Compare Montpelier, IN Car Insurance Rates (2021)

Car insurance in Montpelier, IN averages $256 a month. Montpelier, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Montpelier car insurance rates, compare quotes from the top car insurance companies in Montpelier, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Montpelier, IN are $3,071/year
  • The cheapest car insurance company in Montpelier for teen drivers is USAA
  • The cheapest car insurance company in Montpelier is USAA

If you need to buy Montpelier, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Montpelier, IN is right here.

You’ll find Montpelier car insurance rates, the cheapest Montpelier, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Montpelier, Indiana car insurance rates to Hammond car insurance rates, Fort Wayne car insurance rates, and Carmel car insurance rates.

Ready to find affordable Montpelier, IN car insurance today? Enter your ZIP code for fast, free Montpelier car insurance quotes.

Cheapest Montpelier, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montpelier, IN car insurance rates? Every Montpelier, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montpelier, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,479 $2,120 $2,321 $7,355 $9,280 $2,464 $2,674
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,450 $1,432 $1,239 $1,393 $7,767 $8,278 $1,911 $2,066
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,476 $1,396 $1,338 $1,348 $8,607 $9,675 $1,845 $1,881
State Farm $1,372 $1,372 $1,223 $1,223 $4,160 $5,330 $1,518 $1,690
Travelers $1,180 $1,201 $1,105 $1,104 $7,131 $11,200 $1,247 $1,452
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

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Minimum Car Insurance in Montpelier, IN

Every driver must carry the minimum car insurance in Montpelier, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Montpelier, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montpelier, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montpelier, IN. Compare credit history car insurance rates in Montpelier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montpelier, Indiana

Insurance Company Poor Fair Good
Allstate $4,826 $3,583 $3,257
American Family $4,398 $2,858 $2,394
Farmers $3,725 $3,037 $2,813
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,802 $3,364 $3,171
State Farm $3,258 $1,944 $1,507
Travelers $3,570 $3,021 $3,017
USAA $2,099 $1,377 $1,178

Cheapest Montpelier, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montpelier, IN to rates for a clean record with top companies.

Annual Montpelier, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,109 $4,559 $4,198 $3,689
American Family $2,215 $3,546 $4,467 $2,638
Farmers $2,853 $3,334 $3,431 $3,151
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,590 $4,516 $3,086 $3,592
State Farm $2,184 $2,394 $2,184 $2,184
Travelers $2,718 $3,364 $3,812 $2,916
USAA $1,174 $1,665 $1,913 $1,453

Cheapest Montpelier, IN Car Insurance for Teen Drivers

Teen car insurance in Montpelier, IN can be expensive. Take a look at rates from the top car insurance companies in Montpelier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montpelier, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $9,280
American Family $5,542 $8,024
Farmers $7,767 $8,278
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,607 $9,675
State Farm $4,160 $5,330
Travelers $7,131 $11,200
USAA $2,738 $3,074

Cheapest Montpelier, IN Car Insurance for Seniors

Take a look at Montpelier, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montpelier, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,321
American Family $1,815 $1,815
Farmers $1,239 $1,393
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,338 $1,348
State Farm $1,223 $1,223
Travelers $1,105 $1,104
USAA $918 $928

Cheapest Montpelier, IN Car Insurance Rates After a DUI

A DUI in Montpelier, IN increases car insurance rates. Compare Montpelier, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montpelier, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,198
American Family $4,467
Farmers $3,431
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,086
State Farm $2,184
Travelers $3,812
USAA $1,913

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Cheapest Montpelier, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montpelier, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montpelier, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,889 $3,889
American Family $3,178 $3,255
Farmers $3,192 $3,192
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,446 $3,446
State Farm $2,173 $2,300
Travelers $3,202 $3,202
USAA $1,531 $1,572

The Best Cheap Car Insurance Companies in Montpelier, IN

Take a look at a side-by-side comparison of the top car insurance companies in Montpelier, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montpelier, Indiana

Insurance Company Average Annual Rates
Allstate $3,889
American Family $3,217
Farmers $3,192
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,446
State Farm $2,236
Travelers $3,202
USAA $1,551

Category Winners: Cheapest Car Insurance in Montpelier, Indiana

Find the cheapest car insurance companies in Montpelier, IN for each category right here.

Best Annual Car Insurance Rates by Company in Montpelier, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Montpelier, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montpelier car insurance rates. Find the cheapest Montpelier, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montpelier, Indiana

Insurance Company Low Medium High
Allstate $3,696 $3,874 $4,097
American Family $3,186 $3,324 $3,140
Farmers $3,084 $3,185 $3,307
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,258 $3,393 $3,686
State Farm $2,132 $2,235 $2,342
Travelers $3,152 $3,232 $3,223
USAA $1,504 $1,548 $1,602

What affects car insurance rates in Montpelier, Indiana?

What factors can have an impact on Montpelier, IN car insurance? There are several reasons why Montpelier car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montpelier, Indiana.

Commute Time in Montpelier

The more time you spend in your car the higher the risk of an accident. The average commute length in Montpelier, IN is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Montpelier, IN

Ready to find affordable Montpelier, Indiana car insurance today? Enter your ZIP code for fast, free Montpelier, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State