Compare Montour, IA Car Insurance Rates (2021)

Car insurance in Montour, IA averages $239 a month. Montour, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Montour car insurance rates, compare quotes from the top car insurance companies in Montour, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Montour, IA after a DUI are $3,463/year
  • The cheapest car insurance company in Montour is USAA
  • Average car insurance rates in Montour, IA are $2,872/year

If you need to buy Montour, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Montour, IA is right here.

You’ll find Montour car insurance rates, the cheapest Montour, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Montour, Iowa car insurance rates to Ames car insurance rates, Davenport car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Montour, IA car insurance today? Enter your ZIP code for fast, free Montour car insurance quotes.

Cheapest Montour, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montour, IA car insurance rates? Every Montour, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montour, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,760 $1,690 $1,567 $1,594 $5,067 $5,706 $1,913 $1,968
American Family $1,863 $1,863 $1,667 $1,667 $4,980 $6,977 $1,863 $2,242
Farmers $1,504 $1,532 $1,345 $1,469 $4,586 $4,883 $2,039 $2,191
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,081 $2,257 $1,832 $2,225 $10,185 $11,460 $2,358 $2,599
Nationwide $1,699 $1,748 $1,512 $1,619 $3,814 $4,957 $1,912 $2,085
Progressive $1,595 $1,529 $1,315 $1,366 $4,035 $4,549 $1,920 $2,082
State Farm $1,393 $1,393 $1,221 $1,221 $3,731 $4,736 $1,565 $1,780
Travelers $2,410 $2,458 $2,350 $2,351 $10,669 $16,914 $2,511 $2,966
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

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Minimum Car Insurance in Montour, IA

Every driver must carry the minimum car insurance in Montour, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Montour, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Montour, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montour, IA. Compare credit history car insurance rates in Montour from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montour, Iowa

Insurance Company Poor Fair Good
Allstate $3,174 $2,526 $2,275
American Family $3,685 $2,709 $2,278
Farmers $2,799 $2,327 $2,204
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,233 $3,856 $3,034
Nationwide $2,944 $2,296 $2,015
Progressive $2,707 $2,196 $1,993
State Farm $3,033 $1,877 $1,480
Travelers $5,994 $5,117 $4,874
USAA $2,421 $1,661 $1,438

Cheapest Montour, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montour, IA to rates for a clean record with top companies.

Annual Montour, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,261 $2,734 $3,111 $2,528
American Family $2,086 $3,061 $3,963 $2,452
Farmers $2,082 $2,586 $2,621 $2,486
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,778 $4,676 $4,765 $4,279
Nationwide $1,744 $2,515 $3,438 $1,976
Progressive $1,845 $3,040 $2,002 $2,309
State Farm $1,974 $2,286 $2,130 $2,130
Travelers $3,877 $5,178 $6,937 $5,322
USAA $1,407 $1,885 $2,453 $1,615

Cheapest Montour, IA Car Insurance for Teen Drivers

Teen car insurance in Montour, IA can be expensive. Take a look at rates from the top car insurance companies in Montour for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montour, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,067 $5,706
American Family $4,980 $6,977
Farmers $4,586 $4,883
GEICO $4,328 $4,022
Liberty Mutual $10,185 $11,460
Nationwide $3,814 $4,957
Progressive $4,035 $4,549
State Farm $3,731 $4,736
Travelers $10,669 $16,914
USAA $3,311 $3,520

Cheapest Montour, IA Car Insurance for Seniors

Take a look at Montour, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montour, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,567 $1,594
American Family $1,667 $1,667
Farmers $1,345 $1,469
GEICO $1,710 $1,564
Liberty Mutual $1,832 $2,225
Nationwide $1,512 $1,619
Progressive $1,315 $1,366
State Farm $1,221 $1,221
Travelers $2,350 $2,351
USAA $1,130 $1,155

Cheapest Montour, IA Car Insurance Rates After a DUI

A DUI in Montour, IA increases car insurance rates. Compare Montour, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montour, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,111
American Family $3,963
Farmers $2,621
GEICO $3,206
Liberty Mutual $4,765
Nationwide $3,438
Progressive $2,002
State Farm $2,130
Travelers $6,937
USAA $2,453

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Cheapest Montour, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montour, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montour, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,596 $2,721
American Family $2,857 $2,924
Farmers $2,444 $2,444
GEICO $2,294 $2,387
Liberty Mutual $4,374 $4,374
Nationwide $2,418 $2,418
Progressive $2,299 $2,299
State Farm $2,079 $2,181
Travelers $5,328 $5,328
USAA $1,773 $1,907

The Best Cheap Car Insurance Companies in Montour, IA

Take a look at a side-by-side comparison of the top car insurance companies in Montour, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montour, Iowa

Insurance Company Average Annual Rates
Allstate $2,658
American Family $2,890
Farmers $2,444
GEICO $2,341
Liberty Mutual $4,374
Nationwide $2,418
Progressive $2,299
State Farm $2,130
Travelers $5,328
USAA $1,840

Category Winners: Cheapest Car Insurance in Montour, Iowa

Find the cheapest car insurance companies in Montour, IA for each category right here.

Best Annual Car Insurance Rates by Company in Montour, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Montour, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montour car insurance rates. Find the cheapest Montour, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montour, Iowa

Insurance Company Low Medium High
Allstate $2,565 $2,661 $2,748
American Family $2,899 $3,051 $2,721
Farmers $2,347 $2,451 $2,533
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,199 $4,367 $4,557
Nationwide $2,531 $2,401 $2,323
Progressive $2,173 $2,307 $2,416
State Farm $2,029 $2,142 $2,220
Travelers $5,036 $5,407 $5,542
USAA $1,749 $1,845 $1,925

What affects car insurance rates in Montour, Iowa?

What factors can have an impact on Montour, IA car insurance? There are several reasons why Montour car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montour, Iowa.

Commute Time in Montour

The more time you spend in your car the higher the risk of an accident. The average commute length in Montour, IA is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Montour, IA

Ready to find affordable Montour, Iowa car insurance today? Enter your ZIP code for fast, free Montour, IA car insurance quotes.

Free Car Insurance Comparison

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