Compare Mona, UT Car Insurance Rates (2021)

Car insurance in Mona, UT averages $279 a month. Mona, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Mona car insurance rates, compare quotes from the top car insurance companies in Mona, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mona, UT are $3,348/year
  • The cheapest car insurance company in Mona is USAA
  • The cheapest car insurance company in Mona for teen drivers is USAA

If you need to buy Mona, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Mona, UT is right here.

You’ll find Mona car insurance rates, the cheapest Mona, UT car insurance companies, and information on Utah car insurance laws. You can also compare Mona, Utah car insurance rates to South Jordan car insurance rates, Layton car insurance rates, and Sandy car insurance rates.

Ready to find affordable Mona, UT car insurance today? Enter your ZIP code for fast, free Mona car insurance quotes.

Cheapest Mona, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mona, UT car insurance rates? Every Mona, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mona, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $1,933 $1,905 $1,899 $6,370 $7,076 $2,206 $2,183
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $1,930 $1,906 $1,707 $1,821 $8,135 $8,361 $2,175 $2,239
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,866 $1,887 $1,670 $1,757 $5,031 $6,394 $2,152 $2,305
Progressive $1,752 $1,624 $1,432 $1,533 $7,176 $7,958 $2,016 $2,105
State Farm $2,615 $2,615 $2,371 $2,371 $7,907 $9,808 $2,964 $3,399
USAA $1,405 $1,383 $1,258 $1,261 $4,867 $5,686 $1,712 $1,871

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Minimum Car Insurance in Mona, UT

Every driver must carry the minimum car insurance in Mona, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Mona, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mona, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mona, UT. Compare credit history car insurance rates in Mona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mona, Utah

Insurance Company Poor Fair Good
Allstate $4,296 $2,877 $2,452
American Family $4,451 $3,337 $2,838
Farmers $4,051 $3,360 $3,191
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,570 $2,697 $2,381
Progressive $3,617 $3,100 $2,882
State Farm $6,924 $3,487 $2,358
USAA $3,488 $2,220 $1,583

Cheapest Mona, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mona, UT to rates for a clean record with top companies.

Annual Mona, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,718 $3,271 $3,791 $3,054
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,006 $3,913 $3,798 $3,419
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,291 $3,080 $3,606 $2,554
Progressive $2,707 $4,092 $2,834 $3,166
State Farm $3,873 $4,640 $4,256 $4,256
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Mona, UT Car Insurance for Teen Drivers

Teen car insurance in Mona, UT can be expensive. Take a look at rates from the top car insurance companies in Mona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mona, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,370 $7,076
American Family $7,096 $9,328
Farmers $8,135 $8,361
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $5,031 $6,394
Progressive $7,176 $7,958
State Farm $7,907 $9,808
USAA $4,867 $5,686

Cheapest Mona, UT Car Insurance for Seniors

Take a look at Mona, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mona, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,905 $1,899
American Family $1,815 $1,815
Farmers $1,707 $1,821
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,670 $1,757
Progressive $1,432 $1,533
State Farm $2,371 $2,371
USAA $1,258 $1,261

Cheapest Mona, UT Car Insurance Rates After a DUI

A DUI in Mona, UT increases car insurance rates. Compare Mona, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mona, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,791
American Family $4,307
Farmers $3,798
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,606
Progressive $2,834
State Farm $4,256
USAA $3,252

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Cheapest Mona, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mona, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mona, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,208 $3,208
American Family $3,539 $3,544
Farmers $3,534 $3,534
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,883 $2,883
Progressive $3,200 $3,200
State Farm $4,150 $4,363
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Mona, UT

Take a look at a side-by-side comparison of the top car insurance companies in Mona, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mona, Utah

Insurance Company Average Annual Rates
Allstate $3,208
American Family $3,542
Farmers $3,534
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,883
Progressive $3,200
State Farm $4,256
USAA $2,430

Category Winners: Cheapest Car Insurance in Mona, Utah

Find the cheapest car insurance companies in Mona, UT for each category right here.

Best Annual Car Insurance Rates by Company in Mona, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Mona, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mona car insurance rates. Find the cheapest Mona, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mona, Utah

Insurance Company Low Medium High
Allstate $3,056 $3,201 $3,368
American Family $3,455 $3,588 $3,582
Farmers $3,216 $3,481 $3,906
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,155 $2,739 $2,754
Progressive $2,927 $3,091 $3,581
State Farm $4,012 $4,266 $4,491
USAA $2,324 $2,432 $2,535

What affects car insurance rates in Mona, Utah?

What factors can have an impact on Mona, UT car insurance? There are several reasons why Mona car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mona, Utah.

Commute Time in Mona

The more time you spend in your car the higher the risk of an accident. The average commute length in Mona, UT is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Mona, UT

Ready to find affordable Mona, Utah car insurance today? Enter your ZIP code for fast, free Mona, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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