Compare Moody, TX Car Insurance Rates (2021)

Car insurance in Moody, TX averages $293 a month. Moody, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Moody car insurance rates, compare quotes from the top car insurance companies in Moody, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Moody is USAA
  • Average car insurance rates in Moody, TX are $3,518/year
  • Average car insurance rates in Moody, TX after a DUI are $4,028/year

If you need to buy Moody, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Moody, TX is right here.

You’ll find Moody car insurance rates, the cheapest Moody, TX car insurance companies, and information on Texas car insurance laws. You can also compare Moody, Texas car insurance rates to Houston car insurance rates, Fort Worth car insurance rates, and Plano car insurance rates.

Ready to find affordable Moody, TX car insurance today? Enter your ZIP code for fast, free Moody car insurance quotes.

Cheapest Moody, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moody, TX car insurance rates? Every Moody, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moody, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,314 $3,341 $3,272 $3,272 $8,777 $10,584 $4,094 $4,261
American Family $2,165 $2,403 $2,031 $2,317 $5,632 $7,342 $3,080 $3,499
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,269 $2,306 $2,006 $2,122 $6,462 $8,289 $2,669 $2,886
Progressive $2,338 $2,206 $2,096 $2,129 $10,111 $11,267 $2,761 $2,786
State Farm $1,963 $1,963 $1,753 $1,753 $4,795 $6,130 $2,141 $2,208
USAA $1,474 $1,480 $1,409 $1,396 $4,120 $4,482 $1,955 $2,092

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Minimum Car Insurance in Moody, TX

Every driver must carry the minimum car insurance in Moody, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Moody, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Moody, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moody, TX. Compare credit history car insurance rates in Moody from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moody, Texas

Insurance Company Poor Fair Good
Allstate $6,498 $4,765 $4,080
American Family $4,887 $3,085 $2,704
GEICO $4,183 $2,384 $1,603
Nationwide $4,345 $3,495 $3,038
Progressive $4,996 $4,348 $4,040
State Farm $4,018 $2,502 $1,995
USAA $3,378 $1,953 $1,572

Cheapest Moody, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moody, TX to rates for a clean record with top companies.

Annual Moody, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,129 $6,399 $3,964
American Family $3,256 $4,105 $3,617 $3,256
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,146 $3,146 $4,659 $3,553
Progressive $3,888 $5,057 $4,532 $4,369
State Farm $2,513 $2,894 $3,432 $2,513
USAA $1,718 $2,534 $2,982 $1,971

Cheapest Moody, TX Car Insurance for Teen Drivers

Teen car insurance in Moody, TX can be expensive. Take a look at rates from the top car insurance companies in Moody for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moody, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,777 $10,584
American Family $5,632 $7,342
GEICO $4,365 $4,568
Nationwide $6,462 $8,289
Progressive $10,111 $11,267
State Farm $4,795 $6,130
USAA $4,120 $4,482

Cheapest Moody, TX Car Insurance for Seniors

Take a look at Moody, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moody, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,272 $3,272
American Family $2,031 $2,317
GEICO $1,955 $2,178
Nationwide $2,006 $2,122
Progressive $2,096 $2,129
State Farm $1,753 $1,753
USAA $1,409 $1,396

Cheapest Moody, TX Car Insurance Rates After a DUI

A DUI in Moody, TX increases car insurance rates. Compare Moody, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moody, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,399
American Family $3,617
GEICO $2,571
Nationwide $4,659
Progressive $4,532
State Farm $3,432
USAA $2,982

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Cheapest Moody, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moody, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moody, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,991 $5,237
American Family $3,559 $3,559
GEICO $2,671 $2,776
Nationwide $3,626 $3,626
Progressive $4,462 $4,462
State Farm $2,838 $2,838
USAA $2,272 $2,330

The Best Cheap Car Insurance Companies in Moody, TX

Take a look at a side-by-side comparison of the top car insurance companies in Moody, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moody, Texas

Insurance Company Average Annual Rates
Allstate $5,114
American Family $3,559
GEICO $2,723
Nationwide $3,626
Progressive $4,462
State Farm $2,838
USAA $2,301

Category Winners: Cheapest Car Insurance in Moody, Texas

Find the cheapest car insurance companies in Moody, TX for each category right here.

Best Annual Car Insurance Rates by Company in Moody, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Moody, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moody car insurance rates. Find the cheapest Moody, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moody, Texas

Insurance Company Low Medium High
Allstate $4,992 $5,069 $5,282
American Family $3,311 $3,433 $3,932
GEICO $2,604 $2,696 $2,871
Nationwide $3,911 $3,473 $3,495
Progressive $4,232 $4,440 $4,713
State Farm $2,697 $2,832 $2,986
USAA $2,223 $2,292 $2,388

What affects car insurance rates in Moody, Texas?

What factors can have an impact on Moody, TX car insurance? There are several reasons why Moody car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moody, Texas.

Commute Time in Moody

The more time you spend in your car the higher the risk of an accident. The average commute length in Moody, TX is 23.9 minutes according to City-Data.

Compare Car Insurance Quotes in Moody, TX

Ready to find affordable Moody, Texas car insurance today? Enter your ZIP code for fast, free Moody, TX car insurance quotes.

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