Compare Monroe City, MO Car Insurance Rates (2021)

Car insurance in Monroe City, MO averages $257 a month. Monroe City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Monroe City car insurance rates, compare quotes from the top car insurance companies in Monroe City, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monroe City is Nationwide
  • Average car insurance rates in Monroe City, MO after a DUI are $3,587/year
  • The cheapest car insurance company in Monroe City for teen drivers is Nationwide

If you need to buy Monroe City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Monroe City, MO is right here.

You’ll find Monroe City car insurance rates, the cheapest Monroe City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Monroe City, Missouri car insurance rates to St. Joseph car insurance rates, St. Louis car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Monroe City, MO car insurance today? Enter your ZIP code for fast, free Monroe City car insurance quotes.

Cheapest Monroe City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monroe City, MO car insurance rates? Every Monroe City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monroe City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,203 $2,199 $1,973 $2,085 $8,786 $9,091 $2,500 $2,618
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,607 $2,827 $2,147 $2,406 $8,752 $9,717 $2,752 $2,943
Nationwide $1,352 $1,386 $1,206 $1,284 $3,368 $4,336 $1,538 $1,669
Progressive $1,858 $1,740 $1,518 $1,562 $5,833 $6,562 $2,266 $2,319
State Farm $1,594 $1,594 $1,408 $1,408 $4,380 $5,550 $1,787 $2,030
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

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Minimum Car Insurance in Monroe City, MO

Every driver must carry the minimum car insurance in Monroe City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Monroe City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monroe City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monroe City, MO. Compare credit history car insurance rates in Monroe City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monroe City, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,500 $3,738 $3,557
GEICO $3,669 $2,392 $1,915
Liberty Mutual $6,133 $3,732 $2,941
Nationwide $2,383 $1,961 $1,708
Progressive $3,433 $2,832 $2,607
State Farm $3,315 $2,228 $1,864
USAA $4,253 $1,984 $1,423

Cheapest Monroe City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monroe City, MO to rates for a clean record with top companies.

Annual Monroe City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,433 $4,212 $4,124 $3,958
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,109 $4,444 $4,593 $4,929
Nationwide $1,605 $2,034 $2,683 $1,748
Progressive $2,585 $3,401 $2,846 $2,998
State Farm $2,284 $2,653 $2,469 $2,469
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Monroe City, MO Car Insurance for Teen Drivers

Teen car insurance in Monroe City, MO can be expensive. Take a look at rates from the top car insurance companies in Monroe City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monroe City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $8,786 $9,091
GEICO $5,343 $5,669
Liberty Mutual $8,752 $9,717
Nationwide $3,368 $4,336
Progressive $5,833 $6,562
State Farm $4,380 $5,550
USAA $4,644 $5,677

Cheapest Monroe City, MO Car Insurance for Seniors

Take a look at Monroe City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monroe City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $1,973 $2,085
GEICO $1,390 $1,740
Liberty Mutual $2,147 $2,406
Nationwide $1,206 $1,284
Progressive $1,518 $1,562
State Farm $1,408 $1,408
USAA $1,412 $1,439

Cheapest Monroe City, MO Car Insurance Rates After a DUI

A DUI in Monroe City, MO increases car insurance rates. Compare Monroe City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monroe City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,124
GEICO $3,549
Liberty Mutual $4,593
Nationwide $2,683
Progressive $2,846
State Farm $2,469
USAA $3,437

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Cheapest Monroe City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monroe City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monroe City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $3,932 $3,932
GEICO $2,605 $2,712
Liberty Mutual $4,269 $4,269
Nationwide $2,017 $2,017
Progressive $2,957 $2,957
State Farm $2,409 $2,529
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Monroe City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Monroe City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monroe City, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $3,932
GEICO $2,659
Liberty Mutual $4,269
Nationwide $2,017
Progressive $2,957
State Farm $2,469
USAA $2,553

Category Winners: Cheapest Car Insurance in Monroe City, Missouri

Find the cheapest car insurance companies in Monroe City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Monroe City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Monroe City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monroe City car insurance rates. Find the cheapest Monroe City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monroe City, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,691 $3,896 $4,209
GEICO $2,504 $2,674 $2,798
Liberty Mutual $4,043 $4,289 $4,475
Nationwide $1,901 $2,035 $2,117
Progressive $2,666 $2,964 $3,241
State Farm $2,335 $2,476 $2,595
USAA $2,442 $2,545 $2,673

What affects car insurance rates in Monroe City, Missouri?

What factors can have an impact on Monroe City, MO car insurance? There are several reasons why Monroe City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monroe City, Missouri.

Commute Time in Monroe City

The more time you spend in your car the higher the risk of an accident. The average commute length in Monroe City, MO is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in Monroe City, MO

Ready to find affordable Monroe City, Missouri car insurance today? Enter your ZIP code for fast, free Monroe City, MO car insurance quotes.

Free Car Insurance Comparison

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