Compare Moon Lake, FL Car Insurance Rates (2021)

Car insurance in Moon Lake, FL averages $450 a month. Moon Lake, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Moon Lake car insurance rates, compare quotes from the top car insurance companies in Moon Lake, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Moon Lake, FL after a DUI are $6,478/year
  • The cheapest car insurance company in Moon Lake is USAA
  • Average car insurance rates in Moon Lake, FL are $5,398/year

If you need to buy Moon Lake, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Moon Lake, FL is right here.

You’ll find Moon Lake car insurance rates, the cheapest Moon Lake, FL car insurance companies, and information on Florida car insurance laws. You can also compare Moon Lake, Florida car insurance rates to Orlando car insurance rates, Hialeah car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Moon Lake, FL car insurance today? Enter your ZIP code for fast, free Moon Lake car insurance quotes.

Cheapest Moon Lake, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moon Lake, FL car insurance rates? Every Moon Lake, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moon Lake, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,504 $5,254 $4,813 $4,880 $19,178 $20,902 $5,397 $5,446
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $4,615 $4,315 $3,929 $4,207 $13,142 $14,169 $5,550 $5,164
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,918 $1,883 $1,808 $1,784 $6,681 $7,685 $2,394 $2,575

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Minimum Car Insurance in Moon Lake, FL

Every driver must carry the minimum car insurance in Moon Lake, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Moon Lake, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Moon Lake, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moon Lake, FL. Compare credit history car insurance rates in Moon Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moon Lake, Florida

Insurance Company Poor Fair Good
Allstate $12,544 $7,876 $6,345
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $8,966 $6,386 $5,306
State Farm $4,932 $3,227 $2,642
USAA $5,434 $2,662 $1,927

Cheapest Moon Lake, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moon Lake, FL to rates for a clean record with top companies.

Annual Moon Lake, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,678 $9,237 $10,241 $8,532
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $5,413 $8,052 $6,786 $7,295
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,607 $3,232 $4,788 $2,737

Cheapest Moon Lake, FL Car Insurance for Teen Drivers

Teen car insurance in Moon Lake, FL can be expensive. Take a look at rates from the top car insurance companies in Moon Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moon Lake, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,178 $20,902
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $13,142 $14,169
State Farm $6,607 $8,452
USAA $6,681 $7,685

Cheapest Moon Lake, FL Car Insurance for Seniors

Take a look at Moon Lake, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moon Lake, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,813 $4,880
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,929 $4,207
State Farm $2,037 $2,037
USAA $1,808 $1,784

Cheapest Moon Lake, FL Car Insurance Rates After a DUI

A DUI in Moon Lake, FL increases car insurance rates. Compare Moon Lake, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moon Lake, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,241
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,155
Progressive $6,786
State Farm $3,600
USAA $4,788

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Cheapest Moon Lake, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moon Lake, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moon Lake, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,665 $9,178
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $6,886 $6,886
State Farm $3,475 $3,726
USAA $3,303 $3,379

The Best Cheap Car Insurance Companies in Moon Lake, FL

Take a look at a side-by-side comparison of the top car insurance companies in Moon Lake, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moon Lake, Florida

Insurance Company Average Annual Rates
Allstate $8,922
GEICO $4,115
Liberty Mutual $6,060
Nationwide $4,863
Progressive $6,886
State Farm $3,600
USAA $3,341

Category Winners: Cheapest Car Insurance in Moon Lake, Florida

Find the cheapest car insurance companies in Moon Lake, FL for each category right here.

Best Annual Car Insurance Rates by Company in Moon Lake, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Moon Lake, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moon Lake car insurance rates. Find the cheapest Moon Lake, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moon Lake, Florida

Insurance Company Low Medium High
Allstate $6,583 $9,451 $10,732
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $5,506 $7,080 $8,074
State Farm $3,038 $3,696 $4,067
USAA $2,811 $3,479 $3,733

What affects car insurance rates in Moon Lake, Florida?

What factors can have an impact on Moon Lake, FL car insurance? There are several reasons why Moon Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moon Lake, Florida.

Commute Time in Moon Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Moon Lake, FL is 37.3 minutes according to City-Data.

Compare Car Insurance Quotes in Moon Lake, FL

Ready to find affordable Moon Lake, Florida car insurance today? Enter your ZIP code for fast, free Moon Lake, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State