Compare Monrovia, IN Car Insurance Rates (2021)

Car insurance in Monrovia, IN averages $261 a month. Monrovia, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Monrovia car insurance rates, compare quotes from the top car insurance companies in Monrovia, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Monrovia, IN are $3,128/year
  • Average car insurance rates in Monrovia, IN after a DUI are $3,704/year
  • The cheapest car insurance company in Monrovia is USAA

If you need to buy Monrovia, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Monrovia, IN is right here.

You’ll find Monrovia car insurance rates, the cheapest Monrovia, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Monrovia, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Monrovia, IN car insurance today? Enter your ZIP code for fast, free Monrovia car insurance quotes.

Cheapest Monrovia, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monrovia, IN car insurance rates? Every Monrovia, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monrovia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,145 $2,185 $1,903 $2,080 $6,805 $8,632 $2,144 $2,326
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,502 $1,484 $1,285 $1,441 $7,969 $8,478 $1,974 $2,138
GEICO $1,723 $1,721 $1,615 $1,682 $5,159 $4,791 $1,979 $1,740
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,750 $1,653 $1,588 $1,595 $10,554 $11,894 $2,207 $2,258
State Farm $1,454 $1,454 $1,299 $1,299 $4,499 $5,749 $1,610 $1,799
Travelers $1,065 $1,083 $997 $998 $6,527 $10,314 $1,126 $1,302
USAA $1,062 $1,043 $994 $996 $3,013 $3,353 $1,434 $1,526

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Minimum Car Insurance in Monrovia, IN

Every driver must carry the minimum car insurance in Monrovia, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Monrovia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monrovia, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monrovia, IN. Compare credit history car insurance rates in Monrovia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monrovia, Indiana

Insurance Company Poor Fair Good
Allstate $4,352 $3,261 $2,969
American Family $4,861 $3,145 $2,631
Farmers $3,836 $3,124 $2,892
GEICO $3,072 $2,551 $2,030
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,795 $2,362 $2,210
Progressive $4,608 $4,092 $3,862
State Farm $3,491 $2,082 $1,614
Travelers $3,257 $2,763 $2,760
USAA $2,254 $1,495 $1,283

Cheapest Monrovia, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monrovia, IN to rates for a clean record with top companies.

Annual Monrovia, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,143 $3,818 $3,341
American Family $2,442 $3,897 $4,932 $2,911
Farmers $2,934 $3,431 $3,528 $3,242
GEICO $1,665 $2,634 $3,593 $2,313
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $3,131 $5,516 $3,742 $4,362
State Farm $2,337 $2,569 $2,337 $2,337
Travelers $2,490 $3,071 $3,476 $2,669
USAA $1,263 $1,805 $2,073 $1,569

Cheapest Monrovia, IN Car Insurance for Teen Drivers

Teen car insurance in Monrovia, IN can be expensive. Take a look at rates from the top car insurance companies in Monrovia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monrovia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,805 $8,632
American Family $6,210 $8,933
Farmers $7,969 $8,478
GEICO $5,159 $4,791
Liberty Mutual $7,045 $10,603
Nationwide $4,405 $5,706
Progressive $10,554 $11,894
State Farm $4,499 $5,749
Travelers $6,527 $10,314
USAA $3,013 $3,353

Cheapest Monrovia, IN Car Insurance for Seniors

Take a look at Monrovia, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monrovia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,903 $2,080
American Family $1,980 $1,980
Farmers $1,285 $1,441
GEICO $1,615 $1,682
Liberty Mutual $2,998 $2,998
Nationwide $1,332 $1,420
Progressive $1,588 $1,595
State Farm $1,299 $1,299
Travelers $997 $998
USAA $994 $996

Cheapest Monrovia, IN Car Insurance Rates After a DUI

A DUI in Monrovia, IN increases car insurance rates. Compare Monrovia, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monrovia, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,818
American Family $4,932
Farmers $3,528
GEICO $3,593
Liberty Mutual $6,929
Nationwide $2,608
Progressive $3,742
State Farm $2,337
Travelers $3,476
USAA $2,073

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Cheapest Monrovia, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monrovia, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monrovia, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,527 $3,527
American Family $3,502 $3,589
Farmers $3,284 $3,284
GEICO $2,506 $2,596
Liberty Mutual $4,607 $4,855
Nationwide $2,456 $2,456
Progressive $4,188 $4,188
State Farm $2,328 $2,462
Travelers $2,927 $2,927
USAA $1,655 $1,700

The Best Cheap Car Insurance Companies in Monrovia, IN

Take a look at a side-by-side comparison of the top car insurance companies in Monrovia, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monrovia, Indiana

Insurance Company Average Annual Rates
Allstate $3,527
American Family $3,546
Farmers $3,284
GEICO $2,551
Liberty Mutual $4,731
Nationwide $2,456
Progressive $4,188
State Farm $2,395
Travelers $2,927
USAA $1,678

Category Winners: Cheapest Car Insurance in Monrovia, Indiana

Find the cheapest car insurance companies in Monrovia, IN for each category right here.

Best Annual Car Insurance Rates by Company in Monrovia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Monrovia, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monrovia car insurance rates. Find the cheapest Monrovia, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monrovia, Indiana

Insurance Company Low Medium High
Allstate $3,335 $3,511 $3,737
American Family $3,492 $3,662 $3,483
Farmers $3,175 $3,277 $3,400
GEICO $2,386 $2,545 $2,723
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,498 $2,436 $2,433
Progressive $3,971 $4,127 $4,465
State Farm $2,285 $2,394 $2,507
Travelers $2,875 $2,953 $2,951
USAA $1,614 $1,673 $1,745

What affects car insurance rates in Monrovia, Indiana?

What factors can have an impact on Monrovia, IN car insurance? There are several reasons why Monrovia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monrovia, Indiana.

Commute Time in Monrovia

The more time you spend in your car the higher the risk of an accident. The average commute length in Monrovia, IN is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Monrovia, IN

Ready to find affordable Monrovia, Indiana car insurance today? Enter your ZIP code for fast, free Monrovia, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State