Compare Monmouth, OR Car Insurance Rates (2021)

Car insurance in Monmouth, OR averages $291 a month. Monmouth, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Monmouth car insurance rates, compare quotes from the top car insurance companies in Monmouth, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Monmouth, OR are $3,489/year
  • Average car insurance rates in Monmouth, OR after a DUI are $4,122/year
  • The cheapest car insurance company in Monmouth for teen drivers is GEICO

If you need to buy Monmouth, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Monmouth, OR is right here.

You’ll find Monmouth car insurance rates, the cheapest Monmouth, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Monmouth, Oregon car insurance rates to Salem car insurance rates, Portland car insurance rates, and Beaverton car insurance rates.

Ready to find affordable Monmouth, OR car insurance today? Enter your ZIP code for fast, free Monmouth car insurance quotes.

Cheapest Monmouth, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monmouth, OR car insurance rates? Every Monmouth, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monmouth, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,401 $3,158 $3,096 $3,127 $10,267 $11,454 $3,562 $3,579
American Family $2,468 $2,468 $2,200 $2,200 $6,134 $9,646 $2,468 $2,579
Farmers $1,780 $1,738 $1,571 $1,673 $7,461 $7,630 $1,996 $2,044
GEICO $2,124 $2,053 $1,984 $2,001 $5,458 $4,968 $2,260 $1,950
Liberty Mutual $2,786 $2,939 $2,424 $2,694 $8,998 $9,711 $2,678 $2,696
Nationwide $2,385 $2,363 $2,127 $2,217 $5,491 $6,835 $2,787 $2,921
Progressive $1,806 $1,630 $1,571 $1,621 $7,761 $8,522 $2,147 $2,017
State Farm $1,728 $1,728 $1,587 $1,587 $5,541 $6,966 $1,962 $2,241
Travelers $1,887 $1,906 $1,711 $1,782 $5,430 $6,629 $1,970 $2,005
USAA $1,768 $1,711 $1,759 $1,690 $5,463 $5,846 $2,280 $2,359

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Minimum Car Insurance in Monmouth, OR

Every driver must carry the minimum car insurance in Monmouth, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Monmouth, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Monmouth, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monmouth, OR. Compare credit history car insurance rates in Monmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monmouth, Oregon

Insurance Company Poor Fair Good
Allstate $6,844 $4,809 $3,963
American Family $4,786 $3,538 $2,986
Farmers $3,736 $3,068 $2,907
GEICO $3,436 $2,850 $2,264
Liberty Mutual $6,395 $3,782 $2,920
Nationwide $4,105 $3,251 $2,816
Progressive $3,801 $3,289 $3,063
State Farm $4,076 $2,599 $2,078
Travelers $3,628 $2,864 $2,254
USAA $4,279 $2,393 $1,907

Cheapest Monmouth, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monmouth, OR to rates for a clean record with top companies.

Annual Monmouth, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,187 $5,660 $5,857 $5,118
American Family $2,625 $4,009 $5,081 $3,366
Farmers $2,728 $3,519 $3,441 $3,260
GEICO $1,882 $2,993 $3,929 $2,595
Liberty Mutual $3,864 $4,329 $4,971 $4,300
Nationwide $2,873 $3,078 $4,361 $3,251
Progressive $2,554 $4,653 $3,290 $3,040
State Farm $2,584 $3,385 $2,851 $2,851
Travelers $2,362 $3,025 $3,393 $2,880
USAA $2,067 $2,899 $4,047 $2,424

Cheapest Monmouth, OR Car Insurance for Teen Drivers

Teen car insurance in Monmouth, OR can be expensive. Take a look at rates from the top car insurance companies in Monmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monmouth, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,267 $11,454
American Family $6,134 $9,646
Farmers $7,461 $7,630
GEICO $5,458 $4,968
Liberty Mutual $8,998 $9,711
Nationwide $5,491 $6,835
Progressive $7,761 $8,522
State Farm $5,541 $6,966
Travelers $5,430 $6,629
USAA $5,463 $5,846

Cheapest Monmouth, OR Car Insurance for Seniors

Take a look at Monmouth, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monmouth, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,096 $3,127
American Family $2,200 $2,200
Farmers $1,571 $1,673
GEICO $1,984 $2,001
Liberty Mutual $2,424 $2,694
Nationwide $2,127 $2,217
Progressive $1,571 $1,621
State Farm $1,587 $1,587
Travelers $1,711 $1,782
USAA $1,759 $1,690

Cheapest Monmouth, OR Car Insurance Rates After a DUI

A DUI in Monmouth, OR increases car insurance rates. Compare Monmouth, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monmouth, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,857
American Family $5,081
Farmers $3,441
GEICO $3,929
Liberty Mutual $4,971
Nationwide $4,361
Progressive $3,290
State Farm $2,851
Travelers $3,393
USAA $4,047

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Cheapest Monmouth, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monmouth, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monmouth, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,205 $5,205
American Family $3,712 $3,829
Farmers $3,237 $3,237
GEICO $2,802 $2,898
Liberty Mutual $4,366 $4,366
Nationwide $3,391 $3,391
Progressive $3,384 $3,384
State Farm $2,840 $2,995
Travelers $2,799 $3,031
USAA $2,777 $2,941

The Best Cheap Car Insurance Companies in Monmouth, OR

Take a look at a side-by-side comparison of the top car insurance companies in Monmouth, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monmouth, Oregon

Insurance Company Average Annual Rates
Allstate $5,205
American Family $3,770
Farmers $3,237
GEICO $2,850
Liberty Mutual $4,366
Nationwide $3,391
Progressive $3,384
State Farm $2,918
Travelers $2,915
USAA $2,859

Category Winners: Cheapest Car Insurance in Monmouth, Oregon

Find the cheapest car insurance companies in Monmouth, OR for each category right here.

Best Annual Car Insurance Rates by Company in Monmouth, Oregon

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Monmouth, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monmouth car insurance rates. Find the cheapest Monmouth, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monmouth, Oregon

Insurance Company Low Medium High
Allstate $5,012 $5,195 $5,409
American Family $3,740 $3,990 $3,581
Farmers $3,035 $3,195 $3,481
GEICO $2,602 $2,863 $3,085
Liberty Mutual $4,082 $4,353 $4,662
Nationwide $3,220 $3,483 $3,470
Progressive $3,261 $3,368 $3,524
State Farm $2,743 $2,923 $3,087
Travelers $2,731 $2,899 $3,115
USAA $2,728 $2,863 $2,987

What affects car insurance rates in Monmouth, Oregon?

What factors can have an impact on Monmouth, OR car insurance? There are several reasons why Monmouth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monmouth, Oregon.

Car Theft in Monmouth

High levels of vehicle theft can make car insurance more expensive. Monmouth, OR car theft statistics from the FBI indicate 15 vehicle thefts a year.

Commute Time in Monmouth

The more time you spend in your car the higher the risk of an accident. The average commute length in Monmouth, OR is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Monmouth, OR

Ready to find affordable Monmouth, Oregon car insurance today? Enter your ZIP code for fast, free Monmouth, OR car insurance quotes.

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