Compare Monument Hills, CA Car Insurance Rates (2021)

Car insurance in Monument Hills, CA averages $275 a month. Monument Hills, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Monument Hills car insurance rates, compare quotes from the top car insurance companies in Monument Hills, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Monument Hills, CA after a DUI are $4,632/year
  • The cheapest car insurance company in Monument Hills is Progressive
  • Average car insurance rates in Monument Hills, CA are $3,298/year

If you need to buy Monument Hills, California car insurance, the options can be confusing. Everything you need to know about car insurance in Monument Hills, CA is right here.

You’ll find Monument Hills car insurance rates, the cheapest Monument Hills, CA car insurance companies, and information on California car insurance laws. You can also compare Monument Hills, California car insurance rates to Sacramento car insurance rates, San Diego car insurance rates, and Oakland car insurance rates.

Ready to find affordable Monument Hills, CA car insurance today? Enter your ZIP code for fast, free Monument Hills car insurance quotes.

Cheapest Monument Hills, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monument Hills, CA car insurance rates? Every Monument Hills, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monument Hills, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,718 $1,984 $2,000 $7,503 $9,438 $3,460 $3,795
Farmers $2,475 $2,475 $2,227 $2,227 $7,879 $12,927 $2,930 $3,261
GEICO $1,641 $1,642 $1,544 $1,544 $4,979 $5,066 $2,355 $2,410
Liberty Mutual $2,170 $2,057 $2,010 $1,949 $4,708 $5,004 $2,449 $2,469
Nationwide $2,782 $2,658 $2,442 $2,304 $7,030 $7,766 $3,321 $3,278
Progressive $1,392 $1,429 $1,191 $1,405 $3,673 $4,403 $1,994 $2,137
State Farm $3,116 $3,116 $2,783 $2,783 $5,745 $7,149 $3,446 $3,550
Travelers $2,166 $2,095 $1,917 $1,900 $4,455 $5,021 $2,786 $2,729
USAA $1,751 $1,659 $1,711 $1,718 $3,954 $3,975 $2,417 $2,284

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Minimum Car Insurance in Monument Hills, CA

Every driver must carry the minimum car insurance in Monument Hills, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Monument Hills, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Monument Hills, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monument Hills, CA to rates for a clean record with top companies.

Annual Monument Hills, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,539 $4,252 $6,690 $3,327
Farmers $3,364 $4,580 $5,708 $4,549
GEICO $1,853 $2,854 $3,586 $2,298
Liberty Mutual $2,474 $3,318 $2,993 $2,623
Nationwide $2,757 $3,534 $5,964 $3,534
Progressive $1,448 $2,453 $2,827 $2,084
State Farm $2,827 $3,371 $6,365 $3,280
Travelers $1,936 $3,142 $3,621 $2,836
USAA $1,619 $2,405 $3,937 $1,773

Cheapest Monument Hills, CA Car Insurance for Teen Drivers

Teen car insurance in Monument Hills, CA can be expensive. Take a look at rates from the top car insurance companies in Monument Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monument Hills, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,503 $9,438
Farmers $7,879 $12,927
GEICO $4,979 $5,066
Liberty Mutual $4,708 $5,004
Nationwide $7,030 $7,766
Progressive $3,673 $4,403
State Farm $5,745 $7,149
Travelers $4,455 $5,021
USAA $3,954 $3,975

Cheapest Monument Hills, CA Car Insurance for Seniors

Take a look at Monument Hills, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monument Hills, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $2,000
Farmers $2,227 $2,227
GEICO $1,544 $1,544
Liberty Mutual $2,010 $1,949
Nationwide $2,442 $2,304
Progressive $1,191 $1,405
State Farm $2,783 $2,783
Travelers $1,917 $1,900
USAA $1,711 $1,718

Cheapest Monument Hills, CA Car Insurance Rates After a DUI

A DUI in Monument Hills, CA increases car insurance rates. Compare Monument Hills, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monument Hills, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,690
Farmers $5,708
GEICO $3,586
Liberty Mutual $2,993
Nationwide $5,964
Progressive $2,827
State Farm $6,365
Travelers $3,621
USAA $3,937

Cheapest Monument Hills, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monument Hills, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monument Hills, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,786 $4,618
Farmers $4,129 $4,971
GEICO $2,405 $2,890
Liberty Mutual $2,618 $3,086
Nationwide $3,492 $4,403
Progressive $1,999 $2,407
State Farm $3,815 $4,107
Travelers $2,602 $3,165
USAA $2,244 $2,623

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The Best Cheap Car Insurance Companies in Monument Hills, CA

Take a look at a side-by-side comparison of the top car insurance companies in Monument Hills, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monument Hills, California

Insurance Company Average Annual Rates
Allstate $4,202
Farmers $4,550
GEICO $2,648
Liberty Mutual $2,852
Nationwide $3,948
Progressive $2,203
State Farm $3,961
Travelers $2,884
USAA $2,434

Category Winners: Cheapest Car Insurance in Monument Hills, California

Find the cheapest car insurance companies in Monument Hills, CA for each category right here.

Best Annual Car Insurance Rates by Company in Monument Hills, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Monument Hills, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monument Hills car insurance rates. Find the cheapest Monument Hills, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monument Hills, California

Insurance Company Low Medium High
Allstate $3,966 $4,240 $4,400
Farmers $4,244 $4,584 $4,823
GEICO $2,406 $2,677 $2,859
Liberty Mutual $2,667 $2,875 $3,013
Nationwide $3,531 $4,021 $4,290
Progressive $1,961 $2,275 $2,373
State Farm $3,530 $4,036 $4,316
Travelers $2,472 $2,967 $3,212
USAA $2,209 $2,480 $2,611

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What affects car insurance rates in Monument Hills, California?

What factors can have an impact on Monument Hills, CA car insurance? There are several reasons why Monument Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monument Hills, California.

Commute Time in Monument Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Monument Hills, CA is 37.7 minutes according to City-Data.

Compare Car Insurance Quotes in Monument Hills, CA

Ready to find affordable Monument Hills, California car insurance today? Enter your ZIP code for fast, free Monument Hills, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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