Compare Monaca, PA Car Insurance Rates (2021)

Car insurance in Monaca, PA averages $303 a month. Monaca, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Monaca car insurance rates, compare quotes from the top car insurance companies in Monaca, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monaca is USAA
  • Average car insurance rates in Monaca, PA are $3,638/year
  • Average car insurance rates in Monaca, PA after a DUI are $3,976/year

If you need to buy Monaca, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Monaca, PA is right here.

You’ll find Monaca car insurance rates, the cheapest Monaca, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Monaca, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Reading car insurance rates, and York car insurance rates.

Ready to find affordable Monaca, PA car insurance today? Enter your ZIP code for fast, free Monaca car insurance quotes.

Cheapest Monaca, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monaca, PA car insurance rates? Every Monaca, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monaca, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,441 $2,441 $2,259 $2,259 $8,320 $8,320 $2,679 $2,679
GEICO $1,703 $1,476 $1,619 $1,404 $4,326 $3,757 $1,708 $1,480
Liberty Mutual $3,551 $3,551 $3,254 $3,254 $10,329 $10,329 $4,501 $4,501
Nationwide $1,677 $1,677 $1,589 $1,589 $4,715 $4,715 $1,881 $1,881
Progressive $2,461 $2,461 $2,195 $2,195 $8,022 $8,022 $3,149 $3,149
State Farm $1,493 $1,493 $1,323 $1,323 $5,414 $5,414 $1,651 $1,651
Travelers $1,540 $1,540 $1,668 $1,668 $22,736 $22,736 $1,844 $1,844
USAA $1,117 $1,117 $1,011 $1,011 $3,370 $3,370 $1,483 $1,483

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Minimum Car Insurance in Monaca, PA

Every driver must carry the minimum car insurance in Monaca, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Monaca, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Monaca, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monaca, PA. Compare credit history car insurance rates in Monaca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monaca, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,008 $3,746 $3,020
GEICO $3,270 $1,850 $1,433
Liberty Mutual $6,900 $4,952 $4,375
Nationwide $2,894 $2,379 $2,124
Progressive $5,238 $3,679 $2,954
State Farm $3,515 $2,177 $1,719
Travelers $7,546 $6,832 $6,462
USAA $2,184 $1,619 $1,433

Cheapest Monaca, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monaca, PA to rates for a clean record with top companies.

Annual Monaca, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,431 $3,756 $3,756
GEICO $1,601 $2,795 $2,136 $2,205
Liberty Mutual $4,931 $5,657 $5,523 $5,523
Nationwide $1,780 $2,382 $3,319 $2,381
Progressive $3,586 $4,965 $3,685 $3,591
State Farm $2,253 $2,688 $2,470 $2,470
Travelers $4,913 $7,012 $8,851 $7,012
USAA $1,404 $1,939 $2,069 $1,568

Cheapest Monaca, PA Car Insurance for Teen Drivers

Teen car insurance in Monaca, PA can be expensive. Take a look at rates from the top car insurance companies in Monaca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monaca, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,320 $8,320
GEICO $4,326 $3,757
Liberty Mutual $10,329 $10,329
Nationwide $4,715 $4,715
Progressive $8,022 $8,022
State Farm $5,414 $5,414
Travelers $22,736 $22,736
USAA $3,370 $3,370

Cheapest Monaca, PA Car Insurance for Seniors

Take a look at Monaca, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monaca, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,259
GEICO $1,619 $1,404
Liberty Mutual $3,254 $3,254
Nationwide $1,589 $1,589
Progressive $2,195 $2,195
State Farm $1,323 $1,323
Travelers $1,668 $1,668
USAA $1,011 $1,011

Cheapest Monaca, PA Car Insurance Rates After a DUI

A DUI in Monaca, PA increases car insurance rates. Compare Monaca, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monaca, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
GEICO $2,136
Liberty Mutual $5,523
Nationwide $3,319
Progressive $3,685
State Farm $2,470
Travelers $8,851
USAA $2,069

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Cheapest Monaca, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monaca, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monaca, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,845 $4,005
GEICO $2,150 $2,218
Liberty Mutual $5,271 $5,547
Nationwide $2,465 $2,465
Progressive $3,957 $3,957
State Farm $2,398 $2,543
Travelers $6,947 $6,947
USAA $1,695 $1,795

The Best Cheap Car Insurance Companies in Monaca, PA

Take a look at a side-by-side comparison of the top car insurance companies in Monaca, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monaca, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,925
GEICO $2,184
Liberty Mutual $5,409
Nationwide $2,465
Progressive $3,957
State Farm $2,470
Travelers $6,947
USAA $1,745

Category Winners: Cheapest Car Insurance in Monaca, Pennsylvania

Find the cheapest car insurance companies in Monaca, PA for each category right here.

Best Annual Car Insurance Rates by Company in Monaca, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Monaca, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monaca car insurance rates. Find the cheapest Monaca, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monaca, Pennsylvania

Insurance Company Low Medium High
Allstate $3,769 $3,946 $4,060
GEICO $1,985 $2,206 $2,362
Liberty Mutual $5,124 $5,451 $5,651
Nationwide $2,483 $2,498 $2,416
Progressive $3,633 $3,993 $4,245
State Farm $2,299 $2,506 $2,607
Travelers $6,990 $6,961 $6,890
USAA $1,614 $1,762 $1,859

What affects car insurance rates in Monaca, Pennsylvania?

What factors can have an impact on Monaca, PA car insurance? There are several reasons why Monaca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monaca, Pennsylvania.

Commute Time in Monaca

The more time you spend in your car the higher the risk of an accident. The average commute length in Monaca, PA is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Monaca, PA

Ready to find affordable Monaca, Pennsylvania car insurance today? Enter your ZIP code for fast, free Monaca, PA car insurance quotes.

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