Compare Monroe City, IN Car Insurance Rates (2021)

Car insurance in Monroe City, IN averages $280 a month. Monroe City, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Monroe City car insurance rates, compare quotes from the top car insurance companies in Monroe City, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monroe City is USAA
  • Average car insurance rates in Monroe City, IN after a DUI are $3,983/year
  • The cheapest car insurance company in Monroe City for teen drivers is USAA

If you need to buy Monroe City, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Monroe City, IN is right here.

You’ll find Monroe City car insurance rates, the cheapest Monroe City, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Monroe City, Indiana car insurance rates to Gary car insurance rates, Evansville car insurance rates, and South Bend car insurance rates.

Ready to find affordable Monroe City, IN car insurance today? Enter your ZIP code for fast, free Monroe City car insurance quotes.

Cheapest Monroe City, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monroe City, IN car insurance rates? Every Monroe City, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monroe City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,458 $2,528 $2,148 $2,354 $7,313 $9,209 $2,518 $2,735
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,636 $1,616 $1,399 $1,568 $8,663 $9,209 $2,148 $2,330
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,656 $1,694 $1,451 $1,550 $4,839 $6,287 $1,944 $2,127
Progressive $1,770 $1,680 $1,597 $1,609 $10,336 $11,653 $2,227 $2,285
State Farm $1,493 $1,493 $1,322 $1,322 $4,443 $5,696 $1,646 $1,837
Travelers $1,275 $1,297 $1,195 $1,193 $7,785 $12,242 $1,348 $1,568
USAA $943 $929 $876 $884 $2,608 $2,918 $1,274 $1,365

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Minimum Car Insurance in Monroe City, IN

Every driver must carry the minimum car insurance in Monroe City, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Monroe City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monroe City, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monroe City, IN. Compare credit history car insurance rates in Monroe City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monroe City, Indiana

Insurance Company Poor Fair Good
Allstate $4,859 $3,596 $3,269
American Family $5,078 $3,306 $2,769
Farmers $4,172 $3,397 $3,145
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,067 $2,591 $2,423
Progressive $4,578 $4,045 $3,811
State Farm $3,507 $2,091 $1,621
Travelers $3,889 $3,289 $3,285
USAA $1,990 $1,311 $1,123

Cheapest Monroe City, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monroe City, IN to rates for a clean record with top companies.

Annual Monroe City, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,136 $4,577 $4,208 $3,709
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,192 $3,731 $3,837 $3,526
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,316 $2,986 $2,863 $2,609
Progressive $3,109 $5,428 $3,713 $4,328
State Farm $2,351 $2,572 $2,351 $2,351
Travelers $2,957 $3,665 $4,155 $3,175
USAA $1,115 $1,584 $1,817 $1,383

Cheapest Monroe City, IN Car Insurance for Teen Drivers

Teen car insurance in Monroe City, IN can be expensive. Take a look at rates from the top car insurance companies in Monroe City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monroe City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,313 $9,209
American Family $6,331 $9,225
Farmers $8,663 $9,209
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,839 $6,287
Progressive $10,336 $11,653
State Farm $4,443 $5,696
Travelers $7,785 $12,242
USAA $2,608 $2,918

Cheapest Monroe City, IN Car Insurance for Seniors

Take a look at Monroe City, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monroe City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,354
American Family $2,107 $2,107
Farmers $1,399 $1,568
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,451 $1,550
Progressive $1,597 $1,609
State Farm $1,322 $1,322
Travelers $1,195 $1,193
USAA $876 $884

Cheapest Monroe City, IN Car Insurance Rates After a DUI

A DUI in Monroe City, IN increases car insurance rates. Compare Monroe City, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monroe City, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,208
American Family $5,171
Farmers $3,837
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,863
Progressive $3,713
State Farm $2,351
Travelers $4,155
USAA $1,817

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Cheapest Monroe City, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monroe City, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monroe City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,908 $3,908
American Family $3,673 $3,762
Farmers $3,571 $3,571
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,693 $2,693
Progressive $4,145 $4,145
State Farm $2,339 $2,474
Travelers $3,488 $3,488
USAA $1,455 $1,494

The Best Cheap Car Insurance Companies in Monroe City, IN

Take a look at a side-by-side comparison of the top car insurance companies in Monroe City, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monroe City, Indiana

Insurance Company Average Annual Rates
Allstate $3,908
American Family $3,717
Farmers $3,571
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,693
Progressive $4,145
State Farm $2,407
Travelers $3,488
USAA $1,475

Category Winners: Cheapest Car Insurance in Monroe City, Indiana

Find the cheapest car insurance companies in Monroe City, IN for each category right here.

Best Annual Car Insurance Rates by Company in Monroe City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Monroe City, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monroe City car insurance rates. Find the cheapest Monroe City, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monroe City, Indiana

Insurance Company Low Medium High
Allstate $3,725 $3,893 $4,105
American Family $3,702 $3,842 $3,608
Farmers $3,454 $3,564 $3,696
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,740 $2,672 $2,668
Progressive $3,938 $4,086 $4,410
State Farm $2,305 $2,405 $2,509
Travelers $3,426 $3,521 $3,517
USAA $1,425 $1,471 $1,528

What affects car insurance rates in Monroe City, Indiana?

What factors can have an impact on Monroe City, IN car insurance? There are several reasons why Monroe City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monroe City, Indiana.

Commute Time in Monroe City

The more time you spend in your car the higher the risk of an accident. The average commute length in Monroe City, IN is 23.9 minutes according to City-Data.

Compare Car Insurance Quotes in Monroe City, IN

Ready to find affordable Monroe City, Indiana car insurance today? Enter your ZIP code for fast, free Monroe City, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State