Compare Monterville, WV Car Insurance Rates (2021)

Car insurance in Monterville, WV averages $320 a month. Monterville, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Monterville car insurance rates, compare quotes from the top car insurance companies in Monterville, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Monterville, WV are $3,840/year
  • Average car insurance rates in Monterville, WV after a DUI are $4,714/year
  • The cheapest car insurance company in Monterville is State Farm

If you need to buy Monterville, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Monterville, WV is right here.

You’ll find Monterville car insurance rates, the cheapest Monterville, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Monterville, West Virginia car insurance rates to St. Albans car insurance rates, Bluefield car insurance rates, and Clarksburg car insurance rates.

Ready to find affordable Monterville, WV car insurance today? Enter your ZIP code for fast, free Monterville car insurance quotes.

Cheapest Monterville, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monterville, WV car insurance rates? Every Monterville, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monterville, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,827 $2,641 $2,505 $2,513 $9,693 $10,094 $3,173 $3,199
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $2,084 $2,122 $1,891 $1,991 $5,330 $6,779 $2,342 $2,515
Progressive $2,258 $2,186 $2,065 $2,071 $9,495 $10,701 $2,719 $2,820
State Farm $1,687 $1,687 $1,503 $1,503 $3,641 $4,703 $1,988 $1,580
USAA $1,668 $1,649 $1,540 $1,561 $5,402 $6,007 $2,159 $2,328

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Minimum Car Insurance in Monterville, WV

Every driver must carry the minimum car insurance in Monterville, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Monterville, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monterville, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monterville, WV. Compare credit history car insurance rates in Monterville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monterville, West Virginia

Insurance Company Poor Fair Good
Allstate $5,556 $4,408 $3,777
GEICO $4,309 $3,502 $2,907
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,569 $3,014 $2,813
Progressive $4,827 $4,173 $3,868
State Farm $3,287 $2,002 $1,571
USAA $4,131 $2,357 $1,880

Cheapest Monterville, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monterville, WV to rates for a clean record with top companies.

Annual Monterville, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,903 $4,598 $5,421 $4,399
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,492 $3,333 $3,912 $2,790
Progressive $3,647 $4,860 $4,362 $4,288
State Farm $2,111 $2,462 $2,286 $2,286
USAA $2,199 $2,588 $3,697 $2,674

Cheapest Monterville, WV Car Insurance for Teen Drivers

Teen car insurance in Monterville, WV can be expensive. Take a look at rates from the top car insurance companies in Monterville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monterville, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,693 $10,094
GEICO $6,181 $7,456
Liberty Mutual $13,288 $14,992
Nationwide $5,330 $6,779
Progressive $9,495 $10,701
State Farm $3,641 $4,703
USAA $5,402 $6,007

Cheapest Monterville, WV Car Insurance for Seniors

Take a look at Monterville, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monterville, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,505 $2,513
GEICO $2,446 $2,371
Liberty Mutual $2,867 $3,486
Nationwide $1,891 $1,991
Progressive $2,065 $2,071
State Farm $1,503 $1,503
USAA $1,540 $1,561

Cheapest Monterville, WV Car Insurance Rates After a DUI

A DUI in Monterville, WV increases car insurance rates. Compare Monterville, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monterville, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,421
GEICO $6,179
Liberty Mutual $7,138
Nationwide $3,912
Progressive $4,362
State Farm $2,286
USAA $3,697

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Cheapest Monterville, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monterville, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monterville, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,580 $4,580
GEICO $3,535 $3,610
Liberty Mutual $6,230 $6,230
Nationwide $3,132 $3,132
Progressive $4,289 $4,289
State Farm $2,227 $2,346
USAA $2,757 $2,822

The Best Cheap Car Insurance Companies in Monterville, WV

Take a look at a side-by-side comparison of the top car insurance companies in Monterville, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monterville, West Virginia

Insurance Company Average Annual Rates
Allstate $4,580
GEICO $3,572
Liberty Mutual $6,230
Nationwide $3,132
Progressive $4,289
State Farm $2,286
USAA $2,789

Category Winners: Cheapest Car Insurance in Monterville, West Virginia

Find the cheapest car insurance companies in Monterville, WV for each category right here.

Best Annual Car Insurance Rates by Company in Monterville, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Monterville, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monterville car insurance rates. Find the cheapest Monterville, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monterville, West Virginia

Insurance Company Low Medium High
Allstate $4,450 $4,574 $4,718
GEICO $3,401 $3,578 $3,738
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $3,080 $3,115 $3,200
Progressive $4,135 $4,248 $4,484
State Farm $2,165 $2,280 $2,415
USAA $2,702 $2,785 $2,882

Compare Car Insurance Quotes in Monterville, WV

Ready to find affordable Monterville, West Virginia car insurance today? Enter your ZIP code for fast, free Monterville, WV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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