Compare Moravian Falls, NC Car Insurance Rates (2021)

Car insurance in Moravian Falls, NC averages $261 a month. Moravian Falls, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Moravian Falls car insurance rates, compare quotes from the top car insurance companies in Moravian Falls, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Moravian Falls, NC are $3,130/year
  • The cheapest ZIP code in Moravian Falls is 28697
  • Average car insurance rates in Moravian Falls, NC after a DUI are $5,881/year

If you need to buy Moravian Falls, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Moravian Falls, NC is right here.

You’ll find Moravian Falls car insurance rates, the cheapest Moravian Falls, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Moravian Falls, North Carolina car insurance rates to Wilmington car insurance rates, Cary car insurance rates, and Raleigh car insurance rates.

Ready to find affordable Moravian Falls, NC car insurance today? Enter your ZIP code for fast, free Moravian Falls car insurance quotes.

Cheapest Moravian Falls, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moravian Falls, NC car insurance rates? Every Moravian Falls, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moravian Falls, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,075 $5,075 $4,167 $4,167 $12,184 $12,184 $5,175 $5,175
GEICO $2,569 $2,517 $2,509 $2,460 $4,656 $4,614 $2,228 $2,214
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,597 $1,597 $1,439 $1,439 $3,774 $3,774 $1,792 $1,792
State Farm $2,278 $2,278 $1,971 $1,971 $3,352 $3,352 $2,815 $2,815
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

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Minimum Car Insurance in Moravian Falls, NC

Every driver must carry the minimum car insurance in Moravian Falls, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Moravian Falls, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Moravian Falls, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moravian Falls, NC. Compare credit history car insurance rates in Moravian Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moravian Falls, North Carolina

Insurance Company Poor Fair Good
Allstate $9,004 $5,845 $5,102
GEICO $3,237 $2,953 $2,722
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,452 $2,094 $1,906
State Farm $3,658 $2,338 $1,816
Travelers $3,102 $2,823 $2,792

Cheapest Moravian Falls, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moravian Falls, NC to rates for a clean record with top companies.

Annual Moravian Falls, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,602 $6,330 $11,797 $4,873
GEICO $1,698 $2,422 $5,526 $2,237
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,003 $1,467 $4,714 $1,419
State Farm $1,403 $2,008 $4,997 $2,008
Travelers $1,727 $2,264 $5,402 $2,231

Cheapest Moravian Falls, NC Car Insurance for Teen Drivers

Teen car insurance in Moravian Falls, NC can be expensive. Take a look at rates from the top car insurance companies in Moravian Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moravian Falls, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,184 $12,184
GEICO $4,656 $4,614
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,774 $3,774
State Farm $3,352 $3,352
Travelers $4,143 $4,143

Cheapest Moravian Falls, NC Car Insurance for Seniors

Take a look at Moravian Falls, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moravian Falls, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,167 $4,167
GEICO $2,509 $2,460
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,439 $1,439
State Farm $1,971 $1,971
Travelers $2,458 $2,458

Cheapest Moravian Falls, NC Car Insurance Rates After a DUI

A DUI in Moravian Falls, NC increases car insurance rates. Compare Moravian Falls, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moravian Falls, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,797
GEICO $5,526
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,714
State Farm $4,997
Travelers $5,402

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Cheapest Moravian Falls, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moravian Falls, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moravian Falls, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,650 $6,650
GEICO $2,971 $2,971
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,151 $2,151
State Farm $2,588 $2,620
Travelers $2,906 $2,906

Cheapest Moravian Falls, NC Car Insurance Rates by ZIP Code

Moravian Falls car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Moravian Falls, NC.

Annual Car Insurance Rates by ZIP Code in Moravian Falls, North Carolina

ZIP Code Average Annual Rates
28654 $2,842
28697 $2,837

The Best Cheap Car Insurance Companies in Moravian Falls, NC

Take a look at a side-by-side comparison of the top car insurance companies in Moravian Falls, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moravian Falls, North Carolina

Insurance Company Average Annual Rates
Allstate $6,650
GEICO $2,971
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,151
State Farm $2,604
Travelers $2,906

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Category Winners: Cheapest Car Insurance in Moravian Falls, North Carolina

Find the cheapest car insurance companies in Moravian Falls, NC for each category right here.

Best Annual Car Insurance Rates by Company in Moravian Falls, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Moravian Falls, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moravian Falls car insurance rates. Find the cheapest Moravian Falls, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moravian Falls, North Carolina

Insurance Company Low Medium High
Allstate $6,444 $6,629 $6,878
GEICO $2,851 $2,961 $3,100
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,045 $2,138 $2,269
State Farm $2,511 $2,592 $2,710
Travelers $2,790 $2,891 $3,037

What affects car insurance rates in Moravian Falls, North Carolina?

What factors can have an impact on Moravian Falls, NC car insurance? There are several reasons why Moravian Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moravian Falls, North Carolina.

Commute Time in Moravian Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Moravian Falls, NC is 17.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Moravian Falls, NC

Ready to find affordable Moravian Falls, North Carolina car insurance today? Enter your ZIP code for fast, free Moravian Falls, NC car insurance quotes.

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