Compare Montezuma, IN Car Insurance Rates (2021)

Car insurance in Montezuma, IN averages $276 a month. Montezuma, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Montezuma car insurance rates, compare quotes from the top car insurance companies in Montezuma, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Montezuma, IN are $3,316/year
  • The cheapest car insurance company in Montezuma for teen drivers is USAA
  • The cheapest car insurance company in Montezuma is USAA

If you need to buy Montezuma, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Montezuma, IN is right here.

You’ll find Montezuma car insurance rates, the cheapest Montezuma, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Montezuma, Indiana car insurance rates to Hammond car insurance rates, Indianapolis car insurance rates, and Gary car insurance rates.

Ready to find affordable Montezuma, IN car insurance today? Enter your ZIP code for fast, free Montezuma car insurance quotes.

Cheapest Montezuma, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montezuma, IN car insurance rates? Every Montezuma, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montezuma, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,664 $2,741 $2,323 $2,547 $7,934 $9,986 $2,732 $2,971
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,527 $1,508 $1,310 $1,467 $7,996 $8,508 $1,995 $2,160
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,747 $1,660 $1,577 $1,589 $10,129 $11,425 $2,193 $2,246
State Farm $1,571 $1,571 $1,388 $1,388 $4,576 $5,889 $1,732 $1,921
Travelers $1,286 $1,309 $1,204 $1,204 $7,954 $12,579 $1,360 $1,578
USAA $991 $978 $915 $927 $2,711 $3,046 $1,341 $1,442

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Montezuma, IN

Every driver must carry the minimum car insurance in Montezuma, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Montezuma, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montezuma, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montezuma, IN. Compare credit history car insurance rates in Montezuma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montezuma, Indiana

Insurance Company Poor Fair Good
Allstate $5,275 $3,897 $3,539
American Family $5,078 $3,306 $2,769
Farmers $3,868 $3,146 $2,912
GEICO $2,218 $1,846 $1,475
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,876 $2,432 $2,274
Progressive $4,500 $3,972 $3,740
State Farm $3,650 $2,176 $1,687
Travelers $3,964 $3,358 $3,355
USAA $2,087 $1,371 $1,173

Cheapest Montezuma, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montezuma, IN to rates for a clean record with top companies.

Annual Montezuma, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,398 $4,964 $4,564 $4,022
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,960 $3,454 $3,552 $3,269
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $3,048 $5,340 $3,641 $4,253
State Farm $2,449 $2,671 $2,449 $2,449
Travelers $3,022 $3,737 $4,235 $3,243
USAA $1,169 $1,657 $1,902 $1,447

Cheapest Montezuma, IN Car Insurance for Teen Drivers

Teen car insurance in Montezuma, IN can be expensive. Take a look at rates from the top car insurance companies in Montezuma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montezuma, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,934 $9,986
American Family $6,331 $9,225
Farmers $7,996 $8,508
GEICO $3,676 $3,421
Liberty Mutual $8,754 $13,230
Nationwide $4,497 $5,856
Progressive $10,129 $11,425
State Farm $4,576 $5,889
Travelers $7,954 $12,579
USAA $2,711 $3,046

Cheapest Montezuma, IN Car Insurance for Seniors

Take a look at Montezuma, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montezuma, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,547
American Family $2,107 $2,107
Farmers $1,310 $1,467
GEICO $1,188 $1,223
Liberty Mutual $3,662 $3,662
Nationwide $1,376 $1,472
Progressive $1,577 $1,589
State Farm $1,388 $1,388
Travelers $1,204 $1,204
USAA $915 $927

Cheapest Montezuma, IN Car Insurance Rates After a DUI

A DUI in Montezuma, IN increases car insurance rates. Compare Montezuma, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montezuma, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,564
American Family $5,171
Farmers $3,552
GEICO $2,570
Liberty Mutual $8,386
Nationwide $2,687
Progressive $3,641
State Farm $2,449
Travelers $4,235
USAA $1,902

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Montezuma, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montezuma, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montezuma, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,237 $4,237
American Family $3,673 $3,762
Farmers $3,309 $3,309
GEICO $1,815 $1,878
Liberty Mutual $5,687 $5,998
Nationwide $2,527 $2,527
Progressive $4,071 $4,071
State Farm $2,432 $2,577
Travelers $3,559 $3,559
USAA $1,523 $1,564

The Best Cheap Car Insurance Companies in Montezuma, IN

Take a look at a side-by-side comparison of the top car insurance companies in Montezuma, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montezuma, Indiana

Insurance Company Average Annual Rates
Allstate $4,237
American Family $3,717
Farmers $3,309
GEICO $1,847
Liberty Mutual $5,842
Nationwide $2,527
Progressive $4,071
State Farm $2,504
Travelers $3,559
USAA $1,544

Category Winners: Cheapest Car Insurance in Montezuma, Indiana

Find the cheapest car insurance companies in Montezuma, IN for each category right here.

Best Annual Car Insurance Rates by Company in Montezuma, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Montezuma, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montezuma car insurance rates. Find the cheapest Montezuma, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montezuma, Indiana

Insurance Company Low Medium High
Allstate $4,043 $4,222 $4,447
American Family $3,702 $3,842 $3,608
Farmers $3,196 $3,301 $3,430
GEICO $1,739 $1,840 $1,960
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,571 $2,506 $2,505
Progressive $3,839 $4,005 $4,368
State Farm $2,393 $2,504 $2,616
Travelers $3,491 $3,593 $3,595
USAA $1,494 $1,540 $1,597

What affects car insurance rates in Montezuma, Indiana?

What factors can have an impact on Montezuma, IN car insurance? There are several reasons why Montezuma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montezuma, Indiana.

Commute Time in Montezuma

The more time you spend in your car the higher the risk of an accident. The average commute length in Montezuma, IN is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Montezuma, IN

Ready to find affordable Montezuma, Indiana car insurance today? Enter your ZIP code for fast, free Montezuma, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State