Travelers $1,386 $1,460 $1,277 $1,358 $4,069 $5,124 $1,464 $1,539
USAA $1,657 $1,676 $1,532 $1,491 $5,424 $5,987 $2,175 $2,374

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Minimum Car Insurance in Moline, IL

Every driver must carry the minimum car insurance in Moline, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Moline, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Moline, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moline, IL. Compare credit history car insurance rates in Moline from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moline, Illinois

Insurance Company Poor Fair Good
Allstate $6,081 $4,394 $3,850
American Family $4,481 $3,062 $2,595
Farmers $4,874 $4,111 $3,910
GEICO $4,043 $1,979 $1,544
Liberty Mutual $2,948 $1,855 $1,480
Nationwide $2,666 $2,164 $1,902
Progressive $3,402 $2,895 $2,678
State Farm $3,076 $1,842 $1,428
Travelers $2,687 $2,177 $1,765
USAA $3,724 $2,549 $2,096

Cheapest Moline, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moline, IL to rates for a clean record with top companies.

Annual Moline, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,366 $5,843 $5,419 $4,473
American Family $2,482 $3,541 $4,680 $2,814
Farmers $3,628 $4,687 $4,572 $4,308
GEICO $1,819 $2,439 $3,573 $2,257
Liberty Mutual $1,746 $2,479 $2,173 $1,978
Nationwide $1,819 $2,338 $2,738 $2,081
Progressive $2,464 $3,667 $2,730 $3,104
State Farm $1,923 $2,308 $2,115 $2,115
Travelers $1,762 $2,309 $2,566 $2,202
USAA $1,987 $2,859 $3,914 $2,399

Cheapest Moline, IL Car Insurance for Teen Drivers

Teen car insurance in Moline, IL can be expensive. Take a look at rates from the top car insurance companies in Moline for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moline, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $10,275
American Family $5,976 $8,244
Farmers $10,046 $10,488
GEICO $4,955 $5,156
Liberty Mutual $4,328 $4,815
Nationwide $3,888 $4,972
Progressive $6,362 $7,127
State Farm $3,883 $4,914
Travelers $4,069 $5,124
USAA $5,424 $5,987

Cheapest Moline, IL Car Insurance for Seniors

Take a look at Moline, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moline, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,173 $3,173
American Family $1,920 $1,920
Farmers $1,991 $2,114
GEICO $1,472 $1,778
Liberty Mutual $1,059 $1,184
Nationwide $1,298 $1,371
Progressive $1,416 $1,480
State Farm $1,173 $1,173
Travelers $1,277 $1,358
USAA $1,532 $1,491

Cheapest Moline, IL Car Insurance Rates After a DUI

A DUI in Moline, IL increases car insurance rates. Compare Moline, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moline, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,419
American Family $4,680
Farmers $4,572
GEICO $3,573
Liberty Mutual $2,173
Nationwide $2,738
Progressive $2,730
State Farm $2,115
Travelers $2,566
USAA $3,914

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Cheapest Moline, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moline, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moline, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,775 $4,775
American Family $3,336 $3,422
Farmers $4,299 $4,299
GEICO $2,479 $2,565
Liberty Mutual $2,094 $2,094
Nationwide $2,244 $2,244
Progressive $2,991 $2,991
State Farm $2,061 $2,169
Travelers $2,124 $2,296
USAA $2,712 $2,868

The Best Cheap Car Insurance Companies in Moline, IL

Take a look at a side-by-side comparison of the top car insurance companies in Moline, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moline, Illinois

Insurance Company Average Annual Rates
Allstate $4,775
American Family $3,379
Farmers $4,299
GEICO $2,522
Liberty Mutual $2,094
Nationwide $2,244
Progressive $2,991
State Farm $2,115
Travelers $2,210
USAA $2,790

Category Winners: Cheapest Car Insurance in Moline, Illinois

Find the cheapest car insurance companies in Moline, IL for each category right here.

Best Annual Car Insurance Rates by Company in Moline, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Moline, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moline car insurance rates. Find the cheapest Moline, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moline, Illinois

Insurance Company Low Medium High
Allstate $4,597 $4,770 $4,958
American Family $3,249 $3,503 $3,386
Farmers $4,062 $4,182 $4,651
GEICO $2,297 $2,519 $2,750
Liberty Mutual $1,970 $2,090 $2,223
Nationwide $2,204 $2,267 $2,260
Progressive $2,728 $2,982 $3,264
State Farm $1,993 $2,120 $2,233
Travelers $2,074 $2,208 $2,348
USAA $2,639 $2,789 $2,941

What affects car insurance rates in Moline, Illinois?

What factors can have an impact on Moline, IL car insurance? There are several reasons why Moline car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moline, Illinois.

Commute Time in Moline

The more time you spend in your car the higher the risk of an accident. The average commute length in Moline, IL is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Moline, IL

Ready to find affordable Moline, Illinois car insurance today? Enter your ZIP code for fast, free Moline, IL car insurance quotes.

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