Compare Montezuma, KS Car Insurance Rates (2021)

Car insurance in Montezuma, KS averages $318 a month. Montezuma, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Montezuma car insurance rates, compare quotes from the top car insurance companies in Montezuma, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Montezuma for teen drivers is American Family
  • Average car insurance rates in Montezuma, KS are $3,811/year
  • The cheapest car insurance company in Montezuma is American Family

If you need to buy Montezuma, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Montezuma, KS is right here.

You’ll find Montezuma car insurance rates, the cheapest Montezuma, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Montezuma, Kansas car insurance rates to Manhattan car insurance rates, Topeka car insurance rates, and Olathe car insurance rates.

Ready to find affordable Montezuma, KS car insurance today? Enter your ZIP code for fast, free Montezuma car insurance quotes.

Cheapest Montezuma, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montezuma, KS car insurance rates? Every Montezuma, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montezuma, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,803 $1,803 $1,626 $1,626 $3,386 $4,044 $1,803 $2,014
Farmers $2,899 $2,893 $2,599 $2,700 $7,362 $7,640 $3,249 $3,437
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,852 $2,763 $2,303 $2,384 $9,720 $11,025 $3,379 $3,614
State Farm $1,889 $1,889 $1,646 $1,646 $4,923 $6,287 $2,120 $2,392
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Montezuma, KS

Every driver must carry the minimum car insurance in Montezuma, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Montezuma, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montezuma, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montezuma, KS. Compare credit history car insurance rates in Montezuma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montezuma, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $2,952 $2,096 $1,740
Farmers $4,840 $3,831 $3,620
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,507 $4,564 $4,194
State Farm $4,148 $2,479 $1,919
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

Cheapest Montezuma, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montezuma, KS to rates for a clean record with top companies.

Annual Montezuma, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,225 $2,375 $2,225 $2,225
Farmers $3,472 $4,429 $4,318 $4,171
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,406 $5,114 $4,581 $4,919
State Farm $2,650 $3,047 $2,849 $2,849
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Montezuma, KS Car Insurance for Teen Drivers

Teen car insurance in Montezuma, KS can be expensive. Take a look at rates from the top car insurance companies in Montezuma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montezuma, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,386 $4,044
Farmers $7,362 $7,640
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,720 $11,025
State Farm $4,923 $6,287
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheapest Montezuma, KS Car Insurance for Seniors

Take a look at Montezuma, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montezuma, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,626 $1,626
Farmers $2,599 $2,700
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,303 $2,384
State Farm $1,646 $1,646
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheapest Montezuma, KS Car Insurance Rates After a DUI

A DUI in Montezuma, KS increases car insurance rates. Compare Montezuma, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montezuma, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,735
American Family $2,225
Farmers $4,318
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,581
State Farm $2,849
Travelers $6,399
USAA $3,713

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Cheapest Montezuma, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montezuma, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montezuma, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,233 $2,293
Farmers $4,097 $4,097
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,755 $4,755
State Farm $2,778 $2,919
Travelers $4,943 $4,943
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Montezuma, KS

Take a look at a side-by-side comparison of the top car insurance companies in Montezuma, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montezuma, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,263
Farmers $4,097
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,755
State Farm $2,849
Travelers $4,943
USAA $2,577

Category Winners: Cheapest Car Insurance in Montezuma, Kansas

Find the cheapest car insurance companies in Montezuma, KS for each category right here.

Best Annual Car Insurance Rates by Company in Montezuma, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Montezuma, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montezuma car insurance rates. Find the cheapest Montezuma, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montezuma, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,294 $2,378 $2,117
Farmers $3,951 $4,078 $4,263
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,547 $4,725 $4,994
State Farm $2,753 $2,856 $2,937
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Montezuma, Kansas?

What factors can have an impact on Montezuma, KS car insurance? There are several reasons why Montezuma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montezuma, Kansas.

Car Theft in Montezuma

High levels of vehicle theft can make car insurance more expensive. Montezuma, KS car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Montezuma

The more time you spend in your car the higher the risk of an accident. The average commute length in Montezuma, KS is 9.2 minutes according to City-Data.

Compare Car Insurance Quotes in Montezuma, KS

Ready to find affordable Montezuma, Kansas car insurance today? Enter your ZIP code for fast, free Montezuma, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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