Compare Monticello, AR Car Insurance Rates (2021)

Car insurance in Monticello, AR averages $362 a month. Monticello, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Monticello car insurance rates, compare quotes from the top car insurance companies in Monticello, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monticello for teen drivers is USAA
  • Average car insurance rates in Monticello, AR are $4,344/year
  • Average car insurance rates in Monticello, AR after a DUI are $5,243/year

If you need to buy Monticello, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Monticello, AR is right here.

You’ll find Monticello car insurance rates, the cheapest Monticello, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Monticello, Arkansas car insurance rates to Hot Springs car insurance rates, North Little Rock car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Monticello, AR car insurance today? Enter your ZIP code for fast, free Monticello car insurance quotes.

Cheapest Monticello, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monticello, AR car insurance rates? Every Monticello, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monticello, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,235 $3,280 $2,864 $3,074 $11,432 $13,621 $3,608 $3,925
Farmers $2,391 $2,383 $2,139 $2,246 $9,842 $10,203 $2,734 $2,884
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,899 $2,773 $2,379 $2,475 $11,633 $13,139 $3,471 $3,746
State Farm $1,915 $1,915 $1,696 $1,696 $5,255 $6,648 $2,152 $2,447
Travelers $2,342 $2,392 $2,280 $2,295 $13,222 $21,246 $2,489 $2,919
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

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Minimum Car Insurance in Monticello, AR

Every driver must carry the minimum car insurance in Monticello, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Monticello, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Monticello, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monticello, AR. Compare credit history car insurance rates in Monticello from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monticello, Arkansas

Insurance Company Poor Fair Good
Allstate $7,098 $5,410 $4,382
Farmers $4,958 $4,148 $3,953
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,303 $3,479 $3,176
Progressive $6,066 $5,127 $4,751
State Farm $4,298 $2,586 $2,012
Travelers $7,067 $5,883 $5,494
USAA $3,186 $2,166 $1,843

Cheapest Monticello, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monticello, AR to rates for a clean record with top companies.

Annual Monticello, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,682 $5,861 $6,435 $5,541
Farmers $3,684 $4,711 $4,602 $4,414
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,592 $6,326 $4,820 $5,519
State Farm $2,739 $3,191 $2,965 $2,965
Travelers $5,161 $5,333 $7,767 $6,332
USAA $1,840 $2,334 $3,374 $2,044

Cheapest Monticello, AR Car Insurance for Teen Drivers

Teen car insurance in Monticello, AR can be expensive. Take a look at rates from the top car insurance companies in Monticello for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monticello, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,432 $13,621
Farmers $9,842 $10,203
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,038 $7,672
Progressive $11,633 $13,139
State Farm $5,255 $6,648
Travelers $13,222 $21,246
USAA $4,636 $4,863

Cheapest Monticello, AR Car Insurance for Seniors

Take a look at Monticello, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monticello, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,074
Farmers $2,139 $2,246
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,235 $2,356
Progressive $2,379 $2,475
State Farm $1,696 $1,696
Travelers $2,280 $2,295
USAA $1,364 $1,379

Cheapest Monticello, AR Car Insurance Rates After a DUI

A DUI in Monticello, AR increases car insurance rates. Compare Monticello, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monticello, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,435
Farmers $4,602
GEICO $6,475
Liberty Mutual $5,796
Nationwide $4,953
Progressive $4,820
State Farm $2,965
Travelers $7,767
USAA $3,374

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Cheapest Monticello, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monticello, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monticello, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,630 $5,630
Farmers $4,353 $4,353
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,653 $3,653
Progressive $5,314 $5,314
State Farm $2,894 $3,037
Travelers $6,148 $6,148
USAA $2,329 $2,468

The Best Cheap Car Insurance Companies in Monticello, AR

Take a look at a side-by-side comparison of the top car insurance companies in Monticello, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monticello, Arkansas

Insurance Company Average Annual Rates
Allstate $5,630
Farmers $4,353
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,653
Progressive $5,314
State Farm $2,965
Travelers $6,148
USAA $2,398

Category Winners: Cheapest Car Insurance in Monticello, Arkansas

Find the cheapest car insurance companies in Monticello, AR for each category right here.

Best Annual Car Insurance Rates by Company in Monticello, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Monticello, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monticello car insurance rates. Find the cheapest Monticello, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monticello, Arkansas

Insurance Company Low Medium High
Allstate $5,462 $5,627 $5,801
Farmers $4,147 $4,310 $4,602
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,644 $3,570 $3,744
Progressive $4,937 $5,235 $5,772
State Farm $2,829 $2,963 $3,105
Travelers $5,883 $6,166 $6,395
USAA $2,302 $2,390 $2,503

What affects car insurance rates in Monticello, Arkansas?

What factors can have an impact on Monticello, AR car insurance? There are several reasons why Monticello car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monticello, Arkansas.

Commute Time in Monticello

The more time you spend in your car the higher the risk of an accident. The average commute length in Monticello, AR is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Monticello, AR

Ready to find affordable Monticello, Arkansas car insurance today? Enter your ZIP code for fast, free Monticello, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State