Compare Monroe, OR Car Insurance Rates (2021)

Car insurance in Monroe, OR averages $260 a month. Monroe, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Monroe car insurance rates, compare quotes from the top car insurance companies in Monroe, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monroe for teen drivers is Nationwide
  • Average car insurance rates in Monroe, OR after a DUI are $3,684/year
  • The cheapest car insurance company in Monroe is State Farm

If you need to buy Monroe, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Monroe, OR is right here.

You’ll find Monroe car insurance rates, the cheapest Monroe, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Monroe, Oregon car insurance rates to Medford car insurance rates, Eugene car insurance rates, and Gresham car insurance rates.

Ready to find affordable Monroe, OR car insurance today? Enter your ZIP code for fast, free Monroe car insurance quotes.

Cheapest Monroe, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monroe, OR car insurance rates? Every Monroe, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monroe, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,627 $2,435 $2,409 $2,423 $7,713 $8,552 $2,716 $2,709
American Family $2,116 $2,116 $1,888 $1,888 $5,228 $8,202 $2,116 $2,216
Farmers $1,864 $1,823 $1,649 $1,755 $7,654 $7,820 $2,084 $2,135
GEICO $2,242 $2,153 $2,086 $2,092 $5,694 $5,127 $2,391 $2,027
Liberty Mutual $2,593 $2,734 $2,252 $2,504 $8,397 $9,068 $2,494 $2,513
Nationwide $1,963 $1,951 $1,756 $1,832 $4,392 $5,468 $2,276 $2,390
Progressive $1,736 $1,571 $1,509 $1,555 $7,472 $8,220 $2,070 $1,957
State Farm $1,445 $1,445 $1,321 $1,321 $4,571 $5,732 $1,639 $1,883
Travelers $1,735 $1,748 $1,566 $1,628 $4,896 $5,928 $1,811 $1,840
USAA $1,615 $1,564 $1,606 $1,545 $4,948 $5,297 $2,076 $2,149

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Minimum Car Insurance in Monroe, OR

Every driver must carry the minimum car insurance in Monroe, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Monroe, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Monroe, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monroe, OR. Compare credit history car insurance rates in Monroe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monroe, Oregon

Insurance Company Poor Fair Good
Allstate $5,171 $3,652 $3,021
American Family $4,084 $3,021 $2,558
Farmers $3,870 $3,170 $3,005
GEICO $3,590 $2,977 $2,364
Liberty Mutual $5,954 $3,527 $2,727
Nationwide $3,326 $2,642 $2,293
Progressive $3,662 $3,169 $2,953
State Farm $3,378 $2,156 $1,725
Travelers $3,301 $2,593 $2,038
USAA $3,904 $2,170 $1,726

Cheapest Monroe, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monroe, OR to rates for a clean record with top companies.

Annual Monroe, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,195 $4,297 $4,422 $3,879
American Family $2,238 $3,453 $4,326 $2,868
Farmers $2,825 $3,638 $3,557 $3,372
GEICO $1,962 $3,143 $4,104 $2,697
Liberty Mutual $3,605 $4,035 $4,630 $4,007
Nationwide $2,342 $2,505 $3,525 $2,643
Progressive $2,470 $4,472 $3,171 $2,932
State Farm $2,147 $2,802 $2,365 $2,365
Travelers $2,146 $2,744 $3,070 $2,616
USAA $1,886 $2,638 $3,668 $2,208

Cheapest Monroe, OR Car Insurance for Teen Drivers

Teen car insurance in Monroe, OR can be expensive. Take a look at rates from the top car insurance companies in Monroe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monroe, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,713 $8,552
American Family $5,228 $8,202
Farmers $7,654 $7,820
GEICO $5,694 $5,127
Liberty Mutual $8,397 $9,068
Nationwide $4,392 $5,468
Progressive $7,472 $8,220
State Farm $4,571 $5,732
Travelers $4,896 $5,928
USAA $4,948 $5,297

Cheapest Monroe, OR Car Insurance for Seniors

Take a look at Monroe, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monroe, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,409 $2,423
American Family $1,888 $1,888
Farmers $1,649 $1,755
GEICO $2,086 $2,092
Liberty Mutual $2,252 $2,504
Nationwide $1,756 $1,832
Progressive $1,509 $1,555
State Farm $1,321 $1,321
Travelers $1,566 $1,628
USAA $1,606 $1,545

Cheapest Monroe, OR Car Insurance Rates After a DUI

A DUI in Monroe, OR increases car insurance rates. Compare Monroe, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monroe, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,422
American Family $4,326
Farmers $3,557
GEICO $4,104
Liberty Mutual $4,630
Nationwide $3,525
Progressive $3,171
State Farm $2,365
Travelers $3,070
USAA $3,668

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Cheapest Monroe, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monroe, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monroe, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,948 $3,948
American Family $3,172 $3,270
Farmers $3,348 $3,348
GEICO $2,932 $3,022
Liberty Mutual $4,069 $4,069
Nationwide $2,754 $2,754
Progressive $3,261 $3,261
State Farm $2,358 $2,481
Travelers $2,539 $2,749
USAA $2,526 $2,674

The Best Cheap Car Insurance Companies in Monroe, OR

Take a look at a side-by-side comparison of the top car insurance companies in Monroe, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monroe, Oregon

Insurance Company Average Annual Rates
Allstate $3,948
American Family $3,221
Farmers $3,348
GEICO $2,977
Liberty Mutual $4,069
Nationwide $2,754
Progressive $3,261
State Farm $2,420
Travelers $2,644
USAA $2,600

Category Winners: Cheapest Car Insurance in Monroe, Oregon

Find the cheapest car insurance companies in Monroe, OR for each category right here.

Best Annual Car Insurance Rates by Company in Monroe, Oregon

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Monroe, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monroe car insurance rates. Find the cheapest Monroe, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monroe, Oregon

Insurance Company Low Medium High
Allstate $3,787 $3,938 $4,119
American Family $3,200 $3,406 $3,058
Farmers $3,140 $3,305 $3,599
GEICO $2,729 $2,992 $3,209
Liberty Mutual $3,810 $4,059 $4,339
Nationwide $2,607 $2,826 $2,828
Progressive $3,156 $3,247 $3,381
State Farm $2,288 $2,422 $2,549
Travelers $2,490 $2,631 $2,811
USAA $2,485 $2,603 $2,712

What affects car insurance rates in Monroe, Oregon?

What factors can have an impact on Monroe, OR car insurance? There are several reasons why Monroe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monroe, Oregon.

Commute Time in Monroe

The more time you spend in your car the higher the risk of an accident. The average commute length in Monroe, OR is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Monroe, OR

Ready to find affordable Monroe, Oregon car insurance today? Enter your ZIP code for fast, free Monroe, OR car insurance quotes.

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