Compare Monteagle, TN Car Insurance Rates (2021)

Car insurance in Monteagle, TN averages $309 a month. Monteagle, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Monteagle car insurance rates, compare quotes from the top car insurance companies in Monteagle, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monteagle is State Farm
  • The cheapest car insurance company in Monteagle for teen drivers is Travelers
  • Average car insurance rates in Monteagle, TN are $3,704/year

If you need to buy Monteagle, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Monteagle, TN is right here.

You’ll find Monteagle car insurance rates, the cheapest Monteagle, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Monteagle, Tennessee car insurance rates to Chattanooga car insurance rates, Bartlett car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Monteagle, TN car insurance today? Enter your ZIP code for fast, free Monteagle car insurance quotes.

Cheapest Monteagle, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monteagle, TN car insurance rates? Every Monteagle, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monteagle, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,625 $2,522 $2,364 $2,454 $9,830 $10,691 $2,799 $2,894
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,075 $2,091 $1,909 $1,909 $6,413 $6,515 $2,115 $2,182
Liberty Mutual $3,974 $129 $3,265 $3,645 $15,829 $17,581 $4,267 $4,559
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,848 $1,751 $1,504 $1,570 $8,116 $9,147 $2,229 $2,434
State Farm $1,564 $1,564 $1,403 $1,403 $4,694 $5,871 $1,765 $2,055
Travelers $1,723 $1,814 $1,554 $1,654 $4,688 $5,761 $1,838 $1,935
USAA $1,642 $1,675 $1,475 $1,479 $5,773 $6,626 $2,142 $2,298

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Minimum Car Insurance in Monteagle, TN

Every driver must carry the minimum car insurance in Monteagle, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Monteagle, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Monteagle, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monteagle, TN. Compare credit history car insurance rates in Monteagle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monteagle, Tennessee

Insurance Company Poor Fair Good
Allstate $5,769 $4,419 $3,379
Farmers $4,951 $3,864 $3,654
GEICO $3,574 $3,063 $2,817
Liberty Mutual $9,569 $5,837 $4,563
Nationwide $3,874 $3,072 $2,719
Progressive $4,032 $3,463 $3,231
State Farm $3,688 $2,213 $1,719
Travelers $3,344 $2,610 $1,910
USAA $4,206 $2,447 $2,013

Cheapest Monteagle, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monteagle, TN to rates for a clean record with top companies.

Annual Monteagle, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,791 $4,517 $5,449 $4,333
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,300 $3,070 $4,934 $2,300
Liberty Mutual $5,398 $7,772 $7,239 $6,216
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,151 $4,079 $3,356 $3,714
State Farm $2,320 $2,759 $2,540 $2,540
Travelers $2,132 $2,729 $3,004 $2,619
USAA $2,102 $3,140 $3,707 $2,605

Cheapest Monteagle, TN Car Insurance for Teen Drivers

Teen car insurance in Monteagle, TN can be expensive. Take a look at rates from the top car insurance companies in Monteagle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monteagle, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,830 $10,691
Farmers $8,958 $9,479
GEICO $6,413 $6,515
Liberty Mutual $15,829 $17,581
Nationwide $5,607 $7,245
Progressive $8,116 $9,147
State Farm $4,694 $5,871
Travelers $4,688 $5,761
USAA $5,773 $6,626

Cheapest Monteagle, TN Car Insurance for Seniors

Take a look at Monteagle, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monteagle, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,364 $2,454
Farmers $1,992 $2,177
GEICO $1,909 $1,909
Liberty Mutual $3,265 $3,645
Nationwide $1,864 $1,897
Progressive $1,504 $1,570
State Farm $1,403 $1,403
Travelers $1,554 $1,654
USAA $1,475 $1,479

Cheapest Monteagle, TN Car Insurance Rates After a DUI

A DUI in Monteagle, TN increases car insurance rates. Compare Monteagle, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monteagle, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,449
Farmers $4,500
GEICO $4,934
Liberty Mutual $7,239
Nationwide $4,187
Progressive $3,356
State Farm $2,540
Travelers $3,004
USAA $3,707

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Cheapest Monteagle, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monteagle, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monteagle, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,522 $4,522
Farmers $4,157 $4,157
GEICO $3,130 $3,172
Liberty Mutual $6,656 $6,656
Nationwide $3,222 $3,222
Progressive $3,575 $3,575
State Farm $2,481 $2,599
Travelers $2,519 $2,724
USAA $2,807 $2,971

The Best Cheap Car Insurance Companies in Monteagle, TN

Take a look at a side-by-side comparison of the top car insurance companies in Monteagle, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monteagle, Tennessee

Insurance Company Average Annual Rates
Allstate $4,522
Farmers $4,157
GEICO $3,151
Liberty Mutual $6,656
Nationwide $3,222
Progressive $3,575
State Farm $2,540
Travelers $2,621
USAA $2,889

Category Winners: Cheapest Car Insurance in Monteagle, Tennessee

Find the cheapest car insurance companies in Monteagle, TN for each category right here.

Best Annual Car Insurance Rates by Company in Monteagle, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Monteagle, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monteagle car insurance rates. Find the cheapest Monteagle, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monteagle, Tennessee

Insurance Company Low Medium High
Allstate $4,347 $4,511 $4,709
Farmers $3,931 $4,136 $4,402
GEICO $3,000 $3,145 $3,308
Liberty Mutual $6,382 $6,652 $6,935
Nationwide $3,248 $3,150 $3,267
Progressive $3,371 $3,574 $3,780
State Farm $2,411 $2,550 $2,659
Travelers $2,478 $2,619 $2,766
USAA $2,807 $2,880 $2,980

What affects car insurance rates in Monteagle, Tennessee?

What factors can have an impact on Monteagle, TN car insurance? There are several reasons why Monteagle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monteagle, Tennessee.

Commute Time in Monteagle

The more time you spend in your car the higher the risk of an accident. The average commute length in Monteagle, TN is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Monteagle, TN

Ready to find affordable Monteagle, Tennessee car insurance today? Enter your ZIP code for fast, free Monteagle, TN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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