Compare Monte Vista, CO Car Insurance Rates (2021)

Car insurance in Monte Vista, CO averages $291 a month. Monte Vista, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Monte Vista car insurance rates, compare quotes from the top car insurance companies in Monte Vista, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monte Vista is GEICO
  • Average car insurance rates in Monte Vista, CO after a DUI are $4,158/year
  • The cheapest car insurance company in Monte Vista for teen drivers is GEICO

If you need to buy Monte Vista, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Monte Vista, CO is right here.

You’ll find Monte Vista car insurance rates, the cheapest Monte Vista, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Monte Vista, Colorado car insurance rates to Colorado Springs car insurance rates, Pueblo car insurance rates, and Aurora car insurance rates.

Ready to find affordable Monte Vista, CO car insurance today? Enter your ZIP code for fast, free Monte Vista car insurance quotes.

Cheapest Monte Vista, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monte Vista, CO car insurance rates? Every Monte Vista, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monte Vista, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,825 $2,791 $2,561 $2,764 $10,675 $10,715 $3,110 $3,140
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,745 $1,709 $1,485 $1,630 $5,116 $5,569 $1,762 $1,781
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,286 $2,145 $1,984 $1,981 $7,547 $8,443 $2,575 $2,511
State Farm $1,713 $1,713 $1,533 $1,533 $4,855 $6,145 $1,914 $2,272
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Monte Vista, CO

Every driver must carry the minimum car insurance in Monte Vista, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Monte Vista, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Monte Vista, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monte Vista, CO. Compare credit history car insurance rates in Monte Vista from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monte Vista, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,580 $3,253 $2,724
Farmers $5,602 $4,547 $4,319
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,717 $2,272 $1,810
Nationwide $3,990 $3,154 $2,751
Progressive $4,200 $3,575 $3,277
State Farm $3,761 $2,418 $1,950
USAA $4,757 $2,700 $2,160

Cheapest Monte Vista, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monte Vista, CO to rates for a clean record with top companies.

Annual Monte Vista, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,066 $5,236 $5,168 $4,821
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,276 $2,665 $2,769 $2,689
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,200 $4,433 $3,375 $3,728
State Farm $2,498 $2,921 $2,710 $2,710
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Monte Vista, CO Car Insurance for Teen Drivers

Teen car insurance in Monte Vista, CO can be expensive. Take a look at rates from the top car insurance companies in Monte Vista for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monte Vista, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,833 $7,813
Farmers $10,675 $10,715
GEICO $5,010 $5,334
Liberty Mutual $5,116 $5,569
Nationwide $5,513 $7,064
Progressive $7,547 $8,443
State Farm $4,855 $6,145
USAA $5,325 $6,108

Cheapest Monte Vista, CO Car Insurance for Seniors

Take a look at Monte Vista, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monte Vista, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,169 $2,169
Farmers $2,561 $2,764
GEICO $1,674 $1,875
Liberty Mutual $1,485 $1,630
Nationwide $1,977 $2,093
Progressive $1,984 $1,981
State Farm $1,533 $1,533
USAA $2,042 $2,056

Cheapest Monte Vista, CO Car Insurance Rates After a DUI

A DUI in Monte Vista, CO increases car insurance rates. Compare Monte Vista, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monte Vista, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,987
American Family $4,827
Farmers $5,168
GEICO $3,204
Liberty Mutual $2,769
Nationwide $4,398
Progressive $3,375
State Farm $2,710
USAA $4,987

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Cheapest Monte Vista, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monte Vista, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monte Vista, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,444 $3,594
Farmers $4,823 $4,823
GEICO $2,481 $2,586
Liberty Mutual $2,600 $2,600
Nationwide $3,298 $3,298
Progressive $3,684 $3,684
State Farm $2,645 $2,775
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Monte Vista, CO

Take a look at a side-by-side comparison of the top car insurance companies in Monte Vista, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monte Vista, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,519
Farmers $4,823
GEICO $2,533
Liberty Mutual $2,600
Nationwide $3,298
Progressive $3,684
State Farm $2,710
USAA $3,206

Category Winners: Cheapest Car Insurance in Monte Vista, Colorado

Find the cheapest car insurance companies in Monte Vista, CO for each category right here.

Best Annual Car Insurance Rates by Company in Monte Vista, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Monte Vista, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monte Vista car insurance rates. Find the cheapest Monte Vista, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monte Vista, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,354 $3,592 $3,610
Farmers $4,254 $4,759 $5,455
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,455 $2,589 $2,755
Nationwide $3,323 $3,295 $3,276
Progressive $3,413 $3,694 $3,945
State Farm $2,546 $2,710 $2,874
USAA $3,077 $3,205 $3,334

What affects car insurance rates in Monte Vista, Colorado?

What factors can have an impact on Monte Vista, CO car insurance? There are several reasons why Monte Vista car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monte Vista, Colorado.

Commute Time in Monte Vista

The more time you spend in your car the higher the risk of an accident. The average commute length in Monte Vista, CO is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Monte Vista, CO

Ready to find affordable Monte Vista, Colorado car insurance today? Enter your ZIP code for fast, free Monte Vista, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State