Compare Montezuma, GA Car Insurance Rates (2021)

Car insurance in Montezuma, GA averages $398 a month. Montezuma, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Montezuma car insurance rates, compare quotes from the top car insurance companies in Montezuma, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Montezuma is USAA
  • The cheapest car insurance company in Montezuma for teen drivers is GEICO
  • Average car insurance rates in Montezuma, GA are $4,774/year

If you need to buy Montezuma, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Montezuma, GA is right here.

You’ll find Montezuma car insurance rates, the cheapest Montezuma, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Montezuma, Georgia car insurance rates to Marietta car insurance rates, Albany car insurance rates, and Johns Creek car insurance rates.

Ready to find affordable Montezuma, GA car insurance today? Enter your ZIP code for fast, free Montezuma car insurance quotes.

Cheapest Montezuma, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montezuma, GA car insurance rates? Every Montezuma, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montezuma, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,905 $1,866 $1,831 $1,831 $5,406 $6,461 $2,392 $2,677
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,589 $2,426 $2,213 $2,302 $7,444 $8,267 $3,005 $3,167
State Farm $2,228 $2,228 $1,983 $1,983 $5,679 $7,496 $2,436 $2,619
USAA $1,693 $1,691 $1,565 $1,575 $6,034 $7,159 $2,107 $2,329

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Minimum Car Insurance in Montezuma, GA

Every driver must carry the minimum car insurance in Montezuma, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Montezuma, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montezuma, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montezuma, GA. Compare credit history car insurance rates in Montezuma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montezuma, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,831 $2,692 $2,615
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,230 $6,650 $5,814
Progressive $4,501 $3,798 $3,481
State Farm $4,724 $2,941 $2,330
USAA $3,937 $2,764 $2,357

Cheapest Montezuma, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montezuma, GA to rates for a clean record with top companies.

Annual Montezuma, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $2,034 $2,567 $5,303 $2,280
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $3,135 $5,305 $3,625 $3,642
State Farm $3,054 $3,609 $3,331 $3,331
USAA $2,312 $2,920 $4,271 $2,574

Cheapest Montezuma, GA Car Insurance for Teen Drivers

Teen car insurance in Montezuma, GA can be expensive. Take a look at rates from the top car insurance companies in Montezuma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montezuma, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,406 $6,461
Liberty Mutual $20,620 $23,033
Nationwide $12,456 $16,087
Progressive $7,444 $8,267
State Farm $5,679 $7,496
USAA $6,034 $7,159

Cheapest Montezuma, GA Car Insurance for Seniors

Take a look at Montezuma, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montezuma, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,831 $1,831
Liberty Mutual $4,088 $4,641
Nationwide $3,940 $4,342
Progressive $2,213 $2,302
State Farm $1,983 $1,983
USAA $1,565 $1,575

Cheapest Montezuma, GA Car Insurance Rates After a DUI

A DUI in Montezuma, GA increases car insurance rates. Compare Montezuma, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montezuma, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
GEICO $5,303
Liberty Mutual $10,982
Nationwide $9,638
Progressive $3,625
State Farm $3,331
USAA $4,271

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Cheapest Montezuma, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montezuma, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montezuma, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,992 $3,100
Liberty Mutual $9,217 $9,217
Nationwide $6,898 $6,898
Progressive $3,927 $3,927
State Farm $3,331 $3,331
USAA $2,882 $3,157

The Best Cheap Car Insurance Companies in Montezuma, GA

Take a look at a side-by-side comparison of the top car insurance companies in Montezuma, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montezuma, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $3,046
Liberty Mutual $9,217
Nationwide $6,898
Progressive $3,927
State Farm $3,331
USAA $3,019

Category Winners: Cheapest Car Insurance in Montezuma, Georgia

Find the cheapest car insurance companies in Montezuma, GA for each category right here.

Best Annual Car Insurance Rates by Company in Montezuma, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Montezuma, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montezuma car insurance rates. Find the cheapest Montezuma, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montezuma, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,846 $3,059 $3,234
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $6,793 $7,016 $6,885
Progressive $3,655 $3,875 $4,250
State Farm $3,136 $3,333 $3,525
USAA $2,886 $3,004 $3,168

What affects car insurance rates in Montezuma, Georgia?

What factors can have an impact on Montezuma, GA car insurance? There are several reasons why Montezuma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montezuma, Georgia.

Commute Time in Montezuma

The more time you spend in your car the higher the risk of an accident. The average commute length in Montezuma, GA is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Montezuma, GA

Ready to find affordable Montezuma, Georgia car insurance today? Enter your ZIP code for fast, free Montezuma, GA car insurance quotes.

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