Compare Monterey, LA Car Insurance Rates (2021)

Car insurance in Monterey, LA averages $441 a month. Monterey, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Monterey car insurance rates, compare quotes from the top car insurance companies in Monterey, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monterey for teen drivers is USAA
  • The cheapest car insurance company in Monterey is USAA
  • Average car insurance rates in Monterey, LA after a DUI are $6,073/year

If you need to buy Monterey, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Monterey, LA is right here.

You’ll find Monterey car insurance rates, the cheapest Monterey, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Monterey, Louisiana car insurance rates to Lafayette car insurance rates, Kenner car insurance rates, and Baton Rouge car insurance rates.

Ready to find affordable Monterey, LA car insurance today? Enter your ZIP code for fast, free Monterey car insurance quotes.

Cheapest Monterey, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monterey, LA car insurance rates? Every Monterey, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monterey, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,961 $3,961 $4,083 $4,083 $8,602 $10,840 $4,370 $4,735
GEICO $3,002 $3,461 $3,509 $4,235 $11,402 $12,169 $2,925 $2,895
Progressive $3,965 $3,724 $3,312 $3,555 $15,682 $17,480 $4,563 $4,712
State Farm $2,659 $2,659 $2,416 $2,416 $7,752 $9,739 $2,965 $3,342
USAA $2,490 $2,453 $2,411 $2,400 $7,454 $8,779 $3,080 $3,386

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Minimum Car Insurance in Monterey, LA

Every driver must carry the minimum car insurance in Monterey, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Monterey, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monterey, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monterey, LA. Compare credit history car insurance rates in Monterey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monterey, Louisiana

Insurance Company Poor Fair Good
Allstate $7,317 $5,029 $4,391
GEICO $6,481 $5,625 $4,242
Progressive $8,070 $6,894 $6,408
State Farm $5,906 $3,781 $3,044
USAA $5,616 $3,574 $2,980

Cheapest Monterey, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monterey, LA to rates for a clean record with top companies.

Annual Monterey, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,428 $6,710 $5,990 $5,189
GEICO $3,716 $5,993 $7,318 $4,772
Progressive $5,938 $7,954 $7,652 $6,953
State Farm $3,902 $4,585 $4,244 $4,244
USAA $3,092 $4,284 $5,161 $3,690

Cheapest Monterey, LA Car Insurance for Teen Drivers

Teen car insurance in Monterey, LA can be expensive. Take a look at rates from the top car insurance companies in Monterey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monterey, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,602 $10,840
GEICO $11,402 $12,169
Progressive $15,682 $17,480
State Farm $7,752 $9,739
USAA $7,454 $8,779

Cheapest Monterey, LA Car Insurance for Seniors

Take a look at Monterey, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monterey, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,083 $4,083
GEICO $3,509 $4,235
Progressive $3,312 $3,555
State Farm $2,416 $2,416
USAA $2,411 $2,400

Cheapest Monterey, LA Car Insurance Rates After a DUI

A DUI in Monterey, LA increases car insurance rates. Compare Monterey, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monterey, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,990
GEICO $7,318
Progressive $7,652
State Farm $4,244
USAA $5,161

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Cheapest Monterey, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monterey, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monterey, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,579 $5,579
GEICO $5,345 $5,554
Progressive $7,124 $7,124
State Farm $4,136 $4,351
USAA $3,933 $4,180

The Best Cheap Car Insurance Companies in Monterey, LA

Take a look at a side-by-side comparison of the top car insurance companies in Monterey, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monterey, Louisiana

Insurance Company Average Annual Rates
Allstate $5,579
GEICO $5,450
Progressive $7,124
State Farm $4,244
USAA $4,056

Category Winners: Cheapest Car Insurance in Monterey, Louisiana

Find the cheapest car insurance companies in Monterey, LA for each category right here.

Best Annual Car Insurance Rates by Company in Monterey, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Monterey, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monterey car insurance rates. Find the cheapest Monterey, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monterey, Louisiana

Insurance Company Low Medium High
Allstate $4,832 $5,681 $6,225
GEICO $4,688 $5,467 $6,195
Progressive $6,082 $7,071 $8,219
State Farm $3,756 $4,235 $4,740
USAA $3,573 $4,112 $4,484

What affects car insurance rates in Monterey, Louisiana?

What factors can have an impact on Monterey, LA car insurance? There are several reasons why Monterey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monterey, Louisiana.

Commute Time in Monterey

The more time you spend in your car the higher the risk of an accident. The average commute length in Monterey, LA is 39.6 minutes according to City-Data.

Traffic in Monterey

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Monterey, LA traffic data from INRIX ranks Monterey as the 416th-most congested in the world.

Compare Car Insurance Quotes in Monterey, LA

Ready to find affordable Monterey, Louisiana car insurance today? Enter your ZIP code for fast, free Monterey, LA car insurance quotes.

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