Compare Mora, NM Car Insurance Rates (2021)

Car insurance in Mora, NM averages $291 a month. Mora, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mora car insurance rates, compare quotes from the top car insurance companies in Mora, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mora, NM after a DUI are $4,454/year
  • Average car insurance rates in Mora, NM are $3,497/year
  • The cheapest car insurance company in Mora is USAA

If you need to buy Mora, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Mora, NM is right here.

You’ll find Mora car insurance rates, the cheapest Mora, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Mora, New Mexico car insurance rates to Carlsbad car insurance rates, Las Cruces car insurance rates, and Gallup car insurance rates.

Ready to find affordable Mora, NM car insurance today? Enter your ZIP code for fast, free Mora car insurance quotes.

Cheapest Mora, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mora, NM car insurance rates? Every Mora, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mora, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,424 $2,425 $2,229 $2,342 $8,303 $9,653 $2,671 $2,830
Farmers $2,438 $2,430 $2,184 $2,331 $9,844 $10,110 $2,736 $2,821
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,822 $1,775 $1,633 $1,646 $7,226 $8,159 $2,215 $2,308
State Farm $1,594 $1,594 $1,437 $1,437 $4,299 $5,406 $1,785 $1,983
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Mora, NM

Every driver must carry the minimum car insurance in Mora, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Mora, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mora, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mora, NM. Compare credit history car insurance rates in Mora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mora, New Mexico

Insurance Company Poor Fair Good
Allstate $4,779 $3,943 $3,607
Farmers $5,010 $4,139 $3,936
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,692 $3,270 $3,082
State Farm $3,495 $2,142 $1,689
USAA $2,680 $2,000 $1,731

Cheapest Mora, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mora, NM to rates for a clean record with top companies.

Annual Mora, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,364 $4,460 $4,807 $3,808
Farmers $3,687 $4,745 $4,635 $4,380
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,897 $3,942 $3,123 $3,430
State Farm $2,296 $2,491 $2,491 $2,491
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Mora, NM Car Insurance for Teen Drivers

Teen car insurance in Mora, NM can be expensive. Take a look at rates from the top car insurance companies in Mora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mora, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,303 $9,653
Farmers $9,844 $10,110
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $7,226 $8,159
State Farm $4,299 $5,406
USAA $3,641 $4,122

Cheapest Mora, NM Car Insurance for Seniors

Take a look at Mora, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mora, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,229 $2,342
Farmers $2,184 $2,331
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,633 $1,646
State Farm $1,437 $1,437
USAA $1,372 $1,376

Cheapest Mora, NM Car Insurance Rates After a DUI

A DUI in Mora, NM increases car insurance rates. Compare Mora, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mora, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,807
Farmers $4,635
GEICO $8,009
Nationwide $5,214
Progressive $3,123
State Farm $2,491
USAA $2,897

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Cheapest Mora, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mora, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mora, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,110 $4,110
Farmers $4,362 $4,362
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $3,348 $3,348
State Farm $2,382 $2,502
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Mora, NM

Take a look at a side-by-side comparison of the top car insurance companies in Mora, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mora, New Mexico

Insurance Company Average Annual Rates
Allstate $4,110
Farmers $4,362
GEICO $4,266
Nationwide $3,817
Progressive $3,348
State Farm $2,442
USAA $2,137

Category Winners: Cheapest Car Insurance in Mora, New Mexico

Find the cheapest car insurance companies in Mora, NM for each category right here.

Best Annual Car Insurance Rates by Company in Mora, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mora, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mora car insurance rates. Find the cheapest Mora, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mora, New Mexico

Insurance Company Low Medium High
Allstate $3,921 $4,101 $4,307
Farmers $3,968 $4,319 $4,798
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $3,220 $3,346 $3,478
State Farm $2,251 $2,449 $2,626
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Mora, New Mexico?

What factors can have an impact on Mora, NM car insurance? There are several reasons why Mora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mora, New Mexico.

Commute Time in Mora

The more time you spend in your car the higher the risk of an accident. The average commute length in Mora, NM is 72.9 minutes according to City-Data.

Compare Car Insurance Quotes in Mora, NM

Ready to find affordable Mora, New Mexico car insurance today? Enter your ZIP code for fast, free Mora, NM car insurance quotes.

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