Compare Monarch, CO Car Insurance Rates (2021)

Car insurance in Monarch, CO averages $302 a month. Monarch, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Monarch car insurance rates, compare quotes from the top car insurance companies in Monarch, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monarch is GEICO
  • Average car insurance rates in Monarch, CO are $3,620/year
  • The cheapest car insurance company in Monarch for teen drivers is GEICO

If you need to buy Monarch, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Monarch, CO is right here.

You’ll find Monarch car insurance rates, the cheapest Monarch, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Monarch, Colorado car insurance rates to Boulder car insurance rates, Aurora car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Monarch, CO car insurance today? Enter your ZIP code for fast, free Monarch car insurance quotes.

Cheapest Monarch, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monarch, CO car insurance rates? Every Monarch, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monarch, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,652 $3,411 $3,268 $3,305 $12,716 $13,336 $4,044 $4,082
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,850 $2,826 $2,581 $2,773 $10,607 $10,705 $3,133 $3,177
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,843 $1,830 $1,545 $1,692 $5,156 $5,636 $1,870 $1,924
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,358 $2,210 $2,046 $2,042 $7,831 $8,760 $2,657 $2,590
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Monarch, CO

Every driver must carry the minimum car insurance in Monarch, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Monarch, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Monarch, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monarch, CO. Compare credit history car insurance rates in Monarch from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monarch, Colorado

Insurance Company Poor Fair Good
Allstate $7,626 $5,871 $4,432
American Family $4,580 $3,253 $2,724
Farmers $5,603 $4,558 $4,333
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,857 $2,337 $1,867
Nationwide $3,990 $3,154 $2,751
Progressive $4,344 $3,700 $3,392
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Cheapest Monarch, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monarch, CO to rates for a clean record with top companies.

Annual Monarch, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $5,852 $7,197 $5,774
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,087 $5,242 $5,167 $4,830
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,343 $2,747 $2,877 $2,781
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,308 $4,591 $3,490 $3,857
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Monarch, CO Car Insurance for Teen Drivers

Teen car insurance in Monarch, CO can be expensive. Take a look at rates from the top car insurance companies in Monarch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monarch, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,716 $13,336
American Family $5,833 $7,813
Farmers $10,607 $10,705
GEICO $5,010 $5,334
Liberty Mutual $5,156 $5,636
Nationwide $5,513 $7,064
Progressive $7,831 $8,760
State Farm $4,884 $6,178
USAA $5,325 $6,108

Cheapest Monarch, CO Car Insurance for Seniors

Take a look at Monarch, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monarch, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,268 $3,305
American Family $2,169 $2,169
Farmers $2,581 $2,773
GEICO $1,674 $1,875
Liberty Mutual $1,545 $1,692
Nationwide $1,977 $2,093
Progressive $2,046 $2,042
State Farm $1,534 $1,534
USAA $2,042 $2,056

Cheapest Monarch, CO Car Insurance Rates After a DUI

A DUI in Monarch, CO increases car insurance rates. Compare Monarch, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monarch, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,197
American Family $4,827
Farmers $5,167
GEICO $3,204
Liberty Mutual $2,877
Nationwide $4,398
Progressive $3,490
State Farm $2,717
USAA $4,987

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Cheapest Monarch, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monarch, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monarch, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,976 $5,976
American Family $3,444 $3,594
Farmers $4,832 $4,832
GEICO $2,481 $2,586
Liberty Mutual $2,687 $2,687
Nationwide $3,298 $3,298
Progressive $3,812 $3,812
State Farm $2,651 $2,783
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Monarch, CO

Take a look at a side-by-side comparison of the top car insurance companies in Monarch, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monarch, Colorado

Insurance Company Average Annual Rates
Allstate $5,976
American Family $3,519
Farmers $4,832
GEICO $2,533
Liberty Mutual $2,687
Nationwide $3,298
Progressive $3,812
State Farm $2,717
USAA $3,206

Category Winners: Cheapest Car Insurance in Monarch, Colorado

Find the cheapest car insurance companies in Monarch, CO for each category right here.

Best Annual Car Insurance Rates by Company in Monarch, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Monarch, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monarch car insurance rates. Find the cheapest Monarch, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monarch, Colorado

Insurance Company Low Medium High
Allstate $5,697 $5,959 $6,273
American Family $3,354 $3,592 $3,610
Farmers $4,283 $4,770 $5,442
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,567 $2,679 $2,815
Nationwide $3,323 $3,295 $3,276
Progressive $3,532 $3,822 $4,081
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

Compare Car Insurance Quotes in Monarch, CO

Ready to find affordable Monarch, Colorado car insurance today? Enter your ZIP code for fast, free Monarch, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State