Compare Montrose, WV Car Insurance Rates (2021)

Car insurance in Montrose, WV averages $321 a month. Montrose, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Montrose car insurance rates, compare quotes from the top car insurance companies in Montrose, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Montrose for teen drivers is State Farm
  • Average car insurance rates in Montrose, WV after a DUI are $4,730/year
  • The cheapest car insurance company in Montrose is State Farm

If you need to buy Montrose, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Montrose, WV is right here.

You’ll find Montrose car insurance rates, the cheapest Montrose, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Montrose, West Virginia car insurance rates to Charleston car insurance rates, Clarksburg car insurance rates, and Bluefield car insurance rates.

Ready to find affordable Montrose, WV car insurance today? Enter your ZIP code for fast, free Montrose car insurance quotes.

Cheapest Montrose, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montrose, WV car insurance rates? Every Montrose, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montrose, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,684 $2,550 $2,559 $9,944 $10,377 $3,221 $3,244
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $2,084 $2,122 $1,891 $1,991 $5,330 $6,779 $2,342 $2,515
Progressive $2,209 $2,137 $2,025 $2,029 $9,346 $10,527 $2,658 $2,752
State Farm $1,666 $1,666 $1,484 $1,484 $3,585 $4,632 $1,962 $1,561
USAA $1,706 $1,684 $1,579 $1,598 $5,576 $6,187 $2,207 $2,377

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Minimum Car Insurance in Montrose, WV

Every driver must carry the minimum car insurance in Montrose, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Montrose, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Montrose, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Montrose, WV. Compare credit history car insurance rates in Montrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Montrose, West Virginia

Insurance Company Poor Fair Good
Allstate $5,675 $4,508 $3,862
GEICO $4,309 $3,502 $2,907
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,569 $3,014 $2,813
Progressive $4,732 $4,098 $3,801
State Farm $3,241 $1,974 $1,550
USAA $4,234 $2,423 $1,935

Cheapest Montrose, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montrose, WV to rates for a clean record with top companies.

Annual Montrose, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,986 $4,699 $5,546 $4,496
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,492 $3,333 $3,912 $2,790
Progressive $3,580 $4,775 $4,280 $4,207
State Farm $2,084 $2,426 $2,255 $2,255
USAA $2,255 $2,659 $3,796 $2,746

Cheapest Montrose, WV Car Insurance for Teen Drivers

Teen car insurance in Montrose, WV can be expensive. Take a look at rates from the top car insurance companies in Montrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montrose, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,944 $10,377
GEICO $6,181 $7,456
Liberty Mutual $13,288 $14,992
Nationwide $5,330 $6,779
Progressive $9,346 $10,527
State Farm $3,585 $4,632
USAA $5,576 $6,187

Cheapest Montrose, WV Car Insurance for Seniors

Take a look at Montrose, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montrose, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,550 $2,559
GEICO $2,446 $2,371
Liberty Mutual $2,867 $3,486
Nationwide $1,891 $1,991
Progressive $2,025 $2,029
State Farm $1,484 $1,484
USAA $1,579 $1,598

Cheapest Montrose, WV Car Insurance Rates After a DUI

A DUI in Montrose, WV increases car insurance rates. Compare Montrose, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montrose, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,546
GEICO $6,179
Liberty Mutual $7,138
Nationwide $3,912
Progressive $4,280
State Farm $2,255
USAA $3,796

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Cheapest Montrose, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montrose, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montrose, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,682 $4,682
GEICO $3,535 $3,610
Liberty Mutual $6,230 $6,230
Nationwide $3,132 $3,132
Progressive $4,211 $4,211
State Farm $2,196 $2,314
USAA $2,831 $2,898

The Best Cheap Car Insurance Companies in Montrose, WV

Take a look at a side-by-side comparison of the top car insurance companies in Montrose, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montrose, West Virginia

Insurance Company Average Annual Rates
Allstate $4,682
GEICO $3,572
Liberty Mutual $6,230
Nationwide $3,132
Progressive $4,211
State Farm $2,255
USAA $2,864

Category Winners: Cheapest Car Insurance in Montrose, West Virginia

Find the cheapest car insurance companies in Montrose, WV for each category right here.

Best Annual Car Insurance Rates by Company in Montrose, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Montrose, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montrose car insurance rates. Find the cheapest Montrose, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montrose, West Virginia

Insurance Company Low Medium High
Allstate $4,551 $4,676 $4,819
GEICO $3,401 $3,578 $3,738
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $3,080 $3,115 $3,200
Progressive $4,054 $4,169 $4,409
State Farm $2,134 $2,248 $2,383
USAA $2,769 $2,859 $2,964

What affects car insurance rates in Montrose, West Virginia?

What factors can have an impact on Montrose, WV car insurance? There are several reasons why Montrose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montrose, West Virginia.

Commute Time in Montrose

The more time you spend in your car the higher the risk of an accident. The average commute length in Montrose, WV is 33.9 minutes according to City-Data.

Compare Car Insurance Quotes in Montrose, WV

Ready to find affordable Montrose, West Virginia car insurance today? Enter your ZIP code for fast, free Montrose, WV car insurance quotes.

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