Compare Monett, MO Car Insurance Rates (2021)

Car insurance in Monett, MO averages $260 a month. Monett, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Monett car insurance rates, compare quotes from the top car insurance companies in Monett, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monett for teen drivers is Nationwide
  • Average car insurance rates in Monett, MO after a DUI are $3,657/year
  • Average car insurance rates in Monett, MO are $3,126/year

If you need to buy Monett, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Monett, MO is right here.

You’ll find Monett car insurance rates, the cheapest Monett, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Monett, Missouri car insurance rates to Springfield car insurance rates, St. Joseph car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Monett, MO car insurance today? Enter your ZIP code for fast, free Monett car insurance quotes.

Cheapest Monett, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monett, MO car insurance rates? Every Monett, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monett, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,563 $2,486 $2,302 $2,375 $6,968 $7,536 $2,468 $2,553
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,238 $2,231 $1,997 $2,115 $9,292 $9,620 $2,561 $2,684
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,487 $2,696 $2,050 $2,297 $8,529 $9,470 $2,621 $2,797
Nationwide $1,463 $1,495 $1,310 $1,387 $3,749 $4,801 $1,673 $1,810
Progressive $1,932 $1,786 $1,580 $1,629 $6,477 $7,274 $2,356 $2,422
State Farm $1,611 $1,611 $1,442 $1,442 $4,669 $5,867 $1,811 $2,079
USAA $1,494 $1,480 $1,343 $1,366 $4,466 $5,454 $1,856 $2,062

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Minimum Car Insurance in Monett, MO

Every driver must carry the minimum car insurance in Monett, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Monett, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monett, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monett, MO. Compare credit history car insurance rates in Monett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monett, Missouri

Insurance Company Poor Fair Good
Allstate $5,038 $3,245 $2,686
American Family $3,983 $2,810 $2,368
Farmers $4,676 $3,897 $3,705
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,908 $3,606 $2,841
Nationwide $2,608 $2,154 $1,872
Progressive $3,682 $3,050 $2,814
State Farm $3,528 $2,292 $1,879
USAA $4,066 $1,895 $1,359

Cheapest Monett, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monett, MO to rates for a clean record with top companies.

Annual Monett, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,542 $4,382 $3,552
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,536 $4,402 $4,304 $4,128
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $2,995 $4,293 $4,427 $4,758
Nationwide $1,737 $2,229 $2,976 $1,901
Progressive $2,735 $3,713 $3,048 $3,231
State Farm $2,357 $2,776 $2,566 $2,566
USAA $1,954 $2,373 $3,300 $2,133

Cheapest Monett, MO Car Insurance for Teen Drivers

Teen car insurance in Monett, MO can be expensive. Take a look at rates from the top car insurance companies in Monett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monett, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,968 $7,536
American Family $5,488 $7,118
Farmers $9,292 $9,620
GEICO $5,812 $6,176
Liberty Mutual $8,529 $9,470
Nationwide $3,749 $4,801
Progressive $6,477 $7,274
State Farm $4,669 $5,867
USAA $4,466 $5,454

Cheapest Monett, MO Car Insurance for Seniors

Take a look at Monett, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monett, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,302 $2,375
American Family $1,772 $1,772
Farmers $1,997 $2,115
GEICO $1,421 $1,831
Liberty Mutual $2,050 $2,297
Nationwide $1,310 $1,387
Progressive $1,580 $1,629
State Farm $1,442 $1,442
USAA $1,343 $1,366

Cheapest Monett, MO Car Insurance Rates After a DUI

A DUI in Monett, MO increases car insurance rates. Compare Monett, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monett, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,382
American Family $4,043
Farmers $4,304
GEICO $3,862
Liberty Mutual $4,427
Nationwide $2,976
Progressive $3,048
State Farm $2,566
USAA $3,300

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Cheapest Monett, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monett, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monett, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,656 $3,656
American Family $3,024 $3,084
Farmers $4,092 $4,092
GEICO $2,760 $2,866
Liberty Mutual $4,118 $4,118
Nationwide $2,211 $2,211
Progressive $3,182 $3,182
State Farm $2,505 $2,627
USAA $2,352 $2,528

The Best Cheap Car Insurance Companies in Monett, MO

Take a look at a side-by-side comparison of the top car insurance companies in Monett, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monett, Missouri

Insurance Company Average Annual Rates
Allstate $3,656
American Family $3,054
Farmers $4,092
GEICO $2,813
Liberty Mutual $4,118
Nationwide $2,211
Progressive $3,182
State Farm $2,566
USAA $2,440

Category Winners: Cheapest Car Insurance in Monett, Missouri

Find the cheapest car insurance companies in Monett, MO for each category right here.

Best Annual Car Insurance Rates by Company in Monett, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Monett, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monett car insurance rates. Find the cheapest Monett, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monett, Missouri

Insurance Company Low Medium High
Allstate $3,524 $3,649 $3,796
American Family $2,958 $3,150 $3,053
Farmers $3,833 $4,052 $4,393
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,889 $4,138 $4,328
Nationwide $2,081 $2,231 $2,321
Progressive $2,856 $3,188 $3,502
State Farm $2,414 $2,573 $2,711
USAA $2,337 $2,431 $2,553

What affects car insurance rates in Monett, Missouri?

What factors can have an impact on Monett, MO car insurance? There are several reasons why Monett car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monett, Missouri.

Commute Time in Monett

The more time you spend in your car the higher the risk of an accident. The average commute length in Monett, MO is 13.3 minutes according to City-Data.

Compare Car Insurance Quotes in Monett, MO

Ready to find affordable Monett, Missouri car insurance today? Enter your ZIP code for fast, free Monett, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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