Compare Montrose, AR Car Insurance Rates (2021)

Car insurance in Montrose, AR averages $365 a month. Montrose, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Montrose car insurance rates, compare quotes from the top car insurance companies in Montrose, AR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Montrose is USAA
  • Average car insurance rates in Montrose, AR after a DUI are $5,315/year
  • The cheapest car insurance company in Montrose for teen drivers is USAA

If you need to buy Montrose, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Montrose, AR is right here.

You’ll find Montrose car insurance rates, the cheapest Montrose, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Montrose, Arkansas car insurance rates to Conway car insurance rates, Rogers car insurance rates, and North Little Rock car insurance rates.

Ready to find affordable Montrose, AR car insurance today? Enter your ZIP code for fast, free Montrose car insurance quotes.

Cheapest Montrose, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montrose, AR car insurance rates? Every Montrose, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montrose, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,363 $2,356 $2,118 $2,219 $9,518 $9,860 $2,705 $2,864
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $3,060 $3,124 $2,737 $2,903 $7,419 $9,506 $3,501 $3,789
Progressive $2,835 $2,705 $2,325 $2,425 $11,599 $13,090 $3,396 $3,675
State Farm $1,865 $1,865 $1,656 $1,656 $5,199 $6,558 $2,097 $2,397
Travelers $2,301 $2,348 $2,255 $2,265 $13,121 $21,045 $2,453 $2,864
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Montrose, AR

Every driver must carry the minimum car insurance in Montrose, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Montrose, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montrose, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montrose, AR. Compare credit history car insurance rates in Montrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montrose, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $4,851 $4,045 $3,855
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $5,339 $4,282 $3,894
Progressive $5,988 $5,074 $4,708
State Farm $4,220 $2,539 $1,976
Travelers $6,987 $5,820 $5,437
USAA $3,132 $2,131 $1,814

Cheapest Montrose, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montrose, AR to rates for a clean record with top companies.

Annual Montrose, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,597 $4,596 $4,487 $4,321
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $3,479 $4,529 $6,170 $3,842
Progressive $4,537 $6,272 $4,764 $5,453
State Farm $2,684 $3,139 $2,912 $2,912
Travelers $5,100 $5,270 $7,693 $6,263
USAA $1,810 $2,296 $3,320 $2,009

Cheapest Montrose, AR Car Insurance for Teen Drivers

Teen car insurance in Montrose, AR can be expensive. Take a look at rates from the top car insurance companies in Montrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montrose, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $9,518 $9,860
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $7,419 $9,506
Progressive $11,599 $13,090
State Farm $5,199 $6,558
Travelers $13,121 $21,045
USAA $4,572 $4,792

Cheapest Montrose, AR Car Insurance for Seniors

Take a look at Montrose, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montrose, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,118 $2,219
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,737 $2,903
Progressive $2,325 $2,425
State Farm $1,656 $1,656
Travelers $2,255 $2,265
USAA $1,341 $1,353

Cheapest Montrose, AR Car Insurance Rates After a DUI

A DUI in Montrose, AR increases car insurance rates. Compare Montrose, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montrose, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $4,487
GEICO $6,475
Liberty Mutual $5,796
Nationwide $6,170
Progressive $4,764
State Farm $2,912
Travelers $7,693
USAA $3,320

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Montrose, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montrose, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montrose, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,250 $4,250
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $4,505 $4,505
Progressive $5,256 $5,256
State Farm $2,842 $2,981
Travelers $6,081 $6,081
USAA $2,291 $2,427

The Best Cheap Car Insurance Companies in Montrose, AR

Take a look at a side-by-side comparison of the top car insurance companies in Montrose, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montrose, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,250
GEICO $4,151
Liberty Mutual $4,485
Nationwide $4,505
Progressive $5,256
State Farm $2,912
Travelers $6,081
USAA $2,359

Category Winners: Cheapest Car Insurance in Montrose, Arkansas

Find the cheapest car insurance companies in Montrose, AR for each category right here.

Best Annual Car Insurance Rates by Company in Montrose, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Montrose, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montrose car insurance rates. Find the cheapest Montrose, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montrose, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,066 $4,212 $4,472
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $4,530 $4,407 $4,578
Progressive $4,888 $5,178 $5,703
State Farm $2,781 $2,909 $3,045
Travelers $5,819 $6,099 $6,327
USAA $2,264 $2,351 $2,462

What affects car insurance rates in Montrose, Arkansas?

What factors can have an impact on Montrose, AR car insurance? There are several reasons why Montrose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montrose, Arkansas.

Commute Time in Montrose

The more time you spend in your car the higher the risk of an accident. The average commute length in Montrose, AR is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Montrose, AR

Ready to find affordable Montrose, Arkansas car insurance today? Enter your ZIP code for fast, free Montrose, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State