Compare Montrose, PA Car Insurance Rates (2021)

Car insurance in Montrose, PA averages $338 a month. Montrose, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Montrose car insurance rates, compare quotes from the top car insurance companies in Montrose, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Montrose for teen drivers is USAA
  • The cheapest car insurance company in Montrose is USAA
  • Average car insurance rates in Montrose, PA after a DUI are $4,422/year

If you need to buy Montrose, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Montrose, PA is right here.

You’ll find Montrose car insurance rates, the cheapest Montrose, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Montrose, Pennsylvania car insurance rates to Lancaster car insurance rates, York car insurance rates, and Scranton car insurance rates.

Ready to find affordable Montrose, PA car insurance today? Enter your ZIP code for fast, free Montrose car insurance quotes.

Cheapest Montrose, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montrose, PA car insurance rates? Every Montrose, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montrose, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,340 $2,340 $2,139 $2,139 $7,357 $7,357 $2,590 $2,590
GEICO $2,348 $2,029 $2,181 $1,886 $5,861 $5,080 $2,386 $2,062
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,949 $1,949 $1,836 $1,836 $5,357 $5,357 $2,175 $2,175
Progressive $2,964 $2,964 $2,639 $2,639 $9,230 $9,230 $3,807 $3,807
State Farm $1,889 $1,889 $1,650 $1,650 $6,469 $6,469 $2,068 $2,068
Travelers $1,714 $1,714 $1,819 $1,819 $24,352 $24,352 $2,091 $2,091
USAA $1,086 $1,086 $978 $978 $3,151 $3,151 $1,446 $1,446

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Minimum Car Insurance in Montrose, PA

Every driver must carry the minimum car insurance in Montrose, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Montrose, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Montrose, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montrose, PA. Compare credit history car insurance rates in Montrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montrose, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,626 $3,428 $2,766
GEICO $4,481 $2,516 $1,940
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $3,330 $2,723 $2,436
Progressive $6,191 $4,322 $3,468
State Farm $4,294 $2,661 $2,102
Travelers $8,174 $7,363 $6,946
USAA $2,086 $1,544 $1,366

Cheapest Montrose, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montrose, PA to rates for a clean record with top companies.

Annual Montrose, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,458 $4,052 $3,458 $3,458
GEICO $2,186 $3,744 $2,945 $3,041
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $2,031 $2,716 $3,824 $2,747
Progressive $4,236 $5,789 $4,359 $4,256
State Farm $2,792 $3,246 $3,019 $3,019
Travelers $5,372 $7,566 $9,473 $7,566
USAA $1,346 $1,842 $1,970 $1,503

Cheapest Montrose, PA Car Insurance for Teen Drivers

Teen car insurance in Montrose, PA can be expensive. Take a look at rates from the top car insurance companies in Montrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montrose, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,357 $7,357
GEICO $5,861 $5,080
Liberty Mutual $11,916 $11,916
Nationwide $5,357 $5,357
Progressive $9,230 $9,230
State Farm $6,469 $6,469
Travelers $24,352 $24,352
USAA $3,151 $3,151

Cheapest Montrose, PA Car Insurance for Seniors

Take a look at Montrose, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montrose, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,139
GEICO $2,181 $1,886
Liberty Mutual $3,696 $3,696
Nationwide $1,836 $1,836
Progressive $2,639 $2,639
State Farm $1,650 $1,650
Travelers $1,819 $1,819
USAA $978 $978

Cheapest Montrose, PA Car Insurance Rates After a DUI

A DUI in Montrose, PA increases car insurance rates. Compare Montrose, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montrose, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,458
GEICO $2,945
Liberty Mutual $6,330
Nationwide $3,824
Progressive $4,359
State Farm $3,019
Travelers $9,473
USAA $1,970

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Cheapest Montrose, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montrose, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montrose, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,673
GEICO $2,927 $3,031
Liberty Mutual $6,039 $6,360
Nationwide $2,829 $2,829
Progressive $4,660 $4,660
State Farm $2,931 $3,107
Travelers $7,494 $7,494
USAA $1,618 $1,713

The Best Cheap Car Insurance Companies in Montrose, PA

Take a look at a side-by-side comparison of the top car insurance companies in Montrose, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montrose, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,607
GEICO $2,979
Liberty Mutual $6,199
Nationwide $2,829
Progressive $4,660
State Farm $3,019
Travelers $7,494
USAA $1,665

Category Winners: Cheapest Car Insurance in Montrose, Pennsylvania

Find the cheapest car insurance companies in Montrose, PA for each category right here.

Best Annual Car Insurance Rates by Company in Montrose, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Montrose, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montrose car insurance rates. Find the cheapest Montrose, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montrose, Pennsylvania

Insurance Company Low Medium High
Allstate $3,431 $3,631 $3,758
GEICO $2,739 $3,007 $3,191
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,866 $2,857 $2,764
Progressive $4,295 $4,686 $4,999
State Farm $2,862 $3,048 $3,147
Travelers $7,652 $7,476 $7,354
USAA $1,559 $1,679 $1,758

What affects car insurance rates in Montrose, Pennsylvania?

What factors can have an impact on Montrose, PA car insurance? There are several reasons why Montrose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montrose, Pennsylvania.

Commute Time in Montrose

The more time you spend in your car the higher the risk of an accident. The average commute length in Montrose, PA is 29.8 minutes according to City-Data.

Compare Car Insurance Quotes in Montrose, PA

Ready to find affordable Montrose, Pennsylvania car insurance today? Enter your ZIP code for fast, free Montrose, PA car insurance quotes.

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