Compare Monument, OR Car Insurance Rates (2021)

Car insurance in Monument, OR averages $272 a month. Monument, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Monument car insurance rates, compare quotes from the top car insurance companies in Monument, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monument for teen drivers is USAA
  • Average car insurance rates in Monument, OR are $3,261/year
  • Average car insurance rates in Monument, OR after a DUI are $3,824/year

If you need to buy Monument, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Monument, OR is right here.

You’ll find Monument car insurance rates, the cheapest Monument, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Monument, Oregon car insurance rates to Medford car insurance rates, Bend car insurance rates, and Springfield car insurance rates.

Ready to find affordable Monument, OR car insurance today? Enter your ZIP code for fast, free Monument car insurance quotes.

Cheapest Monument, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monument, OR car insurance rates? Every Monument, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monument, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,339 $3,121 $3,023 $3,059 $9,910 $11,129 $3,548 $3,594
American Family $2,021 $2,021 $1,801 $1,801 $4,951 $7,723 $2,021 $2,123
Farmers $1,889 $1,847 $1,675 $1,775 $7,606 $7,767 $2,135 $2,212
GEICO $2,352 $2,264 $2,165 $2,157 $6,033 $5,527 $2,507 $2,186
Liberty Mutual $2,718 $2,874 $2,354 $2,615 $8,442 $9,128 $2,643 $2,690
Nationwide $1,971 $1,973 $1,756 $1,843 $4,401 $5,525 $2,285 $2,415
Progressive $2,007 $1,840 $1,728 $1,777 $8,433 $9,371 $2,424 $2,336
State Farm $1,407 $1,407 $1,272 $1,272 $4,281 $5,372 $1,592 $1,832
Travelers $1,710 $1,727 $1,508 $1,571 $4,469 $5,304 $1,794 $1,828
USAA $1,555 $1,519 $1,519 $1,484 $4,569 $4,949 $2,003 $2,105

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Minimum Car Insurance in Monument, OR

Every driver must carry the minimum car insurance in Monument, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Monument, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Monument, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Monument, OR. Compare credit history car insurance rates in Monument from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Monument, Oregon

Insurance Company Poor Fair Good
Allstate $6,691 $4,703 $3,877
American Family $3,888 $2,862 $2,424
Farmers $3,896 $3,180 $3,014
GEICO $3,798 $3,149 $2,499
Liberty Mutual $6,136 $3,614 $2,799
Nationwide $3,350 $2,656 $2,308
Progressive $4,217 $3,626 $3,375
State Farm $3,217 $2,053 $1,644
Travelers $3,134 $2,422 $1,911
USAA $3,693 $2,058 $1,638

Cheapest Monument, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monument, OR to rates for a clean record with top companies.

Annual Monument, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,119 $5,521 $5,713 $5,008
American Family $2,122 $3,288 $4,101 $2,720
Farmers $2,831 $3,646 $3,565 $3,411
GEICO $2,086 $3,302 $4,317 $2,891
Liberty Mutual $3,708 $4,140 $4,760 $4,124
Nationwide $2,351 $2,517 $3,558 $2,659
Progressive $2,828 $5,121 $3,639 $3,370
State Farm $2,057 $2,651 $2,255 $2,255
Travelers $2,026 $2,577 $2,880 $2,473
USAA $1,802 $2,498 $3,447 $2,104

Cheapest Monument, OR Car Insurance for Teen Drivers

Teen car insurance in Monument, OR can be expensive. Take a look at rates from the top car insurance companies in Monument for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monument, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,129
American Family $4,951 $7,723
Farmers $7,606 $7,767
GEICO $6,033 $5,527
Liberty Mutual $8,442 $9,128
Nationwide $4,401 $5,525
Progressive $8,433 $9,371
State Farm $4,281 $5,372
Travelers $4,469 $5,304
USAA $4,569 $4,949

Cheapest Monument, OR Car Insurance for Seniors

Take a look at Monument, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monument, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,023 $3,059
American Family $1,801 $1,801
Farmers $1,675 $1,775
GEICO $2,165 $2,157
Liberty Mutual $2,354 $2,615
Nationwide $1,756 $1,843
Progressive $1,728 $1,777
State Farm $1,272 $1,272
Travelers $1,508 $1,571
USAA $1,519 $1,484

Cheapest Monument, OR Car Insurance Rates After a DUI

A DUI in Monument, OR increases car insurance rates. Compare Monument, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monument, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,713
American Family $4,101
Farmers $3,565
GEICO $4,317
Liberty Mutual $4,760
Nationwide $3,558
Progressive $3,639
State Farm $2,255
Travelers $2,880
USAA $3,447

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Cheapest Monument, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monument, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monument, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,090 $5,090
American Family $3,011 $3,105
Farmers $3,363 $3,363
GEICO $3,096 $3,202
Liberty Mutual $4,183 $4,183
Nationwide $2,771 $2,771
Progressive $3,739 $3,739
State Farm $2,248 $2,361
Travelers $2,390 $2,588
USAA $2,392 $2,534

The Best Cheap Car Insurance Companies in Monument, OR

Take a look at a side-by-side comparison of the top car insurance companies in Monument, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monument, Oregon

Insurance Company Average Annual Rates
Allstate $5,090
American Family $3,058
Farmers $3,363
GEICO $3,149
Liberty Mutual $4,183
Nationwide $2,771
Progressive $3,739
State Farm $2,305
Travelers $2,489
USAA $2,463

Category Winners: Cheapest Car Insurance in Monument, Oregon

Find the cheapest car insurance companies in Monument, OR for each category right here.

Best Annual Car Insurance Rates by Company in Monument, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Monument, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monument car insurance rates. Find the cheapest Monument, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monument, Oregon

Insurance Company Low Medium High
Allstate $4,948 $5,081 $5,242
American Family $3,055 $3,230 $2,890
Farmers $3,182 $3,326 $3,581
GEICO $2,927 $3,163 $3,356
Liberty Mutual $3,935 $4,172 $4,441
Nationwide $2,657 $2,842 $2,815
Progressive $3,633 $3,725 $3,860
State Farm $2,195 $2,306 $2,412
Travelers $2,364 $2,477 $2,626
USAA $2,362 $2,465 $2,562

What affects car insurance rates in Monument, Oregon?

What factors can have an impact on Monument, OR car insurance? There are several reasons why Monument car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monument, Oregon.

Commute Time in Monument

The more time you spend in your car the higher the risk of an accident. The average commute length in Monument, OR is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Monument, OR

Ready to find affordable Monument, Oregon car insurance today? Enter your ZIP code for fast, free Monument, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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