Compare Monon, IN Car Insurance Rates (2021)

Car insurance in Monon, IN averages $276 a month. Monon, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Monon car insurance rates, compare quotes from the top car insurance companies in Monon, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monon for teen drivers is USAA
  • Average car insurance rates in Monon, IN after a DUI are $3,922/year
  • The cheapest car insurance company in Monon is USAA

If you need to buy Monon, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Monon, IN is right here.

You’ll find Monon car insurance rates, the cheapest Monon, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Monon, Indiana car insurance rates to Fishers car insurance rates, Evansville car insurance rates, and Gary car insurance rates.

Ready to find affordable Monon, IN car insurance today? Enter your ZIP code for fast, free Monon car insurance quotes.

Cheapest Monon, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monon, IN car insurance rates? Every Monon, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,677 $2,756 $2,332 $2,554 $7,928 $9,950 $2,750 $2,995
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,587 $1,564 $1,358 $1,532 $8,704 $9,322 $2,100 $2,256
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,649 $1,563 $1,489 $1,503 $9,547 $10,721 $2,065 $2,110
State Farm $1,408 $1,408 $1,246 $1,246 $4,130 $5,310 $1,553 $1,723
Travelers $1,149 $1,171 $1,072 $1,074 $6,974 $11,031 $1,212 $1,412
USAA $998 $984 $927 $936 $2,756 $3,085 $1,350 $1,448

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Minimum Car Insurance in Monon, IN

Every driver must carry the minimum car insurance in Monon, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Monon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monon, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monon, IN. Compare credit history car insurance rates in Monon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monon, Indiana

Insurance Company Poor Fair Good
Allstate $5,283 $3,903 $3,542
American Family $4,820 $3,129 $2,619
Farmers $4,141 $3,382 $3,136
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,231 $3,739 $3,523
State Farm $3,282 $1,958 $1,518
Travelers $3,494 $2,960 $2,957
USAA $2,105 $1,388 $1,189

Cheapest Monon, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monon, IN to rates for a clean record with top companies.

Annual Monon, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,964 $4,571 $4,033
American Family $2,427 $3,874 $4,898 $2,891
Farmers $3,184 $3,698 $3,819 $3,511
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,882 $5,012 $3,435 $3,995
State Farm $2,202 $2,405 $2,202 $2,202
Travelers $2,666 $3,292 $3,729 $2,860
USAA $1,180 $1,676 $1,923 $1,463

Cheapest Monon, IN Car Insurance for Teen Drivers

Teen car insurance in Monon, IN can be expensive. Take a look at rates from the top car insurance companies in Monon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,928 $9,950
American Family $6,087 $8,808
Farmers $8,704 $9,322
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $9,547 $10,721
State Farm $4,130 $5,310
Travelers $6,974 $11,031
USAA $2,756 $3,085

Cheapest Monon, IN Car Insurance for Seniors

Take a look at Monon, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,332 $2,554
American Family $1,982 $1,982
Farmers $1,358 $1,532
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,489 $1,503
State Farm $1,246 $1,246
Travelers $1,072 $1,074
USAA $927 $936

Cheapest Monon, IN Car Insurance Rates After a DUI

A DUI in Monon, IN increases car insurance rates. Compare Monon, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monon, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,571
American Family $4,898
Farmers $3,819
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,435
State Farm $2,202
Travelers $3,729
USAA $1,923

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Cheapest Monon, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monon, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,243 $4,243
American Family $3,480 $3,566
Farmers $3,553 $3,553
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,831 $3,831
State Farm $2,188 $2,318
Travelers $3,137 $3,137
USAA $1,540 $1,581

The Best Cheap Car Insurance Companies in Monon, IN

Take a look at a side-by-side comparison of the top car insurance companies in Monon, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monon, Indiana

Insurance Company Average Annual Rates
Allstate $4,243
American Family $3,523
Farmers $3,553
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,831
State Farm $2,253
Travelers $3,137
USAA $1,561

Category Winners: Cheapest Car Insurance in Monon, Indiana

Find the cheapest car insurance companies in Monon, IN for each category right here.

Best Annual Car Insurance Rates by Company in Monon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Monon, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monon car insurance rates. Find the cheapest Monon, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monon, Indiana

Insurance Company Low Medium High
Allstate $4,065 $4,227 $4,436
American Family $3,477 $3,639 $3,452
Farmers $3,410 $3,545 $3,704
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,642 $3,778 $4,073
State Farm $2,151 $2,252 $2,356
Travelers $3,079 $3,166 $3,165
USAA $1,506 $1,557 $1,618

What affects car insurance rates in Monon, Indiana?

What factors can have an impact on Monon, IN car insurance? There are several reasons why Monon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monon, Indiana.

Commute Time in Monon

The more time you spend in your car the higher the risk of an accident. The average commute length in Monon, IN is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Monon, IN

Ready to find affordable Monon, Indiana car insurance today? Enter your ZIP code for fast, free Monon, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State