Compare Montague, TX Car Insurance Rates (2021)

Car insurance in Montague, TX averages $295 a month. Montague, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Montague car insurance rates, compare quotes from the top car insurance companies in Montague, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Montague is USAA
  • Average car insurance rates in Montague, TX after a DUI are $4,038/year
  • Average car insurance rates in Montague, TX are $3,539/year

If you need to buy Montague, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Montague, TX is right here.

You’ll find Montague car insurance rates, the cheapest Montague, TX car insurance companies, and information on Texas car insurance laws. You can also compare Montague, Texas car insurance rates to Arlington car insurance rates, Fort Worth car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Montague, TX car insurance today? Enter your ZIP code for fast, free Montague car insurance quotes.

Cheapest Montague, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montague, TX car insurance rates? Every Montague, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montague, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,127 $3,127 $8,381 $10,106 $3,913 $4,077
American Family $2,793 $3,062 $2,445 $2,761 $6,255 $8,248 $3,797 $4,306
GEICO $2,277 $2,445 $2,176 $2,446 $4,903 $5,122 $2,463 $2,473
Nationwide $2,449 $2,494 $2,158 $2,290 $6,987 $8,998 $2,880 $3,123
Progressive $2,062 $1,965 $1,844 $1,876 $8,653 $9,650 $2,445 $2,488
State Farm $1,806 $1,806 $1,604 $1,604 $4,261 $5,421 $1,959 $2,024
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

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Minimum Car Insurance in Montague, TX

Every driver must carry the minimum car insurance in Montague, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Montague, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montague, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montague, TX. Compare credit history car insurance rates in Montague from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montague, Texas

Insurance Company Poor Fair Good
Allstate $6,202 $4,556 $3,902
American Family $5,936 $3,582 $3,107
GEICO $4,680 $2,657 $1,777
Nationwide $4,708 $3,777 $3,283
Progressive $4,349 $3,770 $3,499
State Farm $3,626 $2,257 $1,798
USAA $3,364 $1,938 $1,557

Cheapest Montague, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montague, TX to rates for a clean record with top companies.

Annual Montague, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,796 $5,840 $6,114 $3,796
American Family $3,862 $4,847 $4,262 $3,862
GEICO $2,581 $3,389 $2,858 $3,324
Nationwide $3,394 $3,394 $5,059 $3,842
Progressive $3,383 $4,365 $3,940 $3,803
State Farm $2,283 $2,608 $3,068 $2,283
USAA $1,708 $2,512 $2,965 $1,960

Cheapest Montague, TX Car Insurance for Teen Drivers

Teen car insurance in Montague, TX can be expensive. Take a look at rates from the top car insurance companies in Montague for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montague, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,106
American Family $6,255 $8,248
GEICO $4,903 $5,122
Nationwide $6,987 $8,998
Progressive $8,653 $9,650
State Farm $4,261 $5,421
USAA $4,080 $4,452

Cheapest Montague, TX Car Insurance for Seniors

Take a look at Montague, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montague, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,127 $3,127
American Family $2,445 $2,761
GEICO $2,176 $2,446
Nationwide $2,158 $2,290
Progressive $1,844 $1,876
State Farm $1,604 $1,604
USAA $1,394 $1,386

Cheapest Montague, TX Car Insurance Rates After a DUI

A DUI in Montague, TX increases car insurance rates. Compare Montague, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montague, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,114
American Family $4,262
GEICO $2,858
Nationwide $5,059
Progressive $3,940
State Farm $3,068
USAA $2,965

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Cheapest Montague, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montague, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montague, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,773 $5,001
American Family $4,209 $4,209
GEICO $2,980 $3,096
Nationwide $3,922 $3,922
Progressive $3,873 $3,873
State Farm $2,560 $2,560
USAA $2,258 $2,315

The Best Cheap Car Insurance Companies in Montague, TX

Take a look at a side-by-side comparison of the top car insurance companies in Montague, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montague, Texas

Insurance Company Average Annual Rates
Allstate $4,887
American Family $4,209
GEICO $3,038
Nationwide $3,922
Progressive $3,873
State Farm $2,560
USAA $2,286

Category Winners: Cheapest Car Insurance in Montague, Texas

Find the cheapest car insurance companies in Montague, TX for each category right here.

Best Annual Car Insurance Rates by Company in Montague, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Montague, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montague car insurance rates. Find the cheapest Montague, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montague, Texas

Insurance Company Low Medium High
Allstate $4,772 $4,844 $5,044
American Family $4,007 $4,105 $4,514
GEICO $2,892 $3,002 $3,220
Nationwide $4,246 $3,753 $3,768
Progressive $3,710 $3,857 $4,051
State Farm $2,440 $2,553 $2,688
USAA $2,215 $2,278 $2,366

What affects car insurance rates in Montague, Texas?

What factors can have an impact on Montague, TX car insurance? There are several reasons why Montague car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montague, Texas.

Commute Time in Montague

The more time you spend in your car the higher the risk of an accident. The average commute length in Montague, TX is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Montague, TX

Ready to find affordable Montague, Texas car insurance today? Enter your ZIP code for fast, free Montague, TX car insurance quotes.

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