Compare Momence, IL Car Insurance Rates (2021)

Car insurance in Momence, IL averages $274 a month. Momence, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Momence car insurance rates, compare quotes from the top car insurance companies in Momence, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Momence is Liberty Mutual
  • Average car insurance rates in Momence, IL are $3,285/year
  • Average car insurance rates in Momence, IL after a DUI are $3,852/year

If you need to buy Momence, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Momence, IL is right here.

You’ll find Momence car insurance rates, the cheapest Momence, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Momence, Illinois car insurance rates to Cicero car insurance rates, Chicago car insurance rates, and Aurora car insurance rates.

Ready to find affordable Momence, IL car insurance today? Enter your ZIP code for fast, free Momence car insurance quotes.

Cheapest Momence, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Momence, IL car insurance rates? Every Momence, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Momence, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,665 $3,683 $3,835 $3,835 $9,533 $12,326 $4,398 $4,747
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,526 $2,523 $2,240 $2,376 $10,928 $11,374 $2,879 $3,000
GEICO $1,618 $1,654 $1,565 $1,738 $5,492 $5,751 $1,819 $1,920
Liberty Mutual $1,354 $1,459 $1,125 $1,257 $4,634 $5,153 $1,412 $1,484
Nationwide $1,978 $2,011 $1,760 $1,862 $5,525 $7,079 $2,312 $2,502
Progressive $1,746 $1,644 $1,440 $1,516 $6,294 $7,048 $2,067 $2,214
State Farm $1,596 $1,596 $1,433 $1,433 $4,642 $5,881 $1,805 $2,075
Travelers $1,506 $1,588 $1,383 $1,473 $4,424 $5,579 $1,592 $1,676
USAA $1,623 $1,650 $1,506 $1,480 $5,267 $5,815 $2,138 $2,345

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Minimum Car Insurance in Momence, IL

Every driver must carry the minimum car insurance in Momence, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Momence, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Momence, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Momence, IL. Compare credit history car insurance rates in Momence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Momence, Illinois

Insurance Company Poor Fair Good
Allstate $7,330 $5,292 $4,637
American Family $4,815 $3,281 $2,776
Farmers $5,376 $4,518 $4,297
GEICO $4,324 $2,113 $1,647
Liberty Mutual $3,153 $1,977 $1,574
Nationwide $3,735 $3,017 $2,635
Progressive $3,425 $2,894 $2,669
State Farm $3,714 $2,228 $1,731
Travelers $2,927 $2,363 $1,918
USAA $3,636 $2,494 $2,053

Cheapest Momence, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Momence, IL to rates for a clean record with top companies.

Annual Momence, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,087 $7,017 $6,511 $5,397
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,993 $5,153 $5,026 $4,750
GEICO $1,847 $2,882 $3,874 $2,175
Liberty Mutual $1,860 $2,648 $2,321 $2,111
Nationwide $2,523 $3,263 $3,834 $2,896
Progressive $2,472 $3,657 $2,740 $3,116
State Farm $2,333 $2,783 $2,558 $2,558
Travelers $1,910 $2,504 $2,802 $2,395
USAA $1,944 $2,795 $3,828 $2,344

Cheapest Momence, IL Car Insurance for Teen Drivers

Teen car insurance in Momence, IL can be expensive. Take a look at rates from the top car insurance companies in Momence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Momence, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,533 $12,326
American Family $6,391 $8,844
Farmers $10,928 $11,374
GEICO $5,492 $5,751
Liberty Mutual $4,634 $5,153
Nationwide $5,525 $7,079
Progressive $6,294 $7,048
State Farm $4,642 $5,881
Travelers $4,424 $5,579
USAA $5,267 $5,815

Cheapest Momence, IL Car Insurance for Seniors

Take a look at Momence, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Momence, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,835 $3,835
American Family $2,059 $2,059
Farmers $2,240 $2,376
GEICO $1,565 $1,738
Liberty Mutual $1,125 $1,257
Nationwide $1,760 $1,862
Progressive $1,440 $1,516
State Farm $1,433 $1,433
Travelers $1,383 $1,473
USAA $1,506 $1,480

Cheapest Momence, IL Car Insurance Rates After a DUI

A DUI in Momence, IL increases car insurance rates. Compare Momence, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Momence, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,511
American Family $5,026
Farmers $5,026
GEICO $3,874
Liberty Mutual $2,321
Nationwide $3,834
Progressive $2,740
State Farm $2,558
Travelers $2,802
USAA $3,828

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Cheapest Momence, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Momence, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Momence, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,753 $5,753
American Family $3,578 $3,670
Farmers $4,731 $4,731
GEICO $2,644 $2,745
Liberty Mutual $2,235 $2,235
Nationwide $3,129 $3,129
Progressive $2,996 $2,996
State Farm $2,493 $2,623
Travelers $2,309 $2,497
USAA $2,651 $2,804

The Best Cheap Car Insurance Companies in Momence, IL

Take a look at a side-by-side comparison of the top car insurance companies in Momence, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Momence, Illinois

Insurance Company Average Annual Rates
Allstate $5,753
American Family $3,624
Farmers $4,731
GEICO $2,695
Liberty Mutual $2,235
Nationwide $3,129
Progressive $2,996
State Farm $2,558
Travelers $2,403
USAA $2,728

Category Winners: Cheapest Car Insurance in Momence, Illinois

Find the cheapest car insurance companies in Momence, IL for each category right here.

Best Annual Car Insurance Rates by Company in Momence, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Momence, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Momence car insurance rates. Find the cheapest Momence, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Momence, Illinois

Insurance Company Low Medium High
Allstate $5,543 $5,746 $5,970
American Family $3,482 $3,757 $3,633
Farmers $4,491 $4,617 $5,085
GEICO $2,442 $2,679 $2,964
Liberty Mutual $2,104 $2,230 $2,370
Nationwide $3,112 $3,154 $3,121
Progressive $2,707 $2,976 $3,305
State Farm $2,408 $2,561 $2,705
Travelers $2,242 $2,399 $2,566
USAA $2,557 $2,725 $2,901

What affects car insurance rates in Momence, Illinois?

What factors can have an impact on Momence, IL car insurance? There are several reasons why Momence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Momence, Illinois.

Commute Time in Momence

The more time you spend in your car the higher the risk of an accident. The average commute length in Momence, IL is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Momence, IL

Ready to find affordable Momence, Illinois car insurance today? Enter your ZIP code for fast, free Momence, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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