Compare Montpelier Station, VA Car Insurance Rates (2021)

Car insurance in Montpelier Station, VA averages $195 a month. Montpelier Station, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Montpelier Station car insurance rates, compare quotes from the top car insurance companies in Montpelier Station, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Montpelier Station, VA are $2,339/year
  • The cheapest car insurance company in Montpelier Station is USAA
  • Average car insurance rates in Montpelier Station, VA after a DUI are $2,765/year

If you need to buy Montpelier Station, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Montpelier Station, VA is right here.

You’ll find Montpelier Station car insurance rates, the cheapest Montpelier Station, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Montpelier Station, Virginia car insurance rates to Norfolk car insurance rates, Hampton car insurance rates, and Newport News car insurance rates.

Ready to find affordable Montpelier Station, VA car insurance today? Enter your ZIP code for fast, free Montpelier Station car insurance quotes.

Cheapest Montpelier Station, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montpelier Station, VA car insurance rates? Every Montpelier Station, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montpelier Station, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,834 $1,733 $1,824 $1,824 $5,743 $6,627 $2,389 $2,397
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,435 $1,444 $1,272 $1,309 $3,403 $4,393 $1,582 $1,724
Progressive $1,314 $1,253 $1,180 $1,186 $5,902 $6,646 $1,594 $1,636
State Farm $1,465 $1,465 $1,318 $1,318 $4,379 $5,503 $1,655 $1,903
USAA $1,149 $1,132 $1,074 $1,081 $3,555 $4,230 $1,480 $1,627

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Minimum Car Insurance in Montpelier Station, VA

Every driver must carry the minimum car insurance in Montpelier Station, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Montpelier Station, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Montpelier Station, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montpelier Station, VA. Compare credit history car insurance rates in Montpelier Station from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montpelier Station, Virginia

Insurance Company Poor Fair Good
Allstate $3,713 $2,977 $2,450
GEICO $2,262 $1,923 $1,923
Nationwide $2,455 $1,969 $1,787
Progressive $2,898 $2,520 $2,348
State Farm $3,379 $2,094 $1,654
USAA $2,560 $1,746 $1,442

Cheapest Montpelier Station, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montpelier Station, VA to rates for a clean record with top companies.

Annual Montpelier Station, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,288 $3,620 $3,338 $2,941
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,799 $1,799 $2,639 $2,043
Progressive $2,219 $2,919 $2,637 $2,580
State Farm $2,172 $2,580 $2,376 $2,376
USAA $1,482 $1,928 $2,549 $1,705

Cheapest Montpelier Station, VA Car Insurance for Teen Drivers

Teen car insurance in Montpelier Station, VA can be expensive. Take a look at rates from the top car insurance companies in Montpelier Station for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montpelier Station, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,743 $6,627
GEICO $3,070 $4,128
Nationwide $3,403 $4,393
Progressive $5,902 $6,646
State Farm $4,379 $5,503
USAA $3,555 $4,230

Cheapest Montpelier Station, VA Car Insurance for Seniors

Take a look at Montpelier Station, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montpelier Station, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,824
GEICO $1,386 $1,386
Nationwide $1,272 $1,309
Progressive $1,180 $1,186
State Farm $1,318 $1,318
USAA $1,074 $1,081

Cheapest Montpelier Station, VA Car Insurance Rates After a DUI

A DUI in Montpelier Station, VA increases car insurance rates. Compare Montpelier Station, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montpelier Station, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,338
GEICO $3,052
Nationwide $2,639
Progressive $2,637
State Farm $2,376
USAA $2,549

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Cheapest Montpelier Station, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montpelier Station, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montpelier Station, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,957 $3,137
GEICO $1,998 $2,074
Nationwide $2,070 $2,070
Progressive $2,589 $2,589
State Farm $2,318 $2,434
USAA $1,845 $1,987

The Best Cheap Car Insurance Companies in Montpelier Station, VA

Take a look at a side-by-side comparison of the top car insurance companies in Montpelier Station, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montpelier Station, Virginia

Insurance Company Average Annual Rates
Allstate $3,047
GEICO $2,036
Nationwide $2,070
Progressive $2,589
State Farm $2,376
USAA $1,916

Category Winners: Cheapest Car Insurance in Montpelier Station, Virginia

Find the cheapest car insurance companies in Montpelier Station, VA for each category right here.

Best Annual Car Insurance Rates by Company in Montpelier Station, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Montpelier Station, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montpelier Station car insurance rates. Find the cheapest Montpelier Station, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montpelier Station, Virginia

Insurance Company Low Medium High
Allstate $2,971 $3,048 $3,120
GEICO $1,969 $2,035 $2,104
Nationwide $2,176 $2,049 $1,985
Progressive $2,480 $2,561 $2,725
State Farm $2,240 $2,372 $2,515
USAA $1,834 $1,920 $1,995

Compare Car Insurance Quotes in Montpelier Station, VA

Ready to find affordable Montpelier Station, Virginia car insurance today? Enter your ZIP code for fast, free Montpelier Station, VA car insurance quotes.

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