Compare Mooresville, NC Car Insurance Rates (2021)

Car insurance in Mooresville, NC averages $274 a month. Mooresville, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Mooresville car insurance rates, compare quotes from the top car insurance companies in Mooresville, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mooresville, NC are $3,291/year
  • The cheapest car insurance company in Mooresville is Liberty Mutual
  • Average car insurance rates in Mooresville, NC after a DUI are $6,187/year

If you need to buy Mooresville, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Mooresville, NC is right here.

You’ll find Mooresville car insurance rates, the cheapest Mooresville, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Mooresville, North Carolina car insurance rates to Durham car insurance rates, Charlotte car insurance rates, and High Point car insurance rates.

Ready to find affordable Mooresville, NC car insurance today? Enter your ZIP code for fast, free Mooresville car insurance quotes.

Cheapest Mooresville, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mooresville, NC car insurance rates? Every Mooresville, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mooresville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,518 $5,518 $4,527 $4,527 $13,312 $13,312 $5,627 $5,627
GEICO $2,459 $2,413 $2,426 $2,382 $4,592 $4,551 $2,155 $2,142
Liberty Mutual $1,769 $1,769 $1,830 $1,830 $3,156 $3,156 $1,769 $1,769
Nationwide $2,335 $2,335 $2,335 $2,335 $3,997 $3,997 $2,335 $2,335
Progressive $1,685 $1,685 $1,545 $1,545 $4,026 $4,026 $1,881 $1,881
State Farm $2,346 $2,346 $2,030 $2,030 $3,465 $3,465 $2,898 $2,898
Travelers $2,576 $2,576 $2,555 $2,555 $4,418 $4,418 $2,644 $2,644

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Minimum Car Insurance in Mooresville, NC

Every driver must carry the minimum car insurance in Mooresville, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Mooresville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mooresville, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mooresville, NC. Compare credit history car insurance rates in Mooresville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mooresville, North Carolina

Insurance Company Poor Fair Good
Allstate $9,804 $6,360 $5,574
GEICO $3,127 $2,876 $2,666
Liberty Mutual $2,131 $2,131 $2,131
Nationwide $2,751 $2,751 $2,751
Progressive $2,562 $2,232 $2,058
State Farm $3,768 $2,411 $1,875
Travelers $3,256 $2,963 $2,926

Cheapest Mooresville, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mooresville, NC to rates for a clean record with top companies.

Annual Mooresville, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,929 $6,905 $12,842 $5,309
GEICO $1,567 $2,315 $5,529 $2,148
Liberty Mutual $1,273 $1,632 $3,987 $1,632
Nationwide $1,623 $2,095 $5,189 $2,095
Progressive $1,088 $1,581 $4,938 $1,529
State Farm $1,431 $2,070 $5,168 $2,070
Travelers $1,812 $2,383 $5,656 $2,342

Cheapest Mooresville, NC Car Insurance for Teen Drivers

Teen car insurance in Mooresville, NC can be expensive. Take a look at rates from the top car insurance companies in Mooresville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mooresville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,312 $13,312
GEICO $4,592 $4,551
Liberty Mutual $3,156 $3,156
Nationwide $3,997 $3,997
Progressive $4,026 $4,026
State Farm $3,465 $3,465
Travelers $4,418 $4,418

Cheapest Mooresville, NC Car Insurance for Seniors

Take a look at Mooresville, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mooresville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,527 $4,527
GEICO $2,426 $2,382
Liberty Mutual $1,830 $1,830
Nationwide $2,335 $2,335
Progressive $1,545 $1,545
State Farm $2,030 $2,030
Travelers $2,555 $2,555

Cheapest Mooresville, NC Car Insurance Rates After a DUI

A DUI in Mooresville, NC increases car insurance rates. Compare Mooresville, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mooresville, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,842
GEICO $5,529
Liberty Mutual $3,987
Nationwide $5,189
Progressive $4,938
State Farm $5,168
Travelers $5,656

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Cheapest Mooresville, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mooresville, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mooresville, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,246 $7,246
GEICO $2,890 $2,890
Liberty Mutual $2,131 $2,131
Nationwide $2,751 $2,751
Progressive $2,284 $2,284
State Farm $2,676 $2,693
Travelers $3,048 $3,048

Cheapest Mooresville, NC Car Insurance Rates by ZIP Code

Mooresville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mooresville, NC.

Annual Car Insurance Rates by ZIP Code in Mooresville, North Carolina

ZIP Code Average Annual Rates
28115 $2,984
28117 $3,002

The Best Cheap Car Insurance Companies in Mooresville, NC

Take a look at a side-by-side comparison of the top car insurance companies in Mooresville, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mooresville, North Carolina

Insurance Company Average Annual Rates
Allstate $7,246
GEICO $2,890
Liberty Mutual $2,131
Nationwide $2,751
Progressive $2,284
State Farm $2,685
Travelers $3,048

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Category Winners: Cheapest Car Insurance in Mooresville, North Carolina

Find the cheapest car insurance companies in Mooresville, NC for each category right here.

Best Annual Car Insurance Rates by Company in Mooresville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Mooresville, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mooresville car insurance rates. Find the cheapest Mooresville, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mooresville, North Carolina

Insurance Company Low Medium High
Allstate $6,978 $7,219 $7,541
GEICO $2,756 $2,879 $3,034
Liberty Mutual $2,026 $2,117 $2,249
Nationwide $2,634 $2,736 $2,882
Progressive $2,162 $2,270 $2,420
State Farm $2,575 $2,671 $2,808
Travelers $2,917 $3,032 $3,196

What affects car insurance rates in Mooresville, North Carolina?

What factors can have an impact on Mooresville, NC car insurance? There are several reasons why Mooresville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mooresville, North Carolina.

Commute Time in Mooresville

The more time you spend in your car the higher the risk of an accident. The average commute length in Mooresville, NC is 25.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Mooresville, NC

Ready to find affordable Mooresville, North Carolina car insurance today? Enter your ZIP code for fast, free Mooresville, NC car insurance quotes.

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