Compare Moorefield, KY Car Insurance Rates (2021)

Car insurance in Moorefield, KY averages $374 a month. Moorefield, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Moorefield car insurance rates, compare quotes from the top car insurance companies in Moorefield, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Moorefield for teen drivers is USAA
  • The cheapest car insurance company in Moorefield is USAA
  • Average car insurance rates in Moorefield, KY after a DUI are $5,389/year

If you need to buy Moorefield, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Moorefield, KY is right here.

You’ll find Moorefield car insurance rates, the cheapest Moorefield, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Moorefield, Kentucky car insurance rates to Independence car insurance rates, Richmond car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Moorefield, KY car insurance today? Enter your ZIP code for fast, free Moorefield car insurance quotes.

Cheapest Moorefield, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moorefield, KY car insurance rates? Every Moorefield, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moorefield, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,059 $3,006 $2,787 $2,966 $11,719 $13,168 $3,337 $3,505
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,953 $3,195 $2,488 $2,771 $13,148 $14,541 $3,107 $3,258
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,062 $1,951 $1,858 $1,859 $10,282 $11,658 $2,558 $2,617
State Farm $1,839 $1,839 $1,645 $1,645 $5,249 $6,540 $2,054 $2,265
Travelers $2,462 $2,506 $2,416 $2,421 $11,896 $19,136 $2,570 $2,976
USAA $1,855 $1,856 $1,674 $1,700 $4,978 $5,238 $2,340 $2,558

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Minimum Car Insurance in Moorefield, KY

Every driver must carry the minimum car insurance in Moorefield, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Moorefield, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Moorefield, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moorefield, KY. Compare credit history car insurance rates in Moorefield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moorefield, Kentucky

Insurance Company Poor Fair Good
Allstate $7,203 $4,986 $4,142
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,137 $4,990 $3,921
Nationwide $5,472 $4,309 $3,742
Progressive $4,850 $4,249 $3,967
State Farm $4,171 $2,518 $1,965
Travelers $6,473 $5,471 $5,450
USAA $4,125 $2,313 $1,885

Cheapest Moorefield, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moorefield, KY to rates for a clean record with top companies.

Annual Moorefield, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,476 $5,890 $6,326 $5,081
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,720 $7,304 $5,675 $5,030
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,601 $5,341 $4,108 $4,373
State Farm $2,637 $3,132 $2,885 $2,885
Travelers $5,053 $5,199 $7,518 $5,422
USAA $2,091 $2,955 $3,535 $2,517

Cheapest Moorefield, KY Car Insurance for Teen Drivers

Teen car insurance in Moorefield, KY can be expensive. Take a look at rates from the top car insurance companies in Moorefield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moorefield, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,719 $13,168
GEICO $7,170 $8,568
Liberty Mutual $13,148 $14,541
Nationwide $7,262 $9,049
Progressive $10,282 $11,658
State Farm $5,249 $6,540
Travelers $11,896 $19,136
USAA $4,978 $5,238

Cheapest Moorefield, KY Car Insurance for Seniors

Take a look at Moorefield, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moorefield, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,787 $2,966
GEICO $3,742 $3,389
Liberty Mutual $2,488 $2,771
Nationwide $2,887 $3,016
Progressive $1,858 $1,859
State Farm $1,645 $1,645
Travelers $2,416 $2,421
USAA $1,674 $1,700

Cheapest Moorefield, KY Car Insurance Rates After a DUI

A DUI in Moorefield, KY increases car insurance rates. Compare Moorefield, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moorefield, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,326
GEICO $7,199
Liberty Mutual $5,675
Nationwide $5,866
Progressive $4,108
State Farm $2,885
Travelers $7,518
USAA $3,535

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Cheapest Moorefield, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moorefield, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moorefield, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,443 $5,443
GEICO $4,371 $4,456
Liberty Mutual $5,683 $5,683
Nationwide $4,508 $4,508
Progressive $4,356 $4,356
State Farm $2,810 $2,959
Travelers $5,798 $5,798
USAA $2,672 $2,877

The Best Cheap Car Insurance Companies in Moorefield, KY

Take a look at a side-by-side comparison of the top car insurance companies in Moorefield, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moorefield, Kentucky

Insurance Company Average Annual Rates
Allstate $5,443
GEICO $4,413
Liberty Mutual $5,683
Nationwide $4,508
Progressive $4,356
State Farm $2,885
Travelers $5,798
USAA $2,775

Category Winners: Cheapest Car Insurance in Moorefield, Kentucky

Find the cheapest car insurance companies in Moorefield, KY for each category right here.

Best Annual Car Insurance Rates by Company in Moorefield, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Moorefield, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moorefield car insurance rates. Find the cheapest Moorefield, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moorefield, Kentucky

Insurance Company Low Medium High
Allstate $5,048 $5,422 $5,860
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,459 $5,653 $5,936
Nationwide $4,563 $4,454 $4,506
Progressive $4,034 $4,304 $4,729
State Farm $2,726 $2,883 $3,044
Travelers $5,499 $5,821 $6,074
USAA $2,650 $2,768 $2,906

Compare Car Insurance Quotes in Moorefield, KY

Ready to find affordable Moorefield, Kentucky car insurance today? Enter your ZIP code for fast, free Moorefield, KY car insurance quotes.

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