Compare Montague, NJ Car Insurance Rates (2021)

Car insurance in Montague, NJ averages $415 a month. Montague, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Montague car insurance rates, compare quotes from the top car insurance companies in Montague, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Montague, NJ are $4,984/year
  • The cheapest car insurance company in Montague is GEICO
  • Average car insurance rates in Montague, NJ after a DUI are $5,813/year

If you need to buy Montague, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Montague, NJ is right here.

You’ll find Montague car insurance rates, the cheapest Montague, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Montague, New Jersey car insurance rates to Union City car insurance rates, Bayonne car insurance rates, and Trenton car insurance rates.

Ready to find affordable Montague, NJ car insurance today? Enter your ZIP code for fast, free Montague car insurance quotes.

Cheapest Montague, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montague, NJ car insurance rates? Every Montague, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montague, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,786 $4,836 $4,616 $4,539 $14,383 $16,553 $5,711 $5,961
GEICO $1,990 $1,939 $1,925 $1,925 $3,537 $3,602 $2,260 $2,244
Liberty Mutual $3,702 $3,702 $4,059 $4,059 $9,444 $10,703 $4,059 $4,644
Progressive $2,036 $1,892 $1,835 $1,868 $9,389 $10,579 $2,420 $2,380
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $3,219 $3,114 $2,967 $2,988 $7,150 $7,971 $3,130 $3,095

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Minimum Car Insurance in Montague, NJ

Every driver must carry the minimum car insurance in Montague, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Montague, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Montague, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montague, NJ. Compare credit history car insurance rates in Montague from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montague, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $9,020 $7,196 $6,804
GEICO $3,643 $2,107 $1,533
Liberty Mutual $7,014 $5,214 $4,411
Progressive $4,518 $3,960 $3,672
State Farm $8,893 $5,377 $4,200
Travelers $5,655 $4,136 $2,821

Cheapest Montague, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montague, NJ to rates for a clean record with top companies.

Annual Montague, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,899 $10,126 $8,161 $6,506
GEICO $1,892 $2,482 $3,445 $1,892
Liberty Mutual $5,328 $6,092 $5,437 $5,328
Progressive $3,513 $4,627 $3,979 $4,081
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $3,233 $4,817 $4,627 $4,140

Cheapest Montague, NJ Car Insurance for Teen Drivers

Teen car insurance in Montague, NJ can be expensive. Take a look at rates from the top car insurance companies in Montague for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montague, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $14,383 $16,553
GEICO $3,537 $3,602
Liberty Mutual $9,444 $10,703
Progressive $9,389 $10,579
State Farm $11,692 $15,026
Travelers $7,150 $7,971

Cheapest Montague, NJ Car Insurance for Seniors

Take a look at Montague, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montague, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,616 $4,539
GEICO $1,925 $1,925
Liberty Mutual $4,059 $4,059
Progressive $1,835 $1,868
State Farm $3,272 $3,272
Travelers $2,967 $2,988

Cheapest Montague, NJ Car Insurance Rates After a DUI

A DUI in Montague, NJ increases car insurance rates. Compare Montague, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montague, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $8,161
GEICO $3,445
Liberty Mutual $5,437
Progressive $3,979
State Farm $9,781
Travelers $4,627

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Cheapest Montague, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montague, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montague, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $7,673 $7,673
GEICO $2,409 $2,447
Liberty Mutual $5,493 $5,600
Progressive $4,050 $4,050
State Farm $6,004 $6,309
Travelers $4,204 $4,204

The Best Cheap Car Insurance Companies in Montague, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Montague, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montague, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $7,673
GEICO $2,428
Liberty Mutual $5,546
Progressive $4,050
State Farm $6,157
Travelers $4,204

Category Winners: Cheapest Car Insurance in Montague, New Jersey

Find the cheapest car insurance companies in Montague, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Montague, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Montague, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montague car insurance rates. Find the cheapest Montague, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montague, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $7,112 $7,664 $8,243
GEICO $2,197 $2,471 $2,616
Liberty Mutual $5,019 $5,704 $5,916
Progressive $3,765 $4,102 $4,282
State Farm $5,773 $6,228 $6,469
Travelers $3,889 $4,206 $4,518

Compare Car Insurance Quotes in Montague, NJ

Ready to find affordable Montague, New Jersey car insurance today? Enter your ZIP code for fast, free Montague, NJ car insurance quotes.

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