Compare Montrose, GA Car Insurance Rates (2021)

Car insurance in Montrose, GA averages $412 a month. Montrose, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Montrose car insurance rates, compare quotes from the top car insurance companies in Montrose, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Montrose, GA after a DUI are $6,101/year
  • Average car insurance rates in Montrose, GA are $4,949/year
  • The cheapest car insurance company in Montrose is GEICO

If you need to buy Montrose, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Montrose, GA is right here.

You’ll find Montrose car insurance rates, the cheapest Montrose, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Montrose, Georgia car insurance rates to Alpharetta car insurance rates, Warner Robins car insurance rates, and Columbus car insurance rates.

Ready to find affordable Montrose, GA car insurance today? Enter your ZIP code for fast, free Montrose car insurance quotes.

Cheapest Montrose, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montrose, GA car insurance rates? Every Montrose, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montrose, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,620 $1,591 $1,561 $1,561 $4,663 $5,573 $2,047 $2,289
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,548 $4,710 $4,459 $4,924 $14,202 $18,373 $5,550 $6,043
Progressive $2,714 $2,512 $2,323 $2,433 $8,114 $9,000 $3,130 $3,276
State Farm $1,858 $1,858 $1,662 $1,662 $4,826 $6,355 $2,034 $2,190
USAA $1,721 $1,719 $1,593 $1,602 $6,155 $7,297 $2,143 $2,369

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Minimum Car Insurance in Montrose, GA

Every driver must carry the minimum car insurance in Montrose, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Montrose, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montrose, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montrose, GA. Compare credit history car insurance rates in Montrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montrose, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,287 $2,309 $2,243
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $9,382 $7,564 $6,607
Progressive $4,767 $4,063 $3,733
State Farm $3,973 $2,478 $1,966
USAA $4,007 $2,815 $2,402

Cheapest Montrose, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montrose, GA to rates for a clean record with top companies.

Annual Montrose, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,751 $2,204 $4,535 $1,962
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $6,015 $7,074 $10,998 $7,317
Progressive $3,307 $5,724 $3,873 $3,847
State Farm $2,565 $3,046 $2,806 $2,806
USAA $2,354 $2,976 $4,346 $2,623

Cheapest Montrose, GA Car Insurance for Teen Drivers

Teen car insurance in Montrose, GA can be expensive. Take a look at rates from the top car insurance companies in Montrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montrose, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,663 $5,573
Liberty Mutual $22,265 $24,866
Nationwide $14,202 $18,373
Progressive $8,114 $9,000
State Farm $4,826 $6,355
USAA $6,155 $7,297

Cheapest Montrose, GA Car Insurance for Seniors

Take a look at Montrose, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montrose, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,561 $1,561
Liberty Mutual $4,345 $4,933
Nationwide $4,459 $4,924
Progressive $2,323 $2,433
State Farm $1,662 $1,662
USAA $1,593 $1,602

Cheapest Montrose, GA Car Insurance Rates After a DUI

A DUI in Montrose, GA increases car insurance rates. Compare Montrose, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montrose, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,364
GEICO $4,535
Liberty Mutual $11,787
Nationwide $10,998
Progressive $3,873
State Farm $2,806
USAA $4,346

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Cheapest Montrose, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montrose, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montrose, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,567 $2,659
Liberty Mutual $9,887 $9,887
Nationwide $7,851 $7,851
Progressive $4,188 $4,188
State Farm $2,806 $2,806
USAA $2,935 $3,215

The Best Cheap Car Insurance Companies in Montrose, GA

Take a look at a side-by-side comparison of the top car insurance companies in Montrose, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montrose, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,613
Liberty Mutual $9,887
Nationwide $7,851
Progressive $4,188
State Farm $2,806
USAA $3,075

Category Winners: Cheapest Car Insurance in Montrose, Georgia

Find the cheapest car insurance companies in Montrose, GA for each category right here.

Best Annual Car Insurance Rates by Company in Montrose, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Montrose, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montrose car insurance rates. Find the cheapest Montrose, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montrose, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,437 $2,624 $2,778
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $7,755 $7,987 $7,812
Progressive $3,833 $4,120 $4,611
State Farm $2,626 $2,807 $2,984
USAA $2,937 $3,059 $3,229

What affects car insurance rates in Montrose, Georgia?

What factors can have an impact on Montrose, GA car insurance? There are several reasons why Montrose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montrose, Georgia.

Commute Time in Montrose

The more time you spend in your car the higher the risk of an accident. The average commute length in Montrose, GA is 29.9 minutes according to City-Data.

Compare Car Insurance Quotes in Montrose, GA

Ready to find affordable Montrose, Georgia car insurance today? Enter your ZIP code for fast, free Montrose, GA car insurance quotes.

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